The right app for all your needs. Open a Vivid Business account for companies and freelancers, or a Vivid Personal account for individuals.
Over 1 million Europeans downloaded the app to grow their money with Vivid.
REGISTRATION IN MINUTES
— Full online onboarding.
— Friendly onboarding.
FREE SUBSCRIPTION
— Start with our free plan for €0/month
— Test any paid plan with a free trial.
MULTIPLE ACCOUNTS, MULTIPLE IBANS
— Get up to 15 IBANs with a personal account and up to 30 with a business account.
— Share an IBAN with friends and family living in the EU (for personal accounts).
EARN DAILY INTEREST ON YOUR MONEY
— Add money to a special account with a 5% annual interest rate*.
— Top up and withdraw your funds anytime.
REWARDS EVERYDAY
— Earn up to 5% cashback on monthly categories of purchases.
— Enjoy cashback deals with selected merchants and up to 10% cashback on hotel and car bookings (for personal accounts).
SEND AND RECEIVE MONEY INSTANTLY
— Free Instant SEPA transfers.
— Add money with a card or Apple (for personal accounts).
PERSONALISED VISA CARDS
— Issue multiple virtual or physical cards to match your needs.
— Pick your favourite colour and design, or create your own!
— Add your cards to your Apple Wallet and pay with your phone.
FULL CONTROL OF YOUR CARDS
— Change your PIN and freeze your card in a few taps.
— Set monthly limits.
— Request new credentials.
— Turn on and off withdrawals, online transactions and contactless.
FREE BUSINESS CARDS WITH HIGH LIMITS
— First business card delivery is free for all members.
— High spending limits on each business card.
— No block for high activity—use it as much as you like.
INVEST IN STOCKS, ETFS (for personal accounts)
— Buy and sell 2,000+ stocks and ETFs.
— Get dividends.
FAST SUPPORT
— Quick support via chat or email.
— 24/7 availability.
MOBILE AND WEB ACCESS
— Organise your finances from our mobile app (for personal and business accounts) or web app (for business accounts).
EASY BUDGETING
— Access intuitive analytics into your spending patterns.
— Monthly financial reports.
— Pre-plan future transfers.
CONFIDENT CASH WITHDRAWALS
— Withdraw money in ATMs worldwide.
— Withdrawals with personal accounts are free of charge up to €1,000 per month.
STREAMLINE YOUR PAYMENTS
— Request funds via phone number, send instant transfers between Vivid customers and divide bills. (for personal accounts)
— Pay all your bills at once by sending transfers in bulk (for business accounts)
— Accept incoming SWIFT transfers.
ADD TEAM MEMBERS (for business accounts)
— Manage your team's access to the account.
— Assign Admin and Assistant roles with different levels of access.
— Issue cards and set spending limits for employees with Assistant roles.
STATE-OF-THE-ART SECURITY
— Get immediate notifications for each transaction.
— Your card’s CVV is only visible from your app.
— Turn on biometric login for your account.
Vivid Money S.A. provides accounts, cards and payment services for Vivid Business and Personal.
Vivid Money B.V. provides investing services, Interest accounts and Interest Rate Pockets and Vivid Digital S.r.l
More info on vivid.money.
*The promotion is valid for the first 2 months after opening an Interest Account or Interest Rate Pocket. After, you’ll receive the regular interest rate as per your plan. This rate applies to funds up to 10 million EUR.
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Vivid Business and Personal FAQ
Is Vivid Business and Personal free?
Yes, Vivid Business and Personal is completely free and it doesn't have any in-app purchases or subscriptions.
Is Vivid Business and Personal legit?
⚠️ The Vivid Business and Personal app has poor ratings and negative feedback. Users seem unsatisfied with its performance or features.
Thanks for the vote
How much does Vivid Business and Personal cost?
Vivid Business and Personal is free.
What is Vivid Business and Personal revenue?
To get estimated revenue of Vivid Business and Personal app and other AppStore insights you can sign up to AppTail Mobile Analytics Platform.
User Rating
4.34 out of 5
267 ratings in Netherlands
5 star
191
4 star
35
3 star
10
2 star
4
1 star
27
Ratings History
Vivid Business and Personal Reviews
Not reliable, stay away.
Is Vivid legit ?
As a happy new customer i thought i would make the best of this new fintech designed to be a central app for everything personal finance.
Unfortunately they have decided to hold and keep my initial transfer on hold. These are my savings that they hold somewhere.
While they initially said they would hold these transfer for a maximum of a week, they also said i could get them earlier if i would cooperate and explain where these funds where from.
I understand a respectable financial institution has AML obligations, but Vivid just decided to stop all communication after the initial message.
Now, more than 10days later, and after trying to reach out on all support (chat, linkedin, emails, typeform, phone) : ive never received ANY response. Nothing.
And my money ? Who knows where it is and what they have done with it. A huge part of my life savings is gone.
Moderate
I am not saying this bank is not good even the customer support aslo. Everything is nice but they are very slow to solve any problem. But I woold love to use this bank in europ for my daily work as well as buying and receiving money from Company.
👎🏻
They closed my account without given the reason, only pointed to the article which says that they always can close your account, so trustable 👎🏻
Furthermore I payed a flight ticket with vivid card, then they closed my account, I have canceled the ticket, the company refund my money to CLOSED account at Vivid, surprisingly Vivid did not rejected transaction (is it legal to accept transactions for closed accounts?) and now my money is gone, Vivid does not respond on my mail and ticket through there website. Such a shame!
Not trustworthy
My account has been banned for a year now, and I couldn't reach out for a human customer serive in the chat for taking out my money for a year!! No one is there in the chat app!! No telephone number!!
My worst bank experience ever, not recommended. Try other banks.
Search Works like s
- Search function does not work
- They lie all the time about the actual value of rewards
- Something as simple as logging in often takes ages
- They take money from you for withdrawing
Lousy customer experience
The new terms and conditions are the final push I needed to cancel my account. Trying to do that for 8 days now and customer service “helps” by giving me a lot of reasons why I/they can’t do it now and have to wait and keep trying to cancel it via the app. All makes sense, but in the end I’ve been trying for more than a week now and having to wait for an answer for days. If I get one at all.
And for the review team: just cancel my account and don’t give me a beautifully “personalized” response.
No response
I've been trying to create my account for over a week. “Pending, fingers crossed!” “…normally 5 minutes, take up to 3 days..” Im on day 7 en nothing happens???
Too many issues
The worst banking experience I've ever had. Many small problems with using the card abroad , online, accessing the app, etc. I DON’T RECOMMEND. The only thing that works well is the customer support.
App can't validate residents permits
Competitors have no problem with that
Bedroevende customer care
Helaas geen support desk. Er wordt wel verwezen naar chat functie welke niet blijkt te bestaan. Telefonisch al helemaal niet te bereiken. Op e-mail wordt ook niet gereageerd. Gewoon snel groeien en de back office blijft dan vaak achter. Terwijl men het wel van klanten moet hebben. Dus voorlopig hier niet aan beginnen.
