Carbon: Mobile Banking & Loans

Save Money|Transfers| Loans

Downloads
Revenue

Description

Total control of your finances is possible! Meet Carbon, a credit-led pan-African digital bank, your all-in-one app for easy money management.
Track and simplify your personal finances with our easy spending and payment options.
Say goodbye to hidden bank charges, long queues, and endless paperwork.
Carbon’s digital banking services are designed to change the way you bank, pay, spend, and earn.
Change the way you Earn with Carbon
With Carbon, your money is always working for you. Save smart and earn more with up to 15.5% interest per annum on your savings.
Change the way you achieve your goals
We’ve made loans easily accessible to you to help you reach your goals and stay in control.
*What you need to know about our loans;
•Loan amounts range between ₦2,500 to ₦1,000,000 with repayment periods from 61 days to 12 months at monthly interest rates that range from 4.5% to 30%
•Repayment periods range from 61 days to 365 days with Annual Percentage Rates (APRs) from 5% - 36%. No processing costs. Late repayment fees apply.
•No collateral or guarantor necessary
•No hidden fees
•You unlock higher loan amounts by repaying early and carrying out other transactions on the app.
•Representative example: Loan amount of ₦1,000,000 borrowed for 12 months. Monthly Interest Rate: 4.5%. Total amount payable: ₦1,540,000.
•0.03333% per day late fee
Change the way you Pay with Carbon
Say hello to Carbon Zero, our Buy Now Pay Later product. Spread payments for any purchase with your Carbon debit card into four installments for anything you love and pay over four interest-free installments.
You’re always in control
The Carbon debit card is your passport to financial freedom and security. Freeze your card temporarily or permanently, cancel or deactivate your card, reset your card pin, set recurring transactions, and customize the names of your saved beneficiaries, all in your Carbon app.
Safe and secure banking
Deposits are NDIC insured. Carbon Microfinance Bank is licensed and regulated by the Central Bank of Nigeria with the RC number: 1642222.
Carbon products include:
Carbon savings
Carbon loans
Carbon Zero
Carbon debit cards
Carbon SME loans
Join over 3 million customers who trust Carbon to save, spend, and manage their finances on the go. Start banking with Carbon today.
Instant loans whenever you need them.
We’ve made loans easily accessible to you to help you reach your goals and stay in control. Unlock higher loan amounts by repaying early and carrying out other transactions on the app. Who needs cash when you’ve got a Carbon debit card #PinkPassport. Spend and earn in one place with Carbon. Enjoy 1% cashback monthly on every card (POS) transaction. Terms and conditions apply.
Here’s why you’ll love Carbon:
Your Carbon bank account allows you to do more than store money. Instead of fees, we give you 1% of your account balance every month. Enjoy free transfers, zero maintenance fees, and instant loans of up to 1 million.
Instant Loans are available 24/7
We’ve made access to credit easy and simple. Get the best loans in Nigeria with our secure bank loans. Available 24/7, no collateral or guarantor necessary.
No hidden fees ever
You can bank on our transparency. Carbon gives you a clear breakdown of your transactions.
Real-time alerts
Where your money goes doesn't have to be a mystery. Receive instant notifications for every incoming and outgoing transaction.
Fast, simple, and secure payments
Transact in seconds, send and receive instant bank transfers, and enjoy instant reversals on failed transactions.
Reliable customer support
Focus on having fun. We’ve got an amazing team of customer service for urgent queries, so we’re always here. You can always reach us to raise queries or learn more about our services via our different support channels. We’d love to hear from you!
Change the way you Spend with Carbon
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Screenshots

Carbon FAQ

  • Is Carbon free?

    Yes, Carbon is completely free and it doesn't have any in-app purchases or subscriptions.

  • Is Carbon legit?

    ⚠️ Warning: Multiple users of Carbon have mentioned scam or fraud. Investigate thoroughly before using this app.

    Thanks for the vote

  • How much does Carbon cost?

    Carbon is free.

  • What is Carbon revenue?

    To get estimated revenue of Carbon app and other AppStore insights you can sign up to AppTail Mobile Analytics Platform.

User Rating

5 out of 5

5 ratings in Saudi Arabia

5 star
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Ratings History

Carbon Reviews

Great app

Kdrama addict 😌 on

Nigeria

Transfer is fast ❤️💕✅

Bad App

Ndi amusu on

Nigeria

God forsaken app

I can’t sign up

sirr kay on

Nigeria

Very annoying app I couldn’t even sign up it keeps taking me back when I’m to put my phone no

Gilbert

gilxar on

Nigeria

Honestly I sincerely express my disappointment in your services currently regarding my identity verification. For the past months, I have been trying to input my NiN but it’s been rejected whenever I try. I have uninstalled and installed carbon app thinking it will help but all to no avail and it’s so frustrating especially when I can’t reach out to your customer service. There’s no where to find your phone number and I do not trust enough twitter handle because of scammers.

Buggy App

ODD_reviews on

Nigeria

The app has been a mess since around Oct 2023, I couldn’t repay my Carbon Zero loan and that damaged my credit report, it took almost a month to resolve, terrible live chat feature on the app, cannot track open tickets, I do not recommend Carbon or these mobile app if you value your financial reputation and customer support.

This app is the best

Obitee on

Nigeria

Perfect app!!!!

Dumb bank

Leopard09z on

Nigeria

I never used the account until recently and it was going smoothly until they just restricted the account askin

Worst experience

Godswill01 on

Nigeria

You all are actually the worst bank any one could think of using.

Email

cellinedion12. on

Nigeria

I’m so unpleased with the kind of network you’re running the email on my account is not functioning anymore am trying to edit and it’s not working cuz am unable to receive the loan on the account since last month till now or else take back your money

NIN VERIFICATION

fublessg3 on

Nigeria

I finding it difficult to verify my Nin number on my account

Store Rankings

Ranking History
App Ranking History not available yet
Category Rankings
Chart
Category
Rank
Top Free
37
Top Free
153
Top Free
419

Keywords

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EasyLoan MN
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Carbon Installs

Last 30 days

Carbon Revenue

Last 30 days

Carbon Revenue and Downloads

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