---
title: "Monarch: Budget &amp; Track Money - Bewertungen, Einnahmen und Downloads in Vereinigte Staaten | Apple App Store"
description: "Consider Monarch your home base for money clarity. Simplify your finances by bringing all your accounts into one easy view, have confidence in always knowing where your money is and where it&#039;s going, "
---

# Monarch: Budget &amp; Track Money — Vereinigte Staaten
> Spending, Net Worth, Investing

![Monarch App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/f3/c7/64/f3c764d9-b4ef-ce6a-1aad-38d0e7b0f4e8/AppIcon-Default-0-0-1x_U007epad-0-1-85-220.png/434x0w.png)

**Developer:** [Monarch Money](https://apptail.io/de/developer/monarch-money-IwOd) (Vereinigte Staaten)
**Category:** Finance
**Rating:** 4.9/5 (96,035 ratings)
**Price:** Free
**Bundle ID:** com.monarchmoney.mobile
**Store:** Apple App Store
**Country:** Vereinigte Staaten
**Version:** 2.0.100 (released 2026-06-15)
**Original Release:** 2020-11-18
**Languages:** English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/us/app/app/id1459319842)
**AppTail Page:** [https://apptail.io/de/app/monarch-budget-track-money-Phqb/united-states](https://apptail.io/de/app/monarch-budget-track-money-Phqb/united-states)

## Monarch Description
Consider Monarch your home base for money clarity. Simplify your finances by bringing all your accounts into one easy view, have confidence in always knowing where your money is and where it&#039;s going, and collaborate with your partner or financial professional to track, budget, and reach goals together.

Monarch has been recognized by the Wall Street Journal as the “Best Budgeting App,” by Forbes as the “Best Mint Replacement” and by Motley Fool as the “Best Budgeting App for Couples and Families.”

Getting started is simple. Connect your accounts and Monarch will auto-categorize your finances, giving you actionable insights in minutes. Customize your dashboard to give you the information you need at a glance, including your net worth, recent transactions, how you’re tracking toward your budget, investment performance, and upcoming expenses. 

Monarch makes it easy to take steps today to build toward your long term plans, all in one simple and collaborative financial tool.

Track
- Connect your accounts and see everything in one place so you can get a clear view of how your money is moving and track progress on your net worth.
- Always know what’s around the corner with subscriptions and bills tracked in one easy calendar or list view and notifications so you don’t miss a payment.
- Keep an eye on subscriptions so you can cancel what you no longer need.
- Sync with your credit cards and loans and Monarch will provide statement balances and minimum payment due.
- Search for any transaction, across all of your accounts - no shuffling between apps to find charges or refunds.
- View and customize reports for quick insights on your spending across groups and categories and trends over time.

Budget
- Monarch offers two ways to budget - Flex Budgeting or Category Budgeting - so you can choose to have the structure or flexibility you need and make budgeting feel easy.
- Get a quick view of your budget progress with visual progress bars and a dashboard widget.
- Customize your groups and categories, emojis, and your notifications to keep you on track.

Collaborate
- Add your partner or other household members and team up on your finances, whether you choose to have joint bank accounts or not. All at no extra cost.
- Invite your advisor, financial coach, tax professional or estate planning attorney so they can give you accurate advice with little effort required of you.

Plan
- Create and track progress toward your medium and long term goals.
- Set up contributions toward your goals within your monthly budget, and watch your savings compound over time.

A Membership With You in Mind

Our focus is on building a product that can transform your relationship to money, bringing clarity and confidence to your financial life. As a Monarch member, you’ll get access to all the new features we build and have the opportunity to vote on and provide feedback for new features on our roadmap. We build with the feedback from our community in mind. 

No Ads

Monarch is not supported by advertisers and is designed with the sole purpose of making it easy and intuitive for you to manage your finances. That means we will never interrupt your experience with ads or try to sell you another financial product you don’t need.

Private and Secure

Monarch uses bank-level security, and we never store any of your financial credentials. Our platform is read-only, so there is no risk of your money moving. We take your privacy seriously and will never sell your personal or financial information to third parties.

MEMBERSHIP DETAILS

Monarch is free to try for 7 days. After your trial period, a membership fee will be billed either monthly or annually, depending on which plan you select.

Privacy Policy: 

Terms of Use: 

## Monarch Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/cf/a8/19/cfa81966-4033-111e-d51a-567ca0ba8865/Frame_1400002678.jpg/1242x2688.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/e8/70/19/e8701914-28f5-d8bd-defe-97d413773579/Frame_1400002680.jpg/1242x2688.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/79/de/d7/79ded76e-4972-c58b-1a20-f0777add30b3/Frame_1400002681.jpg/1242x2688.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/1d/fb/68/1dfb68ee-6696-70e6-e9b4-287ef3c2b4d8/Frame_1400002682.jpg/1242x2688.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/c9/92/9c/c9929c54-2d87-a396-155b-7bc37f37d1ef/Frame_1400002683.jpg/1242x2688.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/af/a7/ab/afa7abe5-b192-4cff-475e-4d4713348b28/Frame_1400002684.jpg/1242x2688.png)
- [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/e0/3f/d4/e03fd46a-277a-86b8-3e31-544db54b7296/updated_Goals_UI_-_March__U002726.jpg/1242x2688.png)
- [Screenshot 8](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/b9/32/5d/b9325d72-f34d-6f91-f8dc-1281efdc9540/Frame_1400002692.jpg/1242x2688.png)
- [Screenshot 9](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/54/4c/a8/544ca8ee-5639-55a4-d94a-c41457e9358f/Frame_1400002685.jpg/1242x2688.png)
- [Screenshot 10](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/45/d3/79/45d37971-4059-d974-4fba-1aaa7aa7903e/Frame_1400002686.jpg/1242x2688.png)

## Monarch Rating Breakdown in Vereinigte Staaten
- 5 stars: 88,274 (92%)
- 4 stars: 6,306 (7%)
- 3 stars: 642 (1%)
- 2 stars: 232 (0%)
- 1 stars: 581 (1%)

## Monarch Reviews in Vereinigte Staaten

### ***** "Goals"
The Goals portion of this app is what makes Monarch worthy of a five star review for me.
-- Sparkletron1, 2026-06-19

### ***-- "2 Stars for the iPad App / 4.5 stars for the platform"
I absolutely love the platform and experience very issues with syncing but I absolutely hate the iPad app’s unnecessarily reduced capabilities and minimal investment in improving it. Over a year ago I requested that the reporting feature from the web version be brought to the iPad, which at that time was the only major feature missing from the iPad, and this month got notified that it has been delivered to “mobile”. After redownloading the iPad app, which I deleted for lack of feature parity, I discovered that “mobile” appears to only mean “phones” and not tablets. Super let down, especially given that now in addition to reports there are a bunch of business features that are not available on iPad/tablets. Not trying to throw shade, but if Monarch isn’t going to maintain feature parity between devices then they shouldn’t offer apps for them.
-- thisnamesux, 2026-06-19

### ****- "Best on the market… but"
Recent upgrade got rid of yearly data prior to 2025? This is what EveryDollar started to do before it went downhill…
-- pdrry6, 2026-06-18

### *---- "Bad data, confusing interface"
Accounts require at least weekly sign in. Connection to data is regularly lost. And when I reauthenticate, I’m told my credentials are good but there are no compatible accounts. Impossible to use under these conditions. 

If my data comes through, then I have a cluttered, confusing interface to fight through before anything useful can be realized. What a mess. Don’t waste your money.
-- Motsumi, 2026-06-18

### ***-- "Meh-narch"
This app is ok, for budgeting but that’s about it. It’s pretty much the reincarnation of mint.com: full of double entered transactions and things that you need to recategorize multiple times before it sticks. Fine for budgeting, but not great for projections which is important to me. God, I wish Intuit hadn’t stopped making quicken.
-- SF Jeff, 2026-06-18

### **--- "Glorified spreadsheets"
Initially I held this app in much higher regard because of the syncing features and insights. However, after a couple of weeks, all my institutions except for Fidelity have blocked access. You can try to sync manually but it’s a painful process that requires you to repeat the same steps multiple times. All for the app to disconnect from the institutions in another week or so. Without the automated syncing, it’s not worth the hassle.
-- i.knight7000, 2026-06-16

### ***** "100% Everytime"
Customer service is just like it used to be.  They put their customers first and value them.  You won’t regret it
-- Wag13579, 2026-06-16

### ***** "Love it"
So helpful and easy to use.
-- mybigobsession, 2026-06-15

### ***** "The best option out there"
It has had some browning pains, but is by far the best personal finance tracking solution out there. Highly recommend.
-- k311y.c00k, 2026-06-15

### ***** "Right for an old Mint user"
I was a faithful Mint user for at least 10 years before they shut it down. I searched to find something new. Quicken Simplifi didn’t have the intuitive metrics I wanted, but Monarch does.
-- Kseggs, 2026-06-15

### ***** "Feature Request"
Add an option to export or print out the budget
-- WheresDavid@, 2026-06-15

### ***** "Best Budgeting App"
I use budgeting software for over a decade, and this is definitely the easiest budgeting software I’ve ever used, and this helped me to switch up to more of a cash management system
-- LightFighter29, 2026-06-14

### ****- "Great addition"
With the exception of refreshing accounts mainly due to my Etrade accounts . I had to learn how to refresh them manually wich ar first was a little difficult. But over all this is a great App for keeping your Finances in check. Love it.
-- app falls short, 2026-06-14

### ***** "Monarch Made Taxes &amp; Biz Ops So Much Easier!"
If you’re looking for a budgeting app that is the complete package, this is it - it has an elegant design (+1–orange is my fave too), a UX that is easy to navigate and customize, for both quick glance features and in-depth info with charts, filters, tags, colors, etc.

My personal fave features are the Recurring section where it lists all your monthly recurring income and expenses and shows you a calendar with dots on the days and notifies you in a few days in advance so you’re always prepared. 

The other is the Create Rule feature that allows you to take a transaction and customize it to automatically have attributes you assign for all future transactions. Say you have a business expense for supplies every few months that you want to tag (label) as business-related and/or as a tax write-off - any time you make this purchase in the future it will now have those tags. You can also edit the merchant name to better match what it reflects and much more. 

Lastly I recently had to fill out 6 months of profit &amp; loss forms for legal purposes and I used the new AI they’ve implemented to automatically gather the items I specified, itemize them, and give me totals so I could simply plug-in the numbers (after double checking them for accuracy, of course 😉). 

I know there’s a number of good financial budgeting apps out there right now, but I’m glad I decided to try Monarch and it’s been so helpful with taxes and other legal uses that I’ve decided to keep subscribing at $14.99/month. 

At times, I wish it were a little cheaper, but when you consider the real-life implications of financial organization (or lack thereof) and how the practicality of an app like this changes the game for those things, the value you get in return is worth a lot more than $14.99 a month. 

Highly recommended app if you’re serious about your financial life.
-- TRINITY-626, 2026-06-13

### ***** "The Only Budgeting App That Has Stuck"
I tried multiple budgeting apps and this is the only one that I’ve stuck with. It’s super easy to connect your accounts and track all your purchases. Without hyperbole, I’ve never felt better about my personal finances and it’s in large part due to this app.
-- MitchM16, 2026-06-13

### ***** "Like mint but far better!"
Update: deleting and reinstalling the app seems to have fixed the performance issues for now. I also disabled the AI features.

Update: Lately Monarch has been running so bad it’s basically unusable. When I tap on say the transaction review button it’ll take a few seconds to respond, and if I tap it multiple times it’ll open about a dozen of the review screens. That also happens with a lot of other screens also. It’s almost like it’s waiting on a server response. I wish it would do more things locally. It used to be much more responsive.

Update: they finally fixed the terrible blue colors! Not that the old colors made it unusable, but it’s much better now.

I can’t recommend this software enough!

They fixed the Apple Card issue and added a lot of features it was missing! Now this is the best money management app available on the App Store and I’ve tried them all.
-- JonnyVibes, 2026-06-13

### ***** "So easy!"
Just recently transitioned from Quicken. I can&#039;t believe how easy it has been and all the additional benefits.
-- Scottland1993, 2026-06-12

### **--- "Privacy and policy"
FYI they share your data with Facebook/Meta. You must go through the dark UX patterns of disconnecting it on the Facebook side if you don’t want that information automatically shared. 

I would appreciate better policy off the bat.
-- Lkg288, 2026-06-12

### ****- "Best app out there…just need one more thing…"
You can’t find a better all-in-one personal finance app. But api access is a must these days. Or at least MCP. How about it Monarch?
-- McKitrick, 2026-06-12

### ****- "Transactions"
Transactions take a long time to come from the bank into the app
-- ASchimmel24, 2026-06-10

[View all Monarch reviews and detailed analytics on AppTail](https://apptail.io/de/account/signup?utm_campaign=ai-crawl&amp;utm_content=reviews)

## Monarch In-App Purchases
| Item | Price |
|------|-------|
| Monthly Subscription | $15.99 |
| Monarch Subscription | $99.99 |
| Yearly Subscription | $99.99 |

## Monarch Store Rankings
| Chart | Country | Category | Rank |
|-------|---------|----------|------|
| Top Umsatz | Vereinigte Staaten | Finance | #6 |
| Top Umsatz | Kanada | Finance | #10 |
| Top Kostenlos | Kanada | Finance | #71 |
| Top Kostenlos | Vereinigte Staaten | Finance | #81 |

## Monarch Discovered Keywords
- vehicle expenses
- accounts checkbook
- budget helper
- budget
- household organizer
- the monarch app
- personal finance app
- money and banking
- zeta
- couples finance

## Apps Similar to Monarch
- [Goodbudget Budget Planner](https://apptail.io/de/app/goodbudget-budget-planner-FIb/united-states)
- [PocketGuard – Budgeting App](https://apptail.io/de/app/pocketguard-budgeting-app-Kbg/united-states)
- [YNAB](https://apptail.io/de/app/ynab-zhh/united-states)
- [NerdWallet: Smart Money App](https://apptail.io/de/app/nerdwallet-smart-money-app-sDk/united-states)
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- [Quicken: Intelligent Money](https://apptail.io/de/app/quicken-intelligent-money-BuG/united-states)
- [Honeydue: Couples Finance](https://apptail.io/de/app/honeydue-couples-finance-xGmb/united-states)
- [Origin: AI Budget and Track](https://apptail.io/de/app/origin-ai-budget-and-track-hZOj/united-states)
- [Budget Bestie](https://apptail.io/de/app/budget-bestie-NQqp/united-states)
- [Dollarwise: Budget &amp; Tracking](https://apptail.io/de/app/dollarwise-budget-tracking-zyOu/united-states)

## Monarch Available In
- [Vereinigte Staaten](https://apptail.io/de/app/monarch-budget-track-money-Phqb/united-states)
- [Kanada](https://apptail.io/de/app/monarch-budget-track-money-Phqb/canada)

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