---
title: "Bread Financial - Reviews, Revenue and Downloads in United States | Apple App Store"
description: "Experience the Bread Financial® app that’s designed with you in mind! Comenity Bank and Comenity Capital Bank are Bread Financial companies. And now you can manage your Comenity® credit cards, anytime"
---

# Bread Financial — United States
> Manage Your Comenity Cards

![Bread Financial App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/14/2b/81/142b8147-f5cd-e118-6e16-7491a2a2a9e8/AppIcon-0-0-1x_U007emarketing-0-8-0-sRGB-85-220.png/434x0w.png)

**Developer:** [Bread Financial Holdings](https://apptail.io/developer/bread-financial-holdings-OgSf)
**Category:** Finance
**Rating:** 4.8/5 (172,080 ratings)
**Price:** Free
**Bundle ID:** com.lonoperationsllc.breadmobile
**Store:** Apple App Store
**Country:** United States
**Version:** 5.10.2 (released 2026-10-19)
**Original Release:** 2023-07-05
**Languages:** English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/us/app/app/id1600495551)
**AppTail Page:** [https://apptail.io/app/bread-financial-dCcn/united-states](https://apptail.io/app/bread-financial-dCcn/united-states)

## Bread Financial Description
Experience the Bread Financial® app that’s designed with you in mind! Comenity Bank and Comenity Capital Bank are Bread Financial companies. And now you can manage your Comenity® credit cards, anytime and anywhere, with the credit card app featuring some of today’s most recognized brands.



Download the app to securely manage one or multiple accounts more easily! To access your account, sign in with the same username and password you use for Account Center online. If you haven’t registered for online access, you can do that — and more — in the app.



Discover convenient account management:



•	Activate your credit card
•	Review transactions and account statements
•	Add an authorized buyer to your account
•	Enroll in paperless statements
•	Request a credit limit increase



Make or change a payment with ease:



•	Schedule one-time payments
•	Set up autopay
•	Review your payment history
•	Edit or delete a scheduled payment



Track your credit card rewards, if applicable: 



•	Check your rewards balance
•	Redeem rewards in the amount you want
•	Connect to exclusive offers for your card



Tap into useful features with select accounts:



•	Set up alerts
•	Lock or unlock a card
•	Transfer another credit card balance



If you need to contact us, you can send us a message through the app’s Secure Message Center.



Looking for the Bread Savings® app? That’s a separate app you can find by searching “Bread Savings” in your app store. But if you’re ready to download the Bread Financial app for credit card management, you’re in the right place!
	 	

Copyright ©2026 Bread Financial. Comenity Bank and Comenity Capital Bank are Bread Financial companies.

## Bread Financial Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/5c/96/18/5c961822-8fb9-706e-a877-eb34111ac4a3/cd008414-594b-4a98-be30-81406f051fd1_iPhone_Screenshot_5.5_414x736_3x_F1.png/1242x2208.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/8d/69/ef/8d69ef16-7848-574b-dd4e-0759b371d5dd/a206d823-e191-4804-a569-8b564f70bb7b_iPhone_Screenshot_5.5_414x736_3x_F2.png/1242x2208.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/60/e2/92/60e292b0-7238-7d97-e27e-78a3b7f9e36a/094d0e79-6520-48e2-978d-eff82d651ebd_iPhone_Screenshot_5.5_414x736_3x_F3.png/1242x2208.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/ea/a3/79/eaa3791e-ce69-8a57-23f5-332ff9987654/12970e4e-e948-412b-a617-93712f07d451_iPhone_Screenshot_5.5_414x736_3x_F4.png/1242x2208.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/53/71/64/537164ee-f8e3-0403-1a83-bc08c92995b2/e4fb3f32-4bae-438b-92da-bdb8100b2a72_iPhone_Screenshot_5.5_414x736_3x_F5.png/1242x2208.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/93/95/20/9395204f-08cf-cd3c-a0f5-5814252c91db/e7fb43d5-236f-48cd-bcbe-a61a1e215f33_iPhone_Screenshot_5.5_414x736_3x_F6.png/1242x2208.png)
- [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/9e/3e/69/9e3e69d9-bdcb-cf56-8272-b097eeb24027/ae1260f9-ff30-4b67-9111-ebf45b82944a_iPhone_Screenshot_5.5_414x736_3x_F7.png/1242x2208.png)

## Bread Financial Rating Breakdown in United States
- 5 stars: 156,795 (91%)
- 4 stars: 8,712 (5%)
- 3 stars: 2,455 (1%)
- 2 stars: 823 (0%)
- 1 stars: 3,295 (2%)

## Bread Financial Reviews in United States

### ***** "Great Service"
Excellent
-- Giovanti28, 2025-01-03

### ***** "Credit card"
Great Service fast points redeem.
-- Football Eagles, 2025-01-03

### *---- "Sad app"
I have been a customer now for approximately six months, and in that time even though I downloaded the app, I have to go to mini stages just to make a payment. This is very frustrating and I wish you could fix this problem. You should make it easier for people to make payments since people hate making payments anyway please make it easy for us.
-- Humble pie, 2025-01-02

### **--- "Did not recognize face"
After just a few days of installing app, it wouldn't allow face recognition because it didn't recognize my own face. Had to reinstall app.
-- AJAG1971, 2025-01-01

### *---- "So far"
Just started using the app and it’s ok:/ it freezes up a lot. Even after reinstalling app and turning off phone and turning it back on. Please fix, so I can give a better experience review.

I gave it a month and this app is still glitchy. I hate I have to keep starting up with putting information in that I’ve already put in but says it doesn’t recognize who I am. Omg this app is FROZEN!!!!! Fix bugs or I’ll delete!

12-30-24 Ok I’ve about had it with this app. It keeps asking me to try again. I’ve also deleted the and reset the password so many times, I’m just tired! Please fix!!! I see the every month it looks like the app is fixing on minor bugs! Maybe this software needs to be updated or replaced with something better!!! If it wasn’t for the credit company suggesting to use this app, I would have deleted by now!
-- lisa fefe, 2025-01-01

### **--- "Can never get into my account!"
Every time I try to log in, it tells me they’re having problems and to try again later. I even reset my password and deleted and redownloaded the app, but am still having problems.
-- Jesstbeinhonest, 2024-12-31

### *---- "Poor"
Horrible App, poor customer service and they don’t apply payments for up to 10 days
-- Sailnboard, 2024-12-29

### ****- "Mostly Perfect"
On the rare occasion it will not allow a login. But overall, works very well most of the time. Don’t leave payments till the last minute! In case you get that rate login denial
-- WhiteRose137, 2024-12-27

### **--- "Too many limitations"
This app has too many limitations on how to manage your payments compared to real banks. It would be nice if the app allowed for more robust payment options, especially when using a payment plan, allowing that payment plan to be the monthly payment instead of having to manually set it up each time. Bread Financial would be wise to take a page out of Apple credit cards book regarding payment plans on products.
-- C-Dubs, 2024-12-23

### ***** "Easy"
So happy with ease and responsiveness.
-- krikkrik, 2024-12-23

[View all Bread Financial reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=reviews)


## Bread Financial Store Rankings
| Chart | Country | Category | Rank |
|-------|---------|----------|------|
| Top Free | United States | Finance | #75 |

## Bread Financial Discovered Keywords
- smart financial credit union
- bread
- american express credit card
- operative bank mobile
- aaa com
- bread savings bank
- bread financial

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---

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