--- title: "Monarch: Budget & Track Money - Bewertungen, Einnahmen und Downloads in Vereinigte Staaten | Apple App Store" description: "Consider Monarch your home base for money clarity. Simplify your finances by bringing all your accounts into one easy view, have confidence in always knowing where your money is and where it's going, " --- # Monarch: Budget & Track Money — Vereinigte Staaten > Spending, Net Worth, Investing ![Monarch App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/1f/90/e5/1f90e5bb-4cff-a24d-a32b-c6585584c0ea/AppIcon-Default-0-0-1x_U007epad-0-1-0-85-220.png/400x400bb.png) **Developer:** [Monarch Money](https://apptail.io/de/developer/monarch-money-IwOd) (Vereinigte Staaten) **Category:** Finance **Rating:** 4.9/5 (114,030 ratings) **Price:** Free **Bundle ID:** com.monarchmoney.mobile **Store:** Apple App Store **Country:** Vereinigte Staaten **Version:** 2.0.122 (released 2026-10-14) **Original Release:** 2020-11-18 **App Store Link:** [Download on Apple App Store](https://apps.apple.com/us/app/app/id1459319842) **AppTail Page:** [https://apptail.io/de/app/monarch-budget-track-money-Phqb/united-states](https://apptail.io/de/app/monarch-budget-track-money-Phqb/united-states) ## Monarch Description Consider Monarch your home base for money clarity. Simplify your finances by bringing all your accounts into one easy view, have confidence in always knowing where your money is and where it's going, and collaborate with your partner or financial professional to track, budget, and reach goals together. Monarch has been recognized by the Wall Street Journal as the “Best Budgeting App,” by Forbes as the “Best Mint Replacement” and by Motley Fool as the “Best Budgeting App for Couples and Families.” Getting started is simple. Connect your accounts and Monarch will auto-categorize your finances, giving you actionable insights in minutes. Customize your dashboard to give you the information you need at a glance, including your net worth, recent transactions, how you’re tracking toward your budget, investment performance, and upcoming expenses. Monarch makes it easy to take steps today to build toward your long term plans, all in one simple and collaborative financial tool. Track - Connect your accounts and see everything in one place so you can get a clear view of how your money is moving and track progress on your net worth. - Always know what’s around the corner with subscriptions and bills tracked in one easy calendar or list view and notifications so you don’t miss a payment. - Keep an eye on subscriptions so you can cancel what you no longer need. - Sync with your credit cards and loans and Monarch will provide statement balances and minimum payment due. - Search for any transaction, across all of your accounts - no shuffling between apps to find charges or refunds. - View and customize reports for quick insights on your spending across groups and categories and trends over time. Budget - Monarch offers two ways to budget - Flex Budgeting or Category Budgeting - so you can choose to have the structure or flexibility you need and make budgeting feel easy. - Get a quick view of your budget progress with visual progress bars and a dashboard widget. - Customize your groups and categories, emojis, and your notifications to keep you on track. Collaborate - Add your partner or other household members and team up on your finances, whether you choose to have joint bank accounts or not. All at no extra cost. - Invite your advisor, financial coach, tax professional or estate planning attorney so they can give you accurate advice with little effort required of you. Plan - Create and track progress toward your medium and long term goals. - Set up contributions toward your goals within your monthly budget, and watch your savings compound over time. A Membership With You in Mind Our focus is on building a product that can transform your relationship to money, bringing clarity and confidence to your financial life. As a Monarch member, you’ll get access to all the new features we build and have the opportunity to vote on and provide feedback for new features on our roadmap. We build with the feedback from our community in mind. No Ads Monarch is not supported by advertisers and is designed with the sole purpose of making it easy and intuitive for you to manage your finances. That means we will never interrupt your experience with ads or try to sell you another financial product you don’t need. Private and Secure Monarch uses bank-level security, and we never store any of your financial credentials. Our platform is read-only, so there is no risk of your money moving. We take your privacy seriously and will never sell your personal or financial information to third parties. MEMBERSHIP DETAILS Monarch is free to try for 7 days. After your trial period, a membership fee will be billed either monthly or annually, depending on which plan you select. Privacy Policy: Terms of Use: ## Monarch Screenshots - [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/4b/ed/3e/4bed3e57-9102-9dca-f510-34b59f343870/Frame_1400002678.jpg/1242x2688.png) - [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/a3/36/32/a33632ea-5d88-d0fb-9745-016c0b5c65d6/Frame_1400002737.jpg/1242x2688.png) - [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/ef/75/a3/ef75a312-a9f9-e48d-22a0-0eede260c5d5/Frame_1400002681.jpg/1242x2688.png) - [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/09/9b/1c/099b1c5e-d2f6-8620-b8b7-9eecc71ade77/Frame_1400002682.jpg/1242x2688.png) - [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/6a/dc/98/6adc98ff-5bd3-7237-b688-38e3718a60df/Frame_1400002683.jpg/1242x2688.png) - [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/bc/e8/eb/bce8eb31-ec3f-e1cc-bebc-997693b5f750/Frame_1400002684.jpg/1242x2688.png) - [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/66/d3/3d/66d33d50-ede8-ecae-1a90-a77c41456d6e/updated_Goals_UI_-_March__U002726.jpg/1242x2688.png) - [Screenshot 8](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/b0/78/87/b078873c-54f8-a29c-d5c1-b8c5e37aa1c0/Frame_1400002692.jpg/1242x2688.png) - [Screenshot 9](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/ab/ee/b4/abeeb4bb-6a73-1bdb-e16f-60536763b655/Frame_1400002742.jpg/1242x2688.png) - [Screenshot 10](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/6d/8f/58/6d8f58f9-9c6d-56fd-36cc-b9b3ec19266b/monarch-start-today-1242x2688.png/1242x2688.png) ## Monarch Rating Breakdown in Vereinigte Staaten - 5 stars: 104,747 (92%) - 4 stars: 7,592 (7%) - 3 stars: 771 (1%) - 2 stars: 260 (0%) - 1 stars: 660 (1%) ## Monarch Reviews in Vereinigte Staaten ### ***** "The search is over" I knew there had to be a better way… I have been scanning my receipts for three years and still couldn’t figure out where I stood with my cash flow. I have read reviews with promises of “the best” program out there but then it didn’t take too long to figure out there were some major gaps. Some of them were so complicated that I threw the towel in after a couple of days. I am feeling really good about Monarch. It’s been very user-friendly to set up and I already can figure out where I stand with my finances. Now, I’m really looking forward to focusing on my finances instead of the perpetual dread. -- Need speech to text, 2026-10-14 ### *---- "MUST FIX: Doesn’t support Interest APR% Changes!" Forecasting, budgeting and debt paydown functions are all nonfunctional because Monarch does not currently support inputting future changes to credit interest APR % rates. For example- introductory credit or loan offers of 0% for 21 months, that will turn into 20% on a certain date… Monarch only allows inputting the 0% introductory rate, and does not allow to input the future % increase on given date. Therefore retirement forecasting, budgeting and debt paydown functions are not accurate and are useless. This basic oversight totally ruins the app’s promises of multifunctionality and goal tracking. It is only good for tracking transactions & current balances. Monarch admits many users are complaining about this but still hasn’t fixed it. Monarch makes a false promise of a full financial picture but only delivers distorted accounting. Will update rating if they fix this promptly please! -- Debt Juggler, 2026-10-13 ### *---- "So Close but So Far" I have loved monarch but then something works in a way that just makes it absolutely useless for me. One example is I get my card stolen so I get new card. When I sync it it doubles every transaction as they now both count as same card. There is no rule to just skip transactions from one card before or after a certain point. Another is trying to use the rollover budgets for flexible spending. When I turn it off everything is just messed up. The spending in the flexible categories is clearly over the total flexible budget and yet somehow the category is overall under budget? Where did the money go? So now the flexible category is basically useless. I can’t figure out how to do the one thing it says it does which is effectively to use it as a catch all that rolls over for certain categories of spending. -- Rafelle890x, 2026-10-12 ### ***** "Wonderful" This app helps me not only track and categorize cashflow but also retrain my relationship with money. Debts paid. Money saved. Net worth building. -- Dave J 214, 2026-10-11 ### ***** "I LOVE THIS APP" Almost a year since getting truly serious and fully utilizing this app. I look at it every day. It took my savings rate from 14% up to almost 35% And I feel quite strongly that next year I’ll be able to get my savings rate to 40% because I understand my finances better than I ever have in my entire life This app is an amazing tool to stop lying to yourself. To stop justifying. To be 100% real. I am on a true path, the financial independence and I’m so incredibly proud of myself. Thanks, Monarch you guys make a great tool. One note – please make an Apple Watch app for widgets and complications!!! I desperately would love to see this information in my smart stack. -- jdmccallum, 2026-10-11 ### **--- "Recent glitches are not being fixed" I have had this app for over a year with a great experience. But recently my main bank stopped syncing and I tried reinstalling the app, making sure the app was up to date, deleted then reconnected the bank. Nothing was working. I emailed customer service and they have been slow to respond and it’s been over a week since I reported issue and they can’t tell me when it will be fixed. Meanwhile, I have paid an annual subscription that I can’t use. Very frustrating. Financial apps need to have excellent customer service if you want to be taken seriously. -- Valbee81, 2026-10-09 ### ***** "Stress free budgeting" I’ve used other budgeting apps but I really like the AI feature Monarch has and that it reviews previous transactions, showing me my spending patterns. I like seeing that. -- Bminaaurrell, 2026-10-09 ### ***** "Best for managing family finances" I tried Quicken and YNAB, but Monarch is by far the best of the three. It seamlessly integrates accounts and makes budgeting, planning, and tracking so simple. -- Erich J Pacheco, 2026-10-09 ### ***** "Best for long term budgeting" Best app for budgeting, and I have tried a lot. Monarch is one of the few apps that lets you do a zero-dollar based budget if you want AND lets you budget for future months ahead. All of the other basics too. -- Smelly Cat 1994-2004, 2026-10-09 ### ***** "Monarch financial app" Best financial and budgeting app by far. -- Dnels19, 2026-10-09 ### *---- "poorly made" The notifications Monarch provides are useless. Yesterday I had 0 notifications. Today I have over 100. Did any person at Monarch consider what hundreds of things a user could possibly need to review in less than 24 hours? Do they even use their own product? The app feels janky and out of place on iOS, like it was built for a different operating system. Connections to external accounts regularly fail. Not Monarch’s fault for any given failure. But the lack of thoughtful design and implementation in other areas make it difficult to look past the things they don’t control. -- LavenderGooms369, 2026-10-08 ### ***** "Love this app!!" I absolutely love monarch. It is truly the perfect system that allows me to budget our money, as well as see all of our investments in one spot. It tracks all transactions basically by itself once you get it set up. Cannot recommend this enough!! -- Kallred74, 2026-10-08 ### *---- "Disappointed" Kept dropping transactions and I couldn’t properly keep track of spending. -- Julala432, 2026-10-08 ### ***** "Best money tool Eva" I used to be a mint guy. Then I experimented with free banking tools, excel spreadsheets. This has saved me so much time reconciling every month and I love the reporting and budgeting functions. Keep it up gang. -- Tom Hartwell, 2026-10-08 ### **--- "Too many technical issues" The app is ok but trying to sync accounts is a full time job. A growing number of them disconnect regularly, and others appear to sync perfectly when refreshed from the settings menu, but then balances and details do not show synced anywhere else in the app (settings =“up to date”, inside app= “synced 30 days ago”). I need something that does what it promises. -- Mtmurat, 2026-10-07 ### ***** "Best budgeting app" I’ve tried so many apps and budgeting tools and this is my favorite by far! I’ve used Monarch for 3+ years now and recommended to lots of friends who also love it, -- Emily Arrow, 2026-10-07 ### *---- "No free trial" You have to give them your first born and credit card just to see what this app does. Deleted. -- NDYNAMICS, 2026-10-06 ### ***** "Best app ever" I’m not joking this is my favorite app of all time -- --Jake--, 2026-10-06 ### **--- "Household member invitation won’t send" Can’t get my partners access email to send -- MaddieDorminy, 2026-10-05 ### ***** "Great App!!" Great app and easy to use! Very helpful to track your $$$, where it goes and how you are saving and investing!! Highly recommend!! -- Butter7777, 2026-10-05 [View all Monarch reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=reviews) ## Monarch In-App Purchases | Item | Price | |------|-------| | Monthly Subscription | $15.99 | | Monarch Subscription | $99.99 | | Yearly Subscription | $99.99 | | Yearly Plus Subscription | $199.99 | ## Monarch Store Rankings | Chart | Country | Category | Rank | |-------|---------|----------|------| | Top Umsatz | Vereinigte Staaten | Finance | #7 | | Top Umsatz | Kanada | Finance | #12 | | Top Kostenlos | Vereinigte Staaten | Finance | #75 | | Top Kostenlos | Kanada | Finance | #80 | ## Monarch Discovered Keywords - track car expenses - car expenses - track - track app - expense tracker - monthly budget - expense tracking - spending tracker - household budget - spendbook ## Apps Similar to Monarch - [Goodbudget Budget Planner](https://apptail.io/de/app/goodbudget-budget-planner-FIb/united-states) - [PocketGuard - Budget App](https://apptail.io/de/app/pocketguard-budget-app-Kbg/united-states) - [YNAB](https://apptail.io/de/app/ynab-zhh/united-states) - [NerdWallet: Smart Money App](https://apptail.io/de/app/nerdwallet-smart-money-app-sDk/united-states) - [Copilot: Track & Budget Money](https://apptail.io/de/app/copilot-track-budget-money-mFq/united-states) - [Weekly: Budget Planner & Bills](https://apptail.io/de/app/weekly-budget-planner-bills-ODr/united-states) - [Quicken: Budget & Track Money](https://apptail.io/de/app/quicken-budget-track-money-BuG/united-states) - [Honeydue: Couples Finance](https://apptail.io/de/app/honeydue-couples-finance-xGmb/united-states) - [Origin: AI Budget and Track](https://apptail.io/de/app/origin-ai-budget-and-track-hZOj/united-states) - [Budget Bestie](https://apptail.io/de/app/budget-bestie-NQqp/united-states) ## Monarch Available In - [Vereinigte Staaten](https://apptail.io/de/app/monarch-budget-track-money-Phqb/united-states) - [Kanada](https://apptail.io/de/app/monarch-budget-track-money-Phqb/canada) --- ## About AppTail [AppTail](https://apptail.io/de) is a mobile app intelligence platform providing app analytics, ASO (App Store Optimization) tools, keyword tracking, competitor analysis, revenue estimates, and review monitoring for iOS App Store apps. 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