The right app for all your needs. Open a Vivid Business account for companies and freelancers, or a Vivid Personal account for individuals.
Over 1 million Europeans downloaded the app to grow their money with Vivid.
REGISTRATION IN MINUTES
— Full online onboarding.
— Friendly onboarding.
FREE SUBSCRIPTION
— Start with our free plan for €0/month
— Test any paid plan with a free trial.
MULTIPLE ACCOUNTS, MULTIPLE IBANS
— Get up to 15 IBANs with a personal account and up to 30 with a business account.
— Share an IBAN with friends and family living in the EU (for personal accounts).
EARN DAILY INTEREST ON YOUR MONEY
— Add money to a special account with a 5% annual interest rate*.
— Top up and withdraw your funds anytime.
REWARDS EVERYDAY
— Earn up to 5% cashback on monthly categories of purchases.
— Enjoy cashback deals with selected merchants and up to 10% cashback on hotel and car bookings (for personal accounts).
SEND AND RECEIVE MONEY INSTANTLY
— Free Instant SEPA transfers.
— Add money with a card or Apple (for personal accounts).
PERSONALISED VISA CARDS
— Issue multiple virtual or physical cards to match your needs.
— Pick your favourite colour and design, or create your own!
— Add your cards to your Apple Wallet and pay with your phone.
FULL CONTROL OF YOUR CARDS
— Change your PIN and freeze your card in a few taps.
— Set monthly limits.
— Request new credentials.
— Turn on and off withdrawals, online transactions and contactless.
FREE BUSINESS CARDS WITH HIGH LIMITS
— First business card delivery is free for all members.
— High spending limits on each business card.
— No block for high activity—use it as much as you like.
INVEST IN STOCKS, ETFS (for personal accounts)
— Buy and sell 2,000+ stocks and ETFs.
— Get dividends.
FAST SUPPORT
— Quick support via chat or email.
— 24/7 availability.
MOBILE AND WEB ACCESS
— Organise your finances from our mobile app (for personal and business accounts) or web app (for business accounts).
EASY BUDGETING
— Access intuitive analytics into your spending patterns.
— Monthly financial reports.
— Pre-plan future transfers.
CONFIDENT CASH WITHDRAWALS
— Withdraw money in ATMs worldwide.
— Withdrawals with personal accounts are free of charge up to €1,000 per month.
STREAMLINE YOUR PAYMENTS
— Request funds via phone number, send instant transfers between Vivid customers and divide bills. (for personal accounts)
— Pay all your bills at once by sending transfers in bulk (for business accounts)
— Accept incoming SWIFT transfers.
ADD TEAM MEMBERS (for business accounts)
— Manage your team's access to the account.
— Assign Admin and Assistant roles with different levels of access.
— Issue cards and set spending limits for employees with Assistant roles.
STATE-OF-THE-ART SECURITY
— Get immediate notifications for each transaction.
— Your card’s CVV is only visible from your app.
— Turn on biometric login for your account.
Vivid Money S.A. provides accounts, cards and payment services for Vivid Business and Personal.
Vivid Money B.V. provides investing services, Interest accounts and Interest Rate Pockets and Vivid Digital S.r.l
More info on vivid.money.
*The promotion is valid for the first 2 months after opening an Interest Account or Interest Rate Pocket. After, you’ll receive the regular interest rate as per your plan. This rate applies to funds up to 10 million EUR.
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Vivid Business and Personal FAQ
Is Vivid Business and Personal free?
Yes, Vivid Business and Personal is completely free and it doesn't have any in-app purchases or subscriptions.
Is Vivid Business and Personal legit?
⚠️ The Vivid Business and Personal app has poor ratings and negative feedback. Users seem unsatisfied with its performance or features.
Thanks for the vote
How much does Vivid Business and Personal cost?
Vivid Business and Personal is free.
What is Vivid Business and Personal revenue?
To get estimated revenue of Vivid Business and Personal app and other AppStore insights you can sign up to AppTail Mobile Analytics Platform.
User Rating
4.68 out of 5
99 ratings in Egypt
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Ratings History
Vivid Business and Personal Reviews
Worst banking experience ever
Worst banking experience ever,After identity verification, the account is created successfully but after my first payment my account is blocked without saying the reason, I contacted them more than once and they aren’t saying the reason, I was blocked because my name is Muhamed !!! The only reason for blocking me is my name and they informed me that I have to transfer all my money to another account otherwise I’ll be charged for keeping them in my account and I won’t be able to use my account anymore, That’s a pure discrimination !!!!
Update: I’ve contacted the customer support more than once they say that solaris bank blocked me and i should contsct them to know the reason, after I’ve contacted solaris bank, they informed me that I shouldn’t have contacted them and i have to contact vivid !! No one is telling me why I’m blocked and vivid insists on not telling me the reason !!!
Worst Banking Experience
The customer support doesn’t have all the needed information to help customers, my account has been blocked and they were not able at first to identify why that happened and after they figured out why they were not able to solve the problem. Its Solaris bank who have full control over the accounts and there is no communication channels for the customers with Solaris bank, its only through email or chat with Vivid customer support who does not have any access to solve problems and also they are extremely slow in replying. My account has been blocked because i changed my phone number on the app, which is an available option and even confirmed on everything to change it and since then the account has been blocked and they are not able to give a proper answer of when this issue could be solved
!! Warnung vor diesem Anbieter!!
Mittlerweile habe ich über drei Dutzend nervende und bedrohlich empfundene Nachrichten erhalten mit dem Ziel mich in neue Vertragskondis zu zwingen, dessen Konditionen ich AUSDRÜCKLICH NICHT AKZEPTIEREN MÖCHTE!! DER SERVICE IST, WIE VON VIELEN ANDEREN BERICHTET, NICHT ERREICHBAR. Haltet euch von diesem Unternehmen fern!
Please Vivid!
First of all, the reason I want to delete my account is that I have not been updated to Vivid 2.0. I was Prime and was using an additional Vivid card, but when I came to "migration" and tried to update it, it only said no and to take all the money out. So for that reason, I quickly drilled another account and froze all the cards I was using to cancel Vivid, which was my main bank, and deleted the last account, and I said, "Can't delete Money Pocket."
"Before deleting your Money Pocket, please close all others" comes up. Please do something for me. What the hell do I have to do more
Nur noch Probleme beim Login.
Ich muss jedes Mal „Passwort“ vergessen angeben obwohl das Passwort stimmt. Nutzte die Karte seitdem nichtmehr und werde kündigen.
Service decreased from 10 to 2 since December 2023
I’ve been using Vivid since October 2021, when I first moved to Germany as an Erasmus student. Haven’t had any troubles or issues, hence no necessity to get myself another German bank. Vivid used to be the best German bank I could imagine. Simple, easy to use, laconic, chat support was always there and always friendly. So I stayed a loyal customer for years.
However, since December 2023, Vivid makes me run through unending verification troubles.
First, when I Top Upped my account in DM I had to provide a NOTARIZED proof of finances. Otherwise my account would be closed.
Then, all of a sudden, I had to provide a proof of residency in the beginning of a year. Otherwise my account was threatened to be closed again. But at least the chat support was answering within a day and we could find a document they required.
Now — the migrations to Vivid 2.0 issue. With an IBAN being changed (extra trouble for me as for the working student on residence permit) but I still decided to migrate bc of my loyalty to Vivid.
In order to migrate, I need to verify my identity, but I could not do it the the usual way. Since my Aufenthaltitel is on prolongation, all I have on my hands are an old Aufenthalt, my old visa, my ID and the Fiktionsbescheinigung. Since Fiktion does not have a photo, automatic verification just would not let me through. When I asked Vivid Team if Fiktion is acceptable for verification (or if I should search for another bank), the answer of tech support was positive. They told me Fiktion is fine and I just have to get verified manually.
And here I am, trying to get myself verified for MORE THEN A MONTH - yet still unsuccessfully. Chat support answers once in a blue moon, if I’m lucky once in 5 working days. My documents have been checked and double-checked for God knows how many times. Support team keeps offering me solutions like reinstalling the app, which do not work. I’ve sent my documents by PDF, per Email, but all of ir led to nothing.
So, in short, I simply cannot use the app and the bank further on because of the poor service that cannot get me verified AS PROMISED. Schade. I am very disappointed that I have to leave the bank that I used to love and inform my Uni, my job and other instances of my sudden IBAN changes in the middle of the year.
Btw other bank opened me a new account with my Fiktion within 2 hours from scratch.
Absoluter Sturzflug
Seit der Migration zu VIVID 2.0 geht alles schief. Lastschriften wurden nicht übernommen. Versprechen werden nicht gehalten und der Support lässt Kunden Tage lang warten und hat selbst eine Geduldsspanne von 5 min wenn er denn mal erreichbar ist. Wenn man dieses Zeitfenster nicht erwischt, fängt das ganze von vorne an.
2 Wochen hin und her geschrieben… Keine Lösung!
Nach Aktualisierung erschreckend
Alle Lastschriften sind vor die Wand gelaufen. Dadurch sehr viele Extra Gebühren. Vielen Dank dafür. Was für ein Schrott?!
War mal spitze
Tatsächlich war ich lange überzeugter Kunde und sehr zufrieden mit dieser Bank aber ständige Änderungen der AGB oder Nutzerfeatures sowie früher sehr gutem aber heute mäßigem Kundensupport per Chat macht die Nutzung von Vivid keinen Sinn mehr für mich und ich kann es keinem Kunden der wechseln möchte empfehlen .
Eigentlich 5 Sterne, doch
Weil vivid so verdammt lange Brauch Gelder zu bekommen sei es Gehalt oder Überweisungen dauern hier 3 Tage es gibt kein Echtzeit und wenn ich vom anderen Konto mit Echtzeit auf vivid schicke kommt es übermorgen an. Also ich bin auf der Suche nach einer neuen 2. Bank die einwandfrei funktioniert nicht mal Anrufen kannst du. Wird gefühlt alles an Kunden Anliegen mit KI beantwortet. Coole Idee anfangs super mittlerweile gibt es bessere Lösungen als vivid. Diesen Monat lass ich es noch dann werde ich wechseln… Schade
