Chase UK
Say hello to rewarding banking
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Description

Simply open your Chase account in the app and get rewarded as you save, spend and manage your money.

Rewards when you spend, with 1% cashback

Get 1% cashback on everyday debit card spending (1) and see your morning coffee, weekly grocery shop, or next holiday add up to something more.

Enjoy instant-access savings with interest paid monthly

Bank with us and you can open a Chase saver account – enjoy a competitive interest rate with instant access. (3)

Power up your round-ups with 5% interest

Effortlessly set aside money every day. Simply choose to round up your spending to the nearest £1 and we’ll boost your spare change by giving your round-up balance a 5% AER (4.89% gross) variable interest boost, paid monthly. (2)

Round-the-clock support

Get help whenever you need it. With just a few taps in the app, you'll be through to someone who can answer your questions, 24/7.

One numberless card, a pocketful of features

With all your card details in the app away from prying eyes, the ability to freeze and unfreeze with ease, customisable security controls, and much more, your numberless card helps you pay in a smart and secure way.

Ready to use right away

Spend online with your in-app card details or add us to Apple Wallet as soon as your account is open. No need to wait for your card to arrive.

Zero fees or charges from us

Spend and take out cash abroad with a transparent exchange rate and no extra fees or mark-ups from us.

Packed with protection

Active fraud monitoring keeps a lookout for anything unusual on your account. You're also protected by the Financial Services Compensation Scheme, on deposits up to £85,000.

Good to know

To bank with us, you must: be 18+, be a resident of the UK only, and have a smartphone and a UK mobile number.

Legal bits
1.Available for your first 12 months for new customers. Max £15 per month for applications from 9 May 2023. Cashback exceptions apply (see https://www.chase.co.uk/gb/en/legal/Cashback-FAQs/). Visit Chase.co.uk for more info.
2.Round-up account balance transfers to elected Chase current or saver account on anniversary of account opening. T&Cs apply (see www.chase.co.uk/gb/en/legal/round-ups/). Visit Chase.co.uk for more info.
3.£25,000 daily external transfer limit. T&Cs apply (see www.chase.co.uk/gb/en/legal/chase-saver-account-terms-and-conditions/). Visit Chase.co.uk for more info.

By downloading this app, you agree to be bound by our app licence agreement. You can find this by tapping 'Licence agreement' in the Information section below.
Chase is a registered trademark and trading name of J.P. Morgan Europe Limited. J.P. Morgan Europe Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Our Financial Services Register number is 124579. Registered in England & Wales with company number 938937. Our registered office is 25 Bank Street, Canary Wharf, London, E14 5JP, United Kingdom.

Your eligible deposits with Chase are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme. Any deposits you hold above the limit are unlikely to be covered.

Nutmeg is authorised and regulated by the FCA in relation to certain investment services and restricted advice only. Chase is a trading name of J.P. Morgan Europe Limited. Nutmeg is part of the same group as J.P. Morgan Europe Limited. Products provided by Nutmeg are not guaranteed by Chase. Before applying, you should consider if a Nutmeg account and its features are suitable for you and your investment needs.

Copyright © 2022 Nutmeg Saving and Investment Limited. Nutmeg® is a registered trade mark of Nutmeg Saving and Investment Limited, authorised and regulated by the Financial Conduct Authority, no. 552016, registered in England and Wales, no. 07503666, with a registered office at 25 Bank Street, Canary Wharf, London E14 5JP.
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User Rating

4.81 out of 5

321 ratings in United States

5 star
291
4 star
15
3 star
6
2 star
1
1 star
8

Ratings History

Reviews

Huge flaw in fraud detection - it triggers far too often

Jxgj on

And then you have to spend an age on the phone to a call centre somewhere where agents seem to follow and extremely long winded script. It can take 30 minutes to release a payment- *not* including hold time. This makes chase effectively unusable as a bank… By far the worst of any bank I’ve used. Please learn from NatWest/Royal Bank and implement biometrics

No Joint account, Authorized user or Beneficiary

Hopeless Microsoft on

Chase UK does not allow Joint Account Holder, Authorized User or Beneficiary. So your money if you are in hospital or dead then no way your loved ones can access your money unless they spend money on lawyers and courts. Seems that basic features available at all other banks is something Chase thought is not needed. Also they can decline your money transfer out if Chase on basis of security, so any scheduled payments out of the account can be declined this means you risk leaving your money in Chase account as your family may not be able to access your money in case you are dead or in hospital. Seems like a pretty big items chase has missed here. Cannot access bank account from the web browser. Only way to access your account is via the app and cannot install and log into app on multiple device. Apart from that great interest rate.

Worst Ai for id Verification & Support

AshaRasool on

Tried multiple times but it’s keep asking me to submit my passport & Selfie again and again, so for me only way is to uninstall this app and move on Suggestion: Kindly hire some good technology company for iD verifications

Fantastic

Seathestars on

I am so glad I joined Chase which is easy to use , fast and reliable .

New layout is …..

Markp17 on

Terrible. Too much promotional material at bottom of savings page. It is much better to see on first screen total money held in all accounts. It is disjointed and a bit messy appears to be moving away from a friendly easy to use app to a dystopian tech nightmare.

Great banking app but

JiphtahT on

It’ll be more helpful if you can update a feature that we can add receipts photo under every transaction. Hope u can update it soon!

Crown Chase The King Of Rewards

SEGALINK on

Banking made rewardingly seamless. After trying a few banking Apps and deleting them for lack of utility, I finally found Chase checking all the critical boxes needed to fulfill all my banking needs. You are neither worried about spending because you know the Cash back hit you covered neither are you perturbed about saving because you are eased into that culture as well as notified of profitable investments for your considered view. With each update they kept their adopters excited and the debit card is sooo classy in design and packaging. Keep making a believer of us all. 👍🏽

Seamless Banking

decbiz on

I have had my chase bank account now for nearly a month and so far I have nothing but praise for its seamless ease of use. I have also been very impressed with the customer service agents who have assisted me during the settling in period. They are informed and extremely helpful! I highly recommend!

Great cash back only for a year

JennyLG071 on

Great cash back card. Love the details on the app. Would really like it if they extended the cash back to forever instead of a year. If they don’t extend it, I’ll likely find another offer somewhere else. Also wish they offer joint accounts.

Risk getting blocked out of your bank account for months if your ID is upsated

itsMeOnIphone on

Can't login to my account anymore. All ID verifications fail and support is clueless on to why or how to help. Managed to login after 2 weeks (by random tries and reset combinations) in 1 Android device and support never got back to me. Took all my money out. Absolutely zero trust in this after the abismal show of incompetence. And yes I've called support too many times.

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Top Free
14
Top Free
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Top Free
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Top Free
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Revenue and Downloads

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App Info

Category
Finance
Languages
English
Recent version
2.38.0 (2 days ago )
Released on
Apr 14, 2022 (2 years ago )
Last updated
3 weeks ago