--- title: "Monarch: Budget & Track Money - Bewertungen, Einnahmen und Downloads in Vereinigte Staaten | Apple App Store" description: "Consider Monarch your home base for money clarity. Simplify your finances by bringing all your accounts into one easy view, have confidence in always knowing where your money is and where it's going, " --- # Monarch: Budget & Track Money — Vereinigte Staaten > Spending, Net Worth, Investing ![Monarch App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/11/cf/f8/11cff889-6e60-c9ce-50d3-d0a125eb3007/AppIcon-Default-0-0-1x_U007epad-0-1-85-220.png/400x400bb.png) **Developer:** [Monarch Money](https://apptail.io/de/developer/monarch-money-IwOd) (Vereinigte Staaten) **Category:** Finance **Rating:** 4.9/5 (111,080 ratings) **Price:** Free **Bundle ID:** com.monarchmoney.mobile **Store:** Apple App Store **Country:** Vereinigte Staaten **Version:** 2.0.116 (released 2026-09-16) **Original Release:** 2020-11-18 **App Store Link:** [Download on Apple App Store](https://apps.apple.com/us/app/app/id1459319842) **AppTail Page:** [https://apptail.io/de/app/monarch-budget-track-money-Phqb/united-states](https://apptail.io/de/app/monarch-budget-track-money-Phqb/united-states) ## Monarch Description Consider Monarch your home base for money clarity. Simplify your finances by bringing all your accounts into one easy view, have confidence in always knowing where your money is and where it's going, and collaborate with your partner or financial professional to track, budget, and reach goals together. Monarch has been recognized by the Wall Street Journal as the “Best Budgeting App,” by Forbes as the “Best Mint Replacement” and by Motley Fool as the “Best Budgeting App for Couples and Families.” Getting started is simple. Connect your accounts and Monarch will auto-categorize your finances, giving you actionable insights in minutes. Customize your dashboard to give you the information you need at a glance, including your net worth, recent transactions, how you’re tracking toward your budget, investment performance, and upcoming expenses. Monarch makes it easy to take steps today to build toward your long term plans, all in one simple and collaborative financial tool. Track - Connect your accounts and see everything in one place so you can get a clear view of how your money is moving and track progress on your net worth. - Always know what’s around the corner with subscriptions and bills tracked in one easy calendar or list view and notifications so you don’t miss a payment. - Keep an eye on subscriptions so you can cancel what you no longer need. - Sync with your credit cards and loans and Monarch will provide statement balances and minimum payment due. - Search for any transaction, across all of your accounts - no shuffling between apps to find charges or refunds. - View and customize reports for quick insights on your spending across groups and categories and trends over time. Budget - Monarch offers two ways to budget - Flex Budgeting or Category Budgeting - so you can choose to have the structure or flexibility you need and make budgeting feel easy. - Get a quick view of your budget progress with visual progress bars and a dashboard widget. - Customize your groups and categories, emojis, and your notifications to keep you on track. Collaborate - Add your partner or other household members and team up on your finances, whether you choose to have joint bank accounts or not. All at no extra cost. - Invite your advisor, financial coach, tax professional or estate planning attorney so they can give you accurate advice with little effort required of you. Plan - Create and track progress toward your medium and long term goals. - Set up contributions toward your goals within your monthly budget, and watch your savings compound over time. A Membership With You in Mind Our focus is on building a product that can transform your relationship to money, bringing clarity and confidence to your financial life. As a Monarch member, you’ll get access to all the new features we build and have the opportunity to vote on and provide feedback for new features on our roadmap. We build with the feedback from our community in mind. No Ads Monarch is not supported by advertisers and is designed with the sole purpose of making it easy and intuitive for you to manage your finances. That means we will never interrupt your experience with ads or try to sell you another financial product you don’t need. Private and Secure Monarch uses bank-level security, and we never store any of your financial credentials. Our platform is read-only, so there is no risk of your money moving. We take your privacy seriously and will never sell your personal or financial information to third parties. MEMBERSHIP DETAILS Monarch is free to try for 7 days. After your trial period, a membership fee will be billed either monthly or annually, depending on which plan you select. Privacy Policy: Terms of Use: ## Monarch Screenshots - [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/4b/ed/3e/4bed3e57-9102-9dca-f510-34b59f343870/Frame_1400002678.jpg/1242x2688.png) - [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/a3/36/32/a33632ea-5d88-d0fb-9745-016c0b5c65d6/Frame_1400002737.jpg/1242x2688.png) - [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/ef/75/a3/ef75a312-a9f9-e48d-22a0-0eede260c5d5/Frame_1400002681.jpg/1242x2688.png) - [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/09/9b/1c/099b1c5e-d2f6-8620-b8b7-9eecc71ade77/Frame_1400002682.jpg/1242x2688.png) - [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/6a/dc/98/6adc98ff-5bd3-7237-b688-38e3718a60df/Frame_1400002683.jpg/1242x2688.png) - [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/bc/e8/eb/bce8eb31-ec3f-e1cc-bebc-997693b5f750/Frame_1400002684.jpg/1242x2688.png) - [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/66/d3/3d/66d33d50-ede8-ecae-1a90-a77c41456d6e/updated_Goals_UI_-_March__U002726.jpg/1242x2688.png) - [Screenshot 8](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/b0/78/87/b078873c-54f8-a29c-d5c1-b8c5e37aa1c0/Frame_1400002692.jpg/1242x2688.png) - [Screenshot 9](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/ab/ee/b4/abeeb4bb-6a73-1bdb-e16f-60536763b655/Frame_1400002742.jpg/1242x2688.png) - [Screenshot 10](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/6d/8f/58/6d8f58f9-9c6d-56fd-36cc-b9b3ec19266b/monarch-start-today-1242x2688.png/1242x2688.png) ## Monarch Rating Breakdown in Vereinigte Staaten - 5 stars: 102,056 (92%) - 4 stars: 7,367 (7%) - 3 stars: 757 (1%) - 2 stars: 257 (0%) - 1 stars: 643 (1%) ## Monarch Reviews in Vereinigte Staaten ### ***** "Best financial overview app since Mint." In fact, it’s better than mint ever was because there is no annoying ads you have close and they’re not pushing financial products on you. Really good way to budget, track, and monitor you income, investments, spending, assets, and liabilities. Highly recommend. -- Deucebag, 2026-09-21 ### *---- "Unresponsive and Scammy" I canceled within the trial period and they continue to try to charge me for an entire year. No obvious recourse, no customer service, nothing. Doesn’t matter how helpful the app is, or isn’t - the whole thing is set up to take money from you, not help you manage anything. -- queenepeachie, 2026-09-20 ### **--- "Good but connection issues" I like the app but the majority of my linked accounts don’t work anymore. A small number of them can be reconnected but who has time to spend 10 minutes and a bunch of frustration re-signing onto accounts. -- Mtmurat, 2026-09-20 ### *---- "Need to track CitiBank Manually" After using Monarch for 3 years. I was no longer able to connect my Citi Credit Card after I product change Citi Double Cash to Citi Custom Cash. After two weeks of waiting for customer support I was told to track the transactions manually which is not feasible. Now I have look for an alternative and loss 3 years of data. -- Browniecheng007, 2026-09-18 ### ***** "Referal bonus changed after 1 referal" High deception by advertising $50 for referrals, you get one referral and then they change it to $30. Thank God I was getting worried! -- Yong Soo Turc, 2026-09-18 ### ***** "Stupendously useful" . -- Djdjddjdnd, 2026-09-18 ### *---- "Should be better" Too many transactions are the wrong category. Too many accounts disconnect all the time. Basically you need to check it everyday to stay on top of it. -- aramyth, 2026-09-18 ### ***** "EZ" Talk about an app that is worth the time. I feel like I have total control of my expenses and feel rewarded by the stats. Great work! -- NicoMonico, 2026-09-17 ### ***** "It's the king" I tried Monarch and Copilot to replace my spreadsheet and have a dashboard and see transactions better for better planning. I ended choosing Monarch because it's extremely easy to navigate through menus, working with categories, budgets and rules made things easy too. I only had issues with CapitalOne and Discover disconnecting but I think it's due their transition or known issues in the past. I created a profile to my wife but it's 99% she won't check or analyze the family finance 😁 -- CJP3759, 2026-09-17 ### ***** "Changed my life" Was never able to track my spending and expenses. This made it happened ! Couldn’t endorse it more. -- WestCoastGuy v100, 2026-09-16 ### **--- "Features Removed" MCP removed without warning. Removing features is not a great experience -- appuser1015, 2026-09-16 ### ***** "It works great" Ive tried them all, this is the best tool since Mint went bye bye -- JP___, 2026-09-16 ### ***** "Never written an app review before" This app alone has changed my life and finances. It easy so easy to use and I have become completely debt free in one year. Not only that but I was able to connect all my other assets and used the AI tool to figure out a budget and 10 year savings plan. I am well above average now and just one year ago before the app I was consistently drowning in bills and statements and not knowing where all my money was going! -- Kellie1692, 2026-09-15 ### ***** "Extremely useful" Monarch does a great job summarizing my finances across accounts. You need to take some time to set it up right, but when you do it becomes a great tool to track all your finances and compare by week, month, or year. Also has a really good AI tool, I’ve asked it very pointed questions and it never fails to give me a useful response. Very impressive. -- Andrewpolaski, 2026-09-15 ### *---- "Not worth the cost" You will pay for a product that works about a quarter of the time. This absolutely overpriced garbage system is unreliable at keeping external accounts linked. Be prepared to do tons of manual work constantly fixing things. -- rollamo, 2026-09-15 ### ***-- "Constant delays" Didn’t mind the price at first because it was clearly providing value, but my connections are frequently delayed now, even when the app reports no issues syncing. I’m no longer able to accurately track spending throughout the month. -- erniefarias, 2026-09-15 ### ***** "Great" It’s worth every penny spent -- Geofframi, 2026-09-14 ### ***** "Love Monarch" I came over from Mint and feel Monarch is a great product. Just buy the base plan and you will be happy. Most of my banks have stayed connected which is fantastic. Nothing like having a copy of your budget and expenses in one place with not selling things constantly. One of the best features is the new AI features they have built in. Asking it to review at the end of the month or being able to ask questions versus digging for information is extremely valuable. -- Scot Montgomery, 2026-09-14 ### ***** "Actually Engages Me" I tried pretty much every other budgeting tool out there: my own spreadsheets, Rocket Money, envelope method, etc. You name it, i’ve tried it. It doesn’t help that both my boyfriend and I have ADHD, and live in the most expensive city in the US. We both have a bit of credit card debt and student loans to manage on top of the usual grocery, rent, life costs. Monarch is the only budgeting tool that’s actually engaged me in terms of keeping track of my finances. It explains stuff so I don’t feel shut down when I don’t understand something, and the layout is very intuitive. I highly recommend Monarch to anyone (especially someone just learning how to manage their money). -- Aristocat32, 2026-09-14 ### *---- "Costs money to use" I’m looking for a free budgeting app, because I don’t need another subscription. I’ve closed out of the app to see if maybe I can bypass the pop up for the subscription but nope it won’t budge. And I feel like that’s not fair to anyone who is struggling and not wanting to spend money to be able to budget and see their finances. -- 1037person, 2026-09-13 [View all Monarch reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=reviews) ## Monarch In-App Purchases | Item | Price | |------|-------| | Monthly Subscription | $15.99 | | Monarch Subscription | $99.99 | | Yearly Subscription | $99.99 | | Yearly Plus Subscription | $199.99 | ## Monarch Store Rankings | Chart | Country | Category | Rank | |-------|---------|----------|------| | Top Umsatz | Vereinigte Staaten | Finance | #8 | | Top Umsatz | Kanada | Finance | #15 | | Top Kostenlos | Vereinigte Staaten | Finance | #53 | | Top Kostenlos | Kanada | Finance | #71 | ## Monarch Discovered Keywords - track car expenses - car expenses - track - track app - expense tracker - monthly budget - expense tracking - spending tracker - household budget - spendbook ## Apps Similar to Monarch - [Goodbudget Budget Planner](https://apptail.io/de/app/goodbudget-budget-planner-FIb/united-states) - [PocketGuard・Budget Planner App](https://apptail.io/de/app/pocketguardbudget-planner-app-Kbg/united-states) - [YNAB](https://apptail.io/de/app/ynab-zhh/united-states) - [NerdWallet: Smart Money App](https://apptail.io/de/app/nerdwallet-smart-money-app-sDk/united-states) - [Copilot: Track & Budget Money](https://apptail.io/de/app/copilot-track-budget-money-mFq/united-states) - [Weekly: Budget Planner & Bills](https://apptail.io/de/app/weekly-budget-planner-bills-ODr/united-states) - [Quicken: Budget & Track Money](https://apptail.io/de/app/quicken-budget-track-money-BuG/united-states) - [Honeydue: Couples Finance](https://apptail.io/de/app/honeydue-couples-finance-xGmb/united-states) - [Origin: AI Budget and Track](https://apptail.io/de/app/origin-ai-budget-and-track-hZOj/united-states) - [Budget Bestie](https://apptail.io/de/app/budget-bestie-NQqp/united-states) ## Monarch Available In - [Vereinigte Staaten](https://apptail.io/de/app/monarch-budget-track-money-Phqb/united-states) - [Kanada](https://apptail.io/de/app/monarch-budget-track-money-Phqb/canada) --- ## About AppTail [AppTail](https://apptail.io/de) is a mobile app intelligence platform providing app analytics, ASO (App Store Optimization) tools, keyword tracking, competitor analysis, revenue estimates, and review monitoring for iOS App Store apps. 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