Kotak Mobile Banking App
Savings, UPI, Payments & Loans
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Description

The Kotak Mobile Banking App, a best in class App, provides banking on the go, which is a must in today’s digital era.

If you are not an existing Kotak customer, you can open an 811 digital bank account on the app or a Kotak Savings account by visiting your nearest branch.

If you are an existing Kotak customer, you can use the 250+ features of the app to Bank, Pay bills, Invest, Shop and access services.
• Bank on the go:
Manage all your financial transactions, send and receive money through NEFT, IMPS and RTGS & UPI, request for a cheque book and much more
• Shop at your fingertips:
Dive into KayMall and shop via Flipkart, Amazon, Bigbasket, book flights and hotel rooms via Goibibo and book train tickets (IRCTC Authorized Partner) and much more
• Pay your bills:
Pay your Mobile Recharge, DTH payments and other bills with the online BillPay feature. Also, use the AutoPay feature to remember your monthly bills and pay them automatically from your account. Never miss a deadline again
• Services:
Instant completion on requesting for services such as updation of profile details, switching on/off of your Debit/Credit Card online

There's a lot more you can do with our Mobile Banking App:
• Transfer money instantly using BHIM UPI without the need for any bank information
• Transfer funds easily on the go without registering a beneficiary
• Book train tickets (IRCTC Authorized Partner), Flight tickets, Bus tickets, Hotels. Shop on Amazon, Flipkart, BigBasket, and more in KayMall.
• Recharge your mobile & DTH subscriptions with ease
• Purchase and redeem Mutual Funds and keep track of your investments
• Apply for a Kotak Credit Card
• Regenerate your Debit and Credit card PINs
• In case of loss, temporarily switch off your Kotak Debit Card for security purpose
• Pay Credit Card bill online
• Check your Bank Account statement
• Check your account balance
• Pay your bills, open a Term Deposit
• Post opening Account, go to Manage Profile and Click a selfie or upload your photo to set as profile picture

Get started:
To get started, you just need your Customer Relationship Number (CRN), your Debit / Credit Card PIN or your Net Banking password to get started. The app will take you through a one-time activation process when you login for the first time.
Kotak Bank App requires following permissions:
- Contacts: This is required to allow you fetching mobile number while mobile / DTH recharge or sharing IFSC/MMID
- Location: This is required for Branch / ATM locator
- Photos / Media / Files / Camera: This is required to let you access gallery / click an image to set profile picture.
- Phone: This is required to let you dial customer contact center
- SMS: This is required to auto activate the device during activation process.

Please note that your data is safe with Kotak Mahindra bank. We do not share any information with third party without your initiation.
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Screenshots

User Rating

4.79 out of 5

448,768 ratings in India

5 star
388,391
4 star
43,997
3 star
6,996
2 star
2,458
1 star
6,926

Ratings History

Reviews

Doesn’t get UPi request on time

AnOldMonk on

Wastes a lot of time for simple requests of UPi approval

Good support from Kotak Yelahanka branch.

Prem arali on

Good support from Kotak branch Yelahanka, as well as mobile banking app.and it is good to get advises from Yelahanka branch.

Unnecessary charges always !

IshdeepHH on

Sneakily try to add charges and send unnecessary cards ! Zero ethics . Be aware and keep track of random charges

App does not work

JuhiTal on

App is mostly down on many days and there is no notification of scheduled maintenance or so. In short not at all worthy app. Please do some improvements

Good app

oksree on

I have used most of the apps. You can rate icici and hdfc at highest. I opened a new account . Now 811 is stopped. I preferred normal account after poor support from DBS Digi bank. They have been struggling with their app. I found upi payments happen so quickly and so am not using gpay.. etc also the phone support was good for the new account.. the UI could be better but I use it mostly for expenses and upi.. I found it ok. An expense category wise report would have been better. Did not find that..

Thank you

Retrospecrider on

Thank you for your service. Regards, Vijay

Kotak Bank app

Amit Ghiya on

Very convenient and easy app.

No complaints

Kathir Nila on

User friendly, easy to use, quick transfers

Worst app ever

abhiteddy on

App is very slow dose not recognise QR code all way server issue totally waste of time to relay on this app on emergency transaction

Loading

Fardeen 69 on

The worst mobile banking app I ever used nothing just loading just loading I’m sick of it i don’t want to give any start it’s doesn’t deserve 1 star improve your app

Store Rankings

Ranking History

Category Rankings

Chart
Category
Rank
Top Free
19
Top Free
128
Top Free
134
Top Free
139
Top Free
198

Keywords

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Revenue and Downloads

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App Info

Category
Finance
Languages
English
Recent version
5.4.2 (2 months ago )
Released on
Apr 18, 2013 (11 years ago )
Last updated
3 weeks ago