postpe - Reviews, Revenue and Downloads - Apple App Store

Description

get up to 10 lacs in just 60 seconds with postpe and live life to the max! enjoy 30 days of interest free credit, scan and pay on all BharatPe QRs and get up to 3 lacs of instant cash loan with postpe cash.

don’t pay, postpe!

* scan and pay: scan any BharatPe QR codes to pay using your postpe credit limit
* send money: transfer your postpe credit limit directly to your bank account
* postpe cash: get instant cash of up to 3 lacs in your bank account & repay with easy EMIs for up to 15 months
* cashbacks and rewards
* convert your bill to easy EMIs
* one bill, multiple transactions - postpe aggregates all your transactions and generates one bill

How to use postpe?

Download the postpe app
Sign up using phone number
Complete your KYC
Start transacting with postpe

When do I have to repay?

* Bill is generated on the 1st of every month. You can repay within 5 days of bill generation or convert to EMIs.
* You can pay your bill using any UPI app, debit card or net banking.

EMI calculation:
postpe extends credit line between Rs. 1,000 to Rs. 10,00,000 with instant approval and no collateral for a tenure upto 15 months

Repayment Terms:
Bill is generated every month. Users have option to convert bills to EMIs from 3 months upto 15 months. Users can also repay bill in full at no interest cost by the due date.
postpe loan repayment tenure ranges from minimum of 3 months to a maximum of 15 months

Annual Percentage Rate (APR):
Ranges from 18% - 70%. APR is communicated on the postpe App while converting bill to EMIs or taking postpe loans. APR will be different for different tenures of EMIs.

Example of postpe cash:
* Amount chosen by user: Rs. 1,00,000
* Tenure: 12 months
* Interest Rate : 18% per year (reducing)
* Processing fees: 2.5%
* Repayment Amount: Rs. 1,11,196
* Total Interest Payable: Rs. 11,196
* Processing Fees (incl. GST): Rs. 2500
* Monthly installment (EMI): Rs. 9266.32
* Total Cost of the Loan: Interest Amount + Processing Fees = Rs.2,500 + Rs.11,196 = Rs 13,695
* APR : 24.8%

An example of Bill to EMI conversion:
* Amount converted into EMI: Rs. 1,00,000
* Tenure: 6 months
* Interest Rate (APR): 18% per year
* Repayment Amount: Rs. 1,09,000
* Total Interest Payable: Rs. 100,000 x (18%/12)*(6 months) = Rs. 9,000
* Processing Fees (incl. GST): Rs. 0
* Monthly installment (EMI): Rs. 18,166.67
* Total Cost of the Loan: Interest Amount + Processing Fees = Rs.9,000 + Rs.0= Rs. 9,000

Permissions:
As per the National Payments Corporation of India (NPCI) regulations, it is mandatory to enable SIM binding (Send and Receive SMS) from the user's device to authenticate and authorize payments. We also take permissions like Location and Contacts to provide additional data points that enable our partners to underwrite you better. You can check the Privacy Policy for details - https://postpe.app/privacy.html

NBFC partners:
postpe is a platform and does not give out loans directly to users. postpe has partnered with RBI approved NBFCs - LendenClub(Innofin Solutions Private Limited), TrillionLoans Fintech Pvt Ltd and Liquiloans(NDX P2P Private Limited). postpe credit limit is sanctioned by one of the NBFCs listed above. You will be shown a sanction letter of the NBFC on the app and shared as a notification.

Please note that postpe is the brand name of the application launched by Resilient Innovations Private Limited (BharatPe). BharatPe is our developer name.

Contact Us:
Reach out to us for any queries and suggestions. Our contact details are :
Address: 7th Floor, Tower 8C, Cyber City, DLF City Phase 2, Gurugram, Haryana, 122008

Email: [email protected]
Website: postpe.app

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Screenshots

User Rating

3.85 out of 5

12,815 ratings in India

5 star

7,993

4 star

1,259

3 star

271

2 star

211

1 star

3,081

Ratings History

Reviews

Fraudster

Postpe by Bharatpe is a Fraudster. I delayed payment by 10days, they started calling all the contact numbers saved in phone. Recovery agent(9552698317)is not only rude but used offensive language and insulted my senior citizen parents. Government is a mute onlloker. Never install Postpe/Bharatpe App. This is Digital India.

Complaint against postpe

If you delay the payment by two or three days, don’t know from where they get your family member number or their employees abusing family member, my father and sister call me someone calling without any reason they’re abusing and asking for do the payment. And they guys even don’t call Bhai recordable line dick call while their personal number only WhatsApp call. Even we don’t have any records. The guy is not ready to chat. They simply said only call and start abusing. His one employee name is Neeraj

Chinese app

Indian government please Ban this app for security purpose 7291058168 fraud call from postpe customer number blackmail customer for money

Credit info grab

It requires PAN details unlike say LazyPay. And they use it to access your credit info even before you can use the app. Very suspect. I deleted it and won’t use it.

Limit

Worest limit

About worst behaviour of the call reminding services

The worst postpe services never tought who is responsible all the illegal loans and could not say their app name in the call time who says it is as easy loans which seems postpe is a fraud company as their agency could not mention the proper amount pending and the way of talking to the client as cheap as their services and I don’t recommend their services waste of time. Please avoid this app 🙏🏻

Worst UI

Even i have received cashback,I can’t utilise these cashback because of the User interface.the recharge or bill payment section disappears on clicking and goes back to previous screen.never expected this from L&T finance

Worst app

Worst app I seen

Important

This is my only review on Apple App Store. Even after paying the dues, they will show amount is pending or fail the payment after due date is over and charge late fees. Lol. Happens when company is run by legit, convicted, frauds.

Cheaters!

Once you start using PostPe regularly they will block your limit even after full repayments on time. It’s so unfair when you only have limited money and you pay that to PostPe thinking you’ll be able to use the limit again. Dreadful!

Store Rankings

Ranking History

Category Rankings

Chart	Category	Rank
Top Free	India Finance	178
Top Free	Singapore Finance	378

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