***Time to own it. ***
Say hello to happier shopping with one of Southeast Asia's leading digital consumer financing platforms.
Think of Atome as your fun yet savvy shopping buddy. We're with you wherever your passion lies - from fashion, lifestyle, travel, fitness to home decor. Our buy now, pay later magic lets you split purchases into stress-free installments. Stretch your dollar further while making your favourite products and services more reachable than ever before with Atome!
* Open a free account in minutes today and enjoy a $10 voucher on your first purchase. *
*** HOW IT WORKS ***
1. Pay with Atome at participating brands
If you’re shopping online, select Atome during checkout. If you’re at a offline brand, simply scan our QR code at the cashier.
2. Choose from flexible payment options
Choose from 3 interest-free payments, or opt for more time with a small processing fee. All fees are clearly displayed in the app when you transact. You'll pay the first payment at the point of purchase, and the subsequent payments monthly.
3. Earn rewards
Earn Atome+ points with every purchase! Collect Atome+ points to redeem from a wide selection of exclusive rewards in the Atome app.
4. Keep track of your bills
The Atome app does all the work for you so you’ll never miss a payment again. Easily check your payment schedule under “Bills'' on the app. You’ll also be informed whenever payments are due and when your payment cycle is complete.
*** WHAT YOU’LL LOVE ABOUT ATOME ***
1. Buy now, pay later
Split your purchases into 3 or more payments. Some things in life shouldn't have to wait. With Atome, you can get a head start. Split your purchase into 3 interest-free payments or opt for more time with a small fee at our brand partners.
2. Instant approval via Singpass and auto payments
It only takes minutes to register for an Atome account and complete your first transaction. Payments are automatically deducted from your preferred credit card or debit card — so you’ll never have to worry about missing a payment.
3. Shop online and in-store
Use Atome to pay later at all your favourite brands including Agoda, Dyson, Under Armour, Trip.com , Zalora, Adidas, Sephora, Samsung, Lululemon, SHEIN, CHARLES AND KEITH, Amazon. Atome is accepted at a wide range of offline and online shopping categories including fashion, lifestyle, travel, fitness to home decor.
4. Vouchers and deals
Download our app to get first dibs on exclusive deals. Here’s what you can expect:
- A welcome voucher on your first purchase
- Exclusive vouchers at our partner brands for new users and existing users
- Personalised recommendations to keep you updated with the latest trends
5. Protect your payments with Bill Secure (Underwritten by Chubb Insurance)
Ease your worries and cover your outstanding bill payments with Bill Secure:
- Covers up to 5 times of the transaction amount in the event of accidental death or permanent disablement
- Instant coverage upon successful enrolment
*** CONTACT US ***
Atome is dedicated to offering you the best shopping experience with our flexible payment solutions. Should you have any questions, please reach out to us at
[email protected].
Love using Atome? Leave us a rating and review on the app store and follow us on our social media channels:
Website: https://www.atome.sg/
Facebook: https://www.facebook.com/atomesg/
Instagram: https://www.instagram.com/atome.sg/
LinkedIn: https://www.linkedin.com/company/atomesg
