I’ve been using them since 2022 but it feels like they have been using me. It’s 2024- nothing is paid down or off. I don’t know what they are doing for me. I’m still paying my credit card bills and I don’t know what they are doing besides taking $165 a mo for what? IDK? I tried to cancel and they wouldn’t let me. Beware - they are basically another credit card company that wants to take advantage of you and never respond to your questions.

I have tried to create an account because I want to try this app. But the app won’t advance past the email verification screen during the account setup. I’ve hit the verification email button multiple times and it takes me back to the same app screen as if I never hit it. Deleted the app and redownloaded it, same problem. Can’t use at all unless that gets fixed.

This app will randomly unlink your cards and stop doing it the “$10” extra payment even when it’s activated. If you don’t check the app often or pay attention to their emails you will suddenly be buried in late fees for your credits cards cause they unlinked your card. They’ve failed me / unlinked me on several occasions and won’t accept some credit cards to pay off, like Merrick.

Again, no issues with the app interface or anything like that. Payments are made and received correctly, support is helpful, credit was applied quickly. Only problem is it that it drove me further into debt 😭 after my experience with tally i would never recommend anyone do this unless they completely plan to stop using credit cards, and even then i wouldn’t. Interest right now is around 17% so not much savings there, started at around 6% and kept climbing. Just pay your debts off and avoid taking more on to do it. Common sense finances learned the hard way.

Update: they reached out to me saying if I wanted to pay via check, I could send a check to address listed in the response. I already did this PRIOR to submitting my review, and was told to do the same by customer service. I sent the check, with tracking, following the exact instructions by Tally customer service. They never cashed my check. They never applied it to my account. Don’t. Use. Tally. Don’t use this app, you’ll be stuck paying them off forever. They will only let you pay in the app, despite you contacting them directly and asking to send in a check to pay off your balance in full. The fees and interest will pile up despite you paying your balance down every month. It’s awful.

They never pulled my credit and falsely claimed they couldn’t verify me.

Terrible company. I have been with tally for nearly 2 years and without warning I get an email stating they would no longer be paying my credit cards. Now they are giving me a hard time about changing bank accounts. I no longer want them to link to my bank but they won’t take a debit card as payment!!! Do you want my money or not???

After receiving an email requesting for documents and summited my account was closed. Not sure why

Awful. Had trouble linking my card, they told me to try again in a few days. Still didn’t work and gave me attitude when I reached out again. Then they said they would no longer make payments to my card I did have linked even though I didn’t have it set up to make payments. Now I can’t even login to my account to make sure they aren’t scamming me somehow.

Just like everyone else on here - my credit line was shut down with no notice leaving me on the hook for multiple cards and Tally’s new high interest balance. Ended up on in a bigger hole than when I started. Absolutely terrible company and product.