---
title: "Monarch: Budget &amp; Track Money - Bewertungen, Einnahmen und Downloads in Vereinigte Staaten | Apple App Store"
description: "Consider Monarch your home base for money clarity. Simplify your finances by bringing all your accounts into one easy view, have confidence in always knowing where your money is and where it&#039;s going, "
---

# Monarch: Budget &amp; Track Money — Vereinigte Staaten
> Spending, Net Worth, Investing

![Monarch App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/e4/cf/b5/e4cfb5d6-456e-c576-4d38-f6ffe17107fd/AppIcon-Default-0-0-1x_U007epad-0-1-85-220.png/434x0w.png)

**Developer:** [Monarch Money](https://apptail.io/de/developer/monarch-money-IwOd) (Vereinigte Staaten)
**Category:** Finance
**Rating:** 4.9/5 (107,821 ratings)
**Price:** Free
**Bundle ID:** com.monarchmoney.mobile
**Store:** Apple App Store
**Country:** Vereinigte Staaten
**Version:** 2.0.114 (released 2026-09-02)
**Original Release:** 2020-11-18
**Languages:** English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/us/app/app/id1459319842)
**AppTail Page:** [https://apptail.io/de/app/monarch-budget-track-money-Phqb/united-states](https://apptail.io/de/app/monarch-budget-track-money-Phqb/united-states)

## Monarch Description
Consider Monarch your home base for money clarity. Simplify your finances by bringing all your accounts into one easy view, have confidence in always knowing where your money is and where it&#039;s going, and collaborate with your partner or financial professional to track, budget, and reach goals together.

Monarch has been recognized by the Wall Street Journal as the “Best Budgeting App,” by Forbes as the “Best Mint Replacement” and by Motley Fool as the “Best Budgeting App for Couples and Families.”

Getting started is simple. Connect your accounts and Monarch will auto-categorize your finances, giving you actionable insights in minutes. Customize your dashboard to give you the information you need at a glance, including your net worth, recent transactions, how you’re tracking toward your budget, investment performance, and upcoming expenses. 

Monarch makes it easy to take steps today to build toward your long term plans, all in one simple and collaborative financial tool.

Track
- Connect your accounts and see everything in one place so you can get a clear view of how your money is moving and track progress on your net worth.
- Always know what’s around the corner with subscriptions and bills tracked in one easy calendar or list view and notifications so you don’t miss a payment.
- Keep an eye on subscriptions so you can cancel what you no longer need.
- Sync with your credit cards and loans and Monarch will provide statement balances and minimum payment due.
- Search for any transaction, across all of your accounts - no shuffling between apps to find charges or refunds.
- View and customize reports for quick insights on your spending across groups and categories and trends over time.

Budget
- Monarch offers two ways to budget - Flex Budgeting or Category Budgeting - so you can choose to have the structure or flexibility you need and make budgeting feel easy.
- Get a quick view of your budget progress with visual progress bars and a dashboard widget.
- Customize your groups and categories, emojis, and your notifications to keep you on track.

Collaborate
- Add your partner or other household members and team up on your finances, whether you choose to have joint bank accounts or not. All at no extra cost.
- Invite your advisor, financial coach, tax professional or estate planning attorney so they can give you accurate advice with little effort required of you.

Plan
- Create and track progress toward your medium and long term goals.
- Set up contributions toward your goals within your monthly budget, and watch your savings compound over time.

A Membership With You in Mind

Our focus is on building a product that can transform your relationship to money, bringing clarity and confidence to your financial life. As a Monarch member, you’ll get access to all the new features we build and have the opportunity to vote on and provide feedback for new features on our roadmap. We build with the feedback from our community in mind. 

No Ads

Monarch is not supported by advertisers and is designed with the sole purpose of making it easy and intuitive for you to manage your finances. That means we will never interrupt your experience with ads or try to sell you another financial product you don’t need.

Private and Secure

Monarch uses bank-level security, and we never store any of your financial credentials. Our platform is read-only, so there is no risk of your money moving. We take your privacy seriously and will never sell your personal or financial information to third parties.

MEMBERSHIP DETAILS

Monarch is free to try for 7 days. After your trial period, a membership fee will be billed either monthly or annually, depending on which plan you select.

Privacy Policy: 

Terms of Use: 

## Monarch Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/ab/cc/8e/abcc8ed9-8509-d86e-b304-09b2345176af/Frame_1400002678.jpg/1242x2688.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/af/36/67/af3667fa-359b-81cb-81fc-8489578a9651/Frame_1400002737.jpg/1242x2688.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/ca/53/1a/ca531a2f-dde3-8937-d472-80bfa3514241/Frame_1400002681.jpg/1242x2688.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/a8/b8/a1/a8b8a1e8-8e3b-2792-2565-0061ef56f135/Frame_1400002682.jpg/1242x2688.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/44/31/64/44316429-b9e6-3b2d-46b7-0e7beb35bfe1/Frame_1400002683.jpg/1242x2688.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/2f/25/7e/2f257e8a-a9dd-64fa-0f92-7e53f876e412/Frame_1400002684.jpg/1242x2688.png)
- [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/7f/b0/18/7fb0183a-98dd-15aa-a73c-00d01946b73d/updated_Goals_UI_-_March__U002726.jpg/1242x2688.png)
- [Screenshot 8](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/a2/eb/2c/a2eb2c5c-d6dd-5758-0df4-41b0dde99557/Frame_1400002692.jpg/1242x2688.png)
- [Screenshot 9](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/62/e0/a3/62e0a376-b52b-24ac-bb82-c412b6ba4347/Frame_1400002685.jpg/1242x2688.png)
- [Screenshot 10](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/68/d6/be/68d6be0c-4072-7799-b9ed-6e6e03f9a2ae/monarch-start-today-1242x2688.png/1242x2688.png)

## Monarch Rating Breakdown in Vereinigte Staaten
- 5 stars: 99,076 (92%)
- 4 stars: 7,138 (7%)
- 3 stars: 725 (1%)
- 2 stars: 253 (0%)
- 1 stars: 629 (1%)

## Monarch Reviews in Vereinigte Staaten

### ***** "One of the better apps I’ve tried"
Great for keeping track of where money is going and staying on budget.  I especially like that it keeps track on non monthly expenses.  I purchased a subscription, but if I want some of the newer features I have to pay extra on top of that. Could use a nicer looking interface.  Overall  pretty good app.
-- Teajenn, 2026-09-01

### *---- "Data Loss"
This company is clearly astro-turfing these reviews. Apple, do something about this. 

Tried the paid plan for nine months. Data was literally lost. Duplicate record imports. Regular account disconnections. 

Right now I’m stuck in a captcha loop and can’t even access my account. 

Support is useless. Don’t believe the fake reviews. Stay away. 

And, Apple, do something here to protect your customers!!!!!
-- DontMakeMeFillInThisField, 2026-09-01

### ***** "Worth it"
It’s only 100 dollars a year and I’ve already saved 1000 dollars a month after seeing where my money’s been going
-- French Ben, 2026-08-31

### ***** "Amazing app"
Before this app, I was so frustrated and worn down on budgeting. One night I stayed up researching apps that were out there. This one immediately caught my attention. After so many apps not meeting my needs, I was hesitant but then thought, “what’s the worse I can lose in a 7 day free trial,?” I’m so glad I took a chance. This app meets all my needs and is simply amazing!! I have been telling all my friends and family about it!!
-- Trowe24, 2026-08-31

### ***** "Everything we were missing"
Update 1 year late:
We still love it. They continue to tweak and improve and provide great new features to make everyday budgeting and long term planning better!

Original:
We’d skipped from Mint to NerdWallet and looked at countless others searching for an app that would allow us to view and manage all of our finances in one place - and allow us to budget. This is the first app we’ve found that gives us all that and the kitchen sink.

The interface is incredible to use, the customization elements are deliberate, functional, and exactly what we needed. 

This is definitely worth every penny.
-- fireandlight, 2026-08-30

### *---- "Paywall"
$15 a month to even use the app. Wish this was more transparent. It’s also unclear whether your partner would also need to pay this $15 fee (which would be absurd)
-- Melanie 👑, 2026-08-30

### ****- "Reporting"
I does a very poor job with producing tabular reports, the graphics are pretty, but not very useful for analysis., Most programs have a variety of reports tracking sounding, by group, and categories by month, or spending versus budget in similar fashion. Otherwise program is great and easy to use.
-- Seadog, 2026-08-30

### ***** "It great"
Easy to see
-- Robbyp4, 2026-08-30

### *---- "Budget usability issue in last update"
Last update removed the ability click on budget category and see transactions. It only shows the totals and have to sift through transactions to find them. Huge usability issue!
-- LG12345@@, 2026-08-30

### ***** "Fantastic Budgeting and Finance App"
A great finance and budgeting app that looks clean, easy to use and navigate, and focuses on exactly what it advertises. Great functionality and different options to view everything related to your finances. One of those apps where you are happy to pay for because it provides a great service for the price. I tried a few different ones and nothing matches the simplicity and functionality of Monarch.
-- John17178989, 2026-08-29

### ****- "Functional"
This tracks everything you need and the best part is the account sharing. The UX is not quite there yet, it could use some customization work like moving things around and more themes, but all the functionality is much appreciated. I think the budget part is a little confusing how to set up at the beginning.
-- Julio177, 2026-08-29

### ***** "Amazing"
To put it simple It has everything you need for budgeting worth the money
-- Stealarcade, 2026-08-29

### ***** "BRING BACK THE MCP!!"
Amazing app, had an incredible MCP that got “blocked by partners”… bring it back!! We want our data freeeeeeeedoommmmmmm
-- MCP Request, 2026-08-28

### *---- "Connection issues that don’t get fixed"
Our bank has a known connection issue with all 3 connection platforms. It’s been a month and still broken. It makes the app worthless.
-- MaeRunn1, 2026-08-28

### ***** "Can’t manage what you don’t measure"
Has helped my wife and I align on goals and spending.
-- Drakery, 2026-08-28

### *---- "Poor service and sync"
I thought this was a good replacement for Mont for my money tracking. Spent the next year chasing down over charged service and help tickets. These guys are idiots. Use Origin, so much better and no issues.
-- Unhappyw/hotels.com, 2026-08-28

### ***** "Best budgeting app ever"
Seriously, it makes it so easy.
-- Pirate and Mermaid, 2026-08-28

### ***** "Essential"
Cant live without it
-- jdjfjdjjfjf, 2026-08-28

### ***** "Great app"
I’ve tried a few personal finance apps and Monarch is far and away the most proactive with integrations and makes it easy to track manual accounts alongside them.
-- cincopation, 2026-08-26

### ***** "Useful"
Very useful for people whose finances are spread out between multiple services (bank, brokerage, 401k plan, credit cards, even Venmo, etc) to get an understanding of your cash flow.
-- Gingerroot775, 2026-08-26

[View all Monarch reviews and detailed analytics on AppTail](https://apptail.io/de/account/signup?utm_campaign=ai-crawl&amp;utm_content=reviews)

## Monarch In-App Purchases
| Item | Price |
|------|-------|
| Monthly Subscription | $15.99 |
| Monarch Subscription | $99.99 |
| Yearly Subscription | $99.99 |
| Yearly Plus Subscription | $199.99 |

## Monarch Store Rankings
| Chart | Country | Category | Rank |
|-------|---------|----------|------|
| Top Umsatz | Vereinigte Staaten | Finance | #7 |
| Top Umsatz | Kanada | Finance | #11 |
| Top Kostenlos | Vereinigte Staaten | Finance | #67 |
| Top Kostenlos | Kanada | Finance | #76 |

## Monarch Discovered Keywords
- vehicle expenses
- accounts checkbook
- budget helper
- budget
- household organizer
- the monarch app
- personal finance app
- money and banking
- zeta
- couples finance

## Apps Similar to Monarch
- [Goodbudget Budget Planner](https://apptail.io/de/app/goodbudget-budget-planner-FIb/united-states)
- [PocketGuard・Budget Planner App](https://apptail.io/de/app/pocketguardbudget-planner-app-Kbg/united-states)
- [YNAB](https://apptail.io/de/app/ynab-zhh/united-states)
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- [Honeydue: Couples Finance](https://apptail.io/de/app/honeydue-couples-finance-xGmb/united-states)
- [Origin: AI Budget and Track](https://apptail.io/de/app/origin-ai-budget-and-track-hZOj/united-states)
- [Budget Bestie](https://apptail.io/de/app/budget-bestie-NQqp/united-states)

## Monarch Available In
- [Vereinigte Staaten](https://apptail.io/de/app/monarch-budget-track-money-Phqb/united-states)
- [Kanada](https://apptail.io/de/app/monarch-budget-track-money-Phqb/canada)

---

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