--- title: "Monarch: Budget & Track Money - Bewertungen, Einnahmen und Downloads in Vereinigte Staaten | Apple App Store" description: "Consider Monarch your home base for money clarity. Simplify your finances by bringing all your accounts into one easy view, have confidence in always knowing where your money is and where it's going, " --- # Monarch: Budget & Track Money — Vereinigte Staaten > Spending, Net Worth, Investing ![Monarch App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/f1/c0/e0/f1c0e085-1f8b-78f8-9c97-7023a9fb1587/AppIcon-Default-0-0-1x_U007epad-0-1-85-220.png/434x0w.png) **Developer:** [Monarch Money](https://apptail.io/de/developer/monarch-money-IwOd) (Vereinigte Staaten) **Category:** Finance **Rating:** 4.9/5 (92,478 ratings) **Price:** Free **Bundle ID:** com.monarchmoney.mobile **Store:** Apple App Store **Country:** Vereinigte Staaten **Version:** 2.0.97 (released 2026-05-29) **Original Release:** 2020-11-18 **Languages:** English **App Store Link:** [Download on Apple App Store](https://apps.apple.com/us/app/app/id1459319842) **AppTail Page:** [https://apptail.io/de/app/monarch-budget-track-money-Phqb/united-states](https://apptail.io/de/app/monarch-budget-track-money-Phqb/united-states) ## Monarch Description Consider Monarch your home base for money clarity. Simplify your finances by bringing all your accounts into one easy view, have confidence in always knowing where your money is and where it's going, and collaborate with your partner or financial professional to track, budget, and reach goals together. Monarch has been recognized by the Wall Street Journal as the “Best Budgeting App,” by Forbes as the “Best Mint Replacement” and by Motley Fool as the “Best Budgeting App for Couples and Families.” Getting started is simple. Connect your accounts and Monarch will auto-categorize your finances, giving you actionable insights in minutes. Customize your dashboard to give you the information you need at a glance, including your net worth, recent transactions, how you’re tracking toward your budget, investment performance, and upcoming expenses. Monarch makes it easy to take steps today to build toward your long term plans, all in one simple and collaborative financial tool. Track - Connect your accounts and see everything in one place so you can get a clear view of how your money is moving and track progress on your net worth. - Always know what’s around the corner with subscriptions and bills tracked in one easy calendar or list view and notifications so you don’t miss a payment. - Keep an eye on subscriptions so you can cancel what you no longer need. - Sync with your credit cards and loans and Monarch will provide statement balances and minimum payment due. - Search for any transaction, across all of your accounts - no shuffling between apps to find charges or refunds. - View and customize reports for quick insights on your spending across groups and categories and trends over time. Budget - Monarch offers two ways to budget - Flex Budgeting or Category Budgeting - so you can choose to have the structure or flexibility you need and make budgeting feel easy. - Get a quick view of your budget progress with visual progress bars and a dashboard widget. - Customize your groups and categories, emojis, and your notifications to keep you on track. Collaborate - Add your partner or other household members and team up on your finances, whether you choose to have joint bank accounts or not. All at no extra cost. - Invite your advisor, financial coach, tax professional or estate planning attorney so they can give you accurate advice with little effort required of you. Plan - Create and track progress toward your medium and long term goals. - Set up contributions toward your goals within your monthly budget, and watch your savings compound over time. A Membership With You in Mind Our focus is on building a product that can transform your relationship to money, bringing clarity and confidence to your financial life. As a Monarch member, you’ll get access to all the new features we build and have the opportunity to vote on and provide feedback for new features on our roadmap. We build with the feedback from our community in mind. No Ads Monarch is not supported by advertisers and is designed with the sole purpose of making it easy and intuitive for you to manage your finances. That means we will never interrupt your experience with ads or try to sell you another financial product you don’t need. Private and Secure Monarch uses bank-level security, and we never store any of your financial credentials. Our platform is read-only, so there is no risk of your money moving. We take your privacy seriously and will never sell your personal or financial information to third parties. MEMBERSHIP DETAILS Monarch is free to try for 7 days. After your trial period, a membership fee will be billed either monthly or annually, depending on which plan you select. Privacy Policy: Terms of Use: ## Monarch Screenshots - [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/cf/a8/19/cfa81966-4033-111e-d51a-567ca0ba8865/Frame_1400002678.jpg/1242x2688.png) - [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/e8/70/19/e8701914-28f5-d8bd-defe-97d413773579/Frame_1400002680.jpg/1242x2688.png) - [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/79/de/d7/79ded76e-4972-c58b-1a20-f0777add30b3/Frame_1400002681.jpg/1242x2688.png) - [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/1d/fb/68/1dfb68ee-6696-70e6-e9b4-287ef3c2b4d8/Frame_1400002682.jpg/1242x2688.png) - [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/c9/92/9c/c9929c54-2d87-a396-155b-7bc37f37d1ef/Frame_1400002683.jpg/1242x2688.png) - [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/af/a7/ab/afa7abe5-b192-4cff-475e-4d4713348b28/Frame_1400002684.jpg/1242x2688.png) - [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/e0/3f/d4/e03fd46a-277a-86b8-3e31-544db54b7296/updated_Goals_UI_-_March__U002726.jpg/1242x2688.png) - [Screenshot 8](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/b9/32/5d/b9325d72-f34d-6f91-f8dc-1281efdc9540/Frame_1400002692.jpg/1242x2688.png) - [Screenshot 9](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/54/4c/a8/544ca8ee-5639-55a4-d94a-c41457e9358f/Frame_1400002685.jpg/1242x2688.png) - [Screenshot 10](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/45/d3/79/45d37971-4059-d974-4fba-1aaa7aa7903e/Frame_1400002686.jpg/1242x2688.png) ## Monarch Rating Breakdown in Vereinigte Staaten - 5 stars: 84,980 (92%) - 4 stars: 6,083 (7%) - 3 stars: 620 (1%) - 2 stars: 228 (0%) - 1 stars: 567 (1%) ## Monarch Reviews in Vereinigte Staaten ### ***-- "A Web App on Mac?" Hmm. I installed it on iPhone and iPad., but when I looked for it on my Mac, I noticed it wasn’t there. It was using a web app! If web apps are so “fine and dandy”, why did you bother to make a separate iPhone and iPad app, but no Mac app? The mac is where I intended to use your app the most! -- FlyGuyTy1914, 2026-05-26 ### *---- "Poor for investment" Good for expenses. Very poor for investment. To get any meaningful look at investment you have to pay extra and separate. Scam in my opinion -- Caution about this, 2026-05-26 ### ***-- "Great for tracking, but nothing else" Monarch has a clean interface and is helpful for visually seeing accounts, balances, debt, and overall spending in one place. I especially appreciated the visuals and the ability to share the app with my spouse so we could both have visibility into our finances. However, for us, it felt more like a financial tracking dashboard than a true financial planning or strategy tool. It did a good job showing where money was going, but not necessarily helping us build a clearer roadmap for where it should go or how to improve financial stability during a transition period. I think it works best for people who primarily want visibility and organization rather than deeper budgeting guidance or collaborative financial planning support. Overall, it’s polished, easy to use, and visually appealing, but we personally needed something a little more proactive and strategy-oriented. -- spoiledbytinylocs, 2026-05-26 ### *---- "Doubled CC transactions?" Enjoying the app but my credit card transactions are showing up twice for every purchase in the cash flow view of the app. Going to accounts everything looks correct. My review can change if this is fixed but if the cash flow and budgeting are inaccurate then what’s the point of spending money on this app. Please fix! I want to use your features -- Charliekelley, 2026-05-25 ### ***** "Best Budgeting App" As a financial advisor, I’ve explored dozens of apps and have found Monarch to be the best. Co-Pilot is only able to be used on IOS (as of now), where Monarch can be used anywhere. It’s intuitive and easy to use and has really great reports that visually demonstrate spending habits and flows. I recommend Monarch to all of my clients. -- Rman45215, 2026-05-25 ### ***** "Exceeds Expectations" Use to use Mint which was an amazing Finance Management tool which turned into Credit Karma which is not. After lots of research, landed with Monarch which has exceeded expectations particularly Budget Tracking and keeping tabs across my various accounts. The goal setting feature is also great allowing linkage to certain accounts to allocate a %. -- LosFlacos7074, 2026-05-25 ### ****- "Great App" Great app but would be better if backup and forecasting were available -- ccccccc. g, 2026-05-25 ### *---- "Took money after canceling during free subscription!" Have to put your card info in to start the 7 day free subscription to even use the app. I hated the app so I unsubscribed on the apple subscriptions and yet after the 7 days it took my money! Requested money back and no response! -- Scammedbymonarch1, 2026-05-25 ### ***-- "Disconnected Accounts" My husband and I signed up for this service to help with budgeting and to get a more accurate, transparent picture of where our money was going instead of relying on spreadsheets. Like many people, we have multiple bank and credit card accounts, and it seemed like every other day we were getting notifications that one of our accounts had disconnected. It became frustrating because by the time we had the opportunity to troubleshoot and reconnect everything, our budgeting data was already out of sync, making it feel like we were constantly taking steps backward instead of improving our financial health. Unfortunately, due to the ongoing connection issues and the amount of maintenance required to keep accounts synced, we decided to cancel our subscription. -- elisechristinp, 2026-05-24 ### ***** "Clear and easy" So helpful to see all the things and categories -- sabreezee, 2026-05-24 ### **--- "Works 99%" Loads of features bells and whistles but unfortunately messes up syncing which kind of makes it pointless. You need to go back and manually change everything after you resync otherwise all your history becomes incorrect. Also limited investment tools. -- lateasever, 2026-05-24 ### *---- "No customer service" In today’s day and age you need to have a reliable way to get in contact with your customer service besides resorting to begging an AI thing to get you a real person and having to message them on Instagram -- vmama03, 2026-05-23 ### ****- "Investments are not counted in cash flow" I like the app but I wish your investments could be accounted for as savings so your cash flow doesn’t look like you aren’t saving money. -- Mattdagreata, 2026-05-22 ### ***-- "Pros & Cons" Pros: My initial review was a little too soon, I gave it five stars initially because feature wise and user interface wise it’s exactly what I want. I tried several different programs and when this one is working correctly. It is by far the best. So we’re just going on features alone. This is a five star app. Cons, and it’s a biggie! If you can manage to sync all of your accounts, this program is flawless as I mentioned above. Unfortunately, the time you save using their awesome features is gobbled up by the amount of time you are going to spend syncing and re-syncing, deleting and syncing again. It becomes such a cumbersome nightmare for me that I’m not likely to renew next year. And there is a little to no Customer Service whatsoever, unfortunately. If you click on “help” you get to speak to what would probably be ranked as the worst Ai large language model you’ve ever used. It’s more or less useless. You’d be better off downloading all of the information you can find from their website and putting that information into just about any other large language model like ChatGPT, Gemini, or Claude, and you’ll get much better answers to problems you encounter. -- Sandiegojoey, 2026-05-22 ### ***** "Good" I enjoy it very much. -- No name 99876, 2026-05-22 ### ***** "Essential tool for everyone" Really loving it. I wish I knew about it sooner. -- Aviator15282, 2026-05-20 ### ***** "Great app" Helps me stay on top of everything -- TootDatThangUp369, 2026-05-20 ### *---- "Its a Subscription" Disappointed to open the app only to find that you immediately need to sign up for a subscription in order to use it. -- FemaleFunds, 2026-05-19 ### ****- "Very Good" Very helpful in centralizing all accounts. Uses it to be transparent with money with my spouse. -- Doug e phreaz, 2026-05-19 ### *---- "App Great - Support not so much" Great powerful app when it works. The lack or response from support when paying 100 per year is extremely disappointing and forcing me to change. -- AR5855, 2026-05-18 [View all Monarch reviews and detailed analytics on AppTail](https://apptail.io/de/account/signup?utm_campaign=ai-crawl&utm_content=reviews) ## Monarch In-App Purchases | Item | Price | |------|-------| | Monthly Subscription | $15.99 | | Monarch Subscription | $99.99 | | Yearly Subscription | $99.99 | ## Monarch Store Rankings | Chart | Country | Category | Rank | |-------|---------|----------|------| | Top Umsatz | Vereinigte Staaten | Finance | #7 | | Top Umsatz | Kanada | Finance | #10 | | Top Kostenlos | Vereinigte Staaten | Finance | #78 | | Top Kostenlos | Kanada | Finance | #98 | ## Monarch Discovered Keywords - vehicle expenses - accounts checkbook - budget helper - budget - household organizer - the monarch app - personal finance app - money and banking - zeta - couples finance ## Apps Similar to Monarch - [Goodbudget Budget Planner](https://apptail.io/de/app/goodbudget-budget-planner-FIb/united-states) - [PocketGuard – Budgeting App](https://apptail.io/de/app/pocketguard-budgeting-app-Kbg/united-states) - [Debt Payoff Planner & Tracker](https://apptail.io/de/app/debt-payoff-planner-tracker-Igh/united-states) - [YNAB](https://apptail.io/de/app/ynab-zhh/united-states) - [NerdWallet: Smart Money App](https://apptail.io/de/app/nerdwallet-smart-money-app-sDk/united-states) - [Copilot: Track & Budget Money](https://apptail.io/de/app/copilot-track-budget-money-mFq/united-states) - [Weekly: Budget Planner App](https://apptail.io/de/app/weekly-budget-planner-app-ODr/united-states) - [Quicken: Intelligent Money](https://apptail.io/de/app/quicken-intelligent-money-BuG/united-states) - [Honeydue: Couples Finance](https://apptail.io/de/app/honeydue-couples-finance-xGmb/united-states) - [Origin: AI Budget and Track](https://apptail.io/de/app/origin-ai-budget-and-track-hZOj/united-states) ## Monarch Available In - [Vereinigte Staaten](https://apptail.io/de/app/monarch-budget-track-money-Phqb/united-states) - [Kanada](https://apptail.io/de/app/monarch-budget-track-money-Phqb/canada) --- ## About AppTail [AppTail](https://apptail.io/de) is a mobile app intelligence platform providing app analytics, ASO (App Store Optimization) tools, keyword tracking, competitor analysis, revenue estimates, and review monitoring for iOS App Store apps. 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