Raiz - Invest The Spare Change

Raiz helps you easily save and invest your money. Get started in minutes with as little as $5, invest your spare change into a diversified portfolio with automatic round-ups, and give your money a chance to grow in the background of life.
Featured in: Forbes, WIRED, Bloomberg BusinessWeek, Business Insider, CNBC, Channel 9 News, Channel 7.
- EASY SAVING AND INVESTING -
Raiz makes it easy to invest small amounts regularly, the Raiz philosophy, taking the hassle out of investing.
+ Round-Ups
Our flagship feature. Automatically round-up the spare change from your everyday purchases and invest it into a diversified portfolio of stocks and bonds. Invest in the background of life.
+ Recurring Investments
Set up automatic daily, weekly or monthly recurring investments – whatever schedule suits you.
+ Lump Sum Investments
Make one-off investments to boost your Raiz account as often as you’d like.
- HOW WE INVEST -
+ Diversification
Raiz gives you the option of choosing one of 8 pre-defined investment portfolios.
Alternatively, Raiz Plus offers the ability to build a bespoke investment portfolio, including the option to add ASX-listed stocks.
+ Automatic Rebalancing
Raiz automatically rebalances your portfolio to mitigate risk and optimise returns. This means we keep your account in a target mix of stocks and bonds by buying more when they are cheaper and less when they are more expensive. Buy low, sell high.
- BANK LEVEL SECURITY -
Your peace of mind is our highest priority. Raiz uses bank level security and data prevention, prevents unauthorised account access, and notifies you of unusual activity.
- EARN REWARDS -
Do your usual shopping through hundreds of brands like eBay, Apple and Catch who are partnered with Raiz Rewards and get money invested back into your Raiz account.
- INVEST FOR YOUR KIDS -
Raiz Kids is a simple way to save and invest for your children and/or dependants who are under the age of 18. Set them up with their own portfolio and investments, and even choose to give them access to their own Raiz Kids app with custom permissions set by you.
- INVEST FOR YOUR RETIREMENT –
Having already made investing simple and accessible, we aim to do the same for superannuation. Join Raiz Invest Super to take advantage of many of our pre-existing features and portfolios, all integrated into the same app from the palm of your hand.
- CLEAR AND TRANSPARENT FEES -
Depending on the portfolio you choose, fees start at $4.50/month for accounts under $20,000. For full fee details read the PDS before deciding on a portfolio.
- You can deposit and withdraw funds whenever you like with no additional fees.
- No fees for accounts with a $0 balance.
- WHAT THE PRESS HAS TO SAY -
"This is one of the greatest products I have seen in my career.” - Noel Whittaker, author of Making Money Made Simple
“The app makes investing effortless” - Forbes
"This could prove to be an inexpensive way of introducing young people to the world of investing at ages for which compound interest can become a powerful tool." - Bloomberg Businessweek
“The best app I’ve ever downloaded saves me $$ every day without having to lift a finger.” - Mamamia
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This app is operated by RAIZ Invest Australia Limited – Authorised Representative of AFSL 434776. The Raiz Invest Australia product will be issued in Australia by Instreet Investments Limited (ACN 128 813 016 AFSL 434776) and promoted by RAIZ Invest Australia Limited (ACN 604 402 815). A Product Disclosure Statement (PDS) and Target Market Determination (TMD) for this product is available on the Raiz website or App. A person should read and consider the PDS and TMD before deciding whether or not to acquire and continue to hold interests in the product. The risks of investing in this product will be fully set out in the PDS and include the risks that would ordinarily apply to investing.
"Raiz Invest" is a registered trademark of RAIZ Invest Australia Limited.
Address: 2 Bulletin Pl, Sydney NSW 2000