Welcome to the future of Banking. We’re the world’s first fully digital shared-value bank. Sign up in under 5 minutes anytime, anywhere and have your bank branch in the palm of your hand.
Discovery Bank offers market-leading interest rates, revolutionized digital payments and a banking experience that makes life easier, more exciting and of course, more rewarding.
Here are just some of the features our app has to offer:
Your bank at your fingertips:
o Sign up in under five minutes and get access to your free virtual card to begin transacting immediately.
o Get fast, easy access to credit when you need it most.
o Bank safely and conveniently: Manage and track your cards, accounts and rewards all in one place. Instantly change a PIN, and securely pause or stop your cards.
o Get alerts so you always know what’s happening with your accounts.
o Buy prepaid products such as airtime, data, SMS bundles, water and electricity and get up to 20% off when you pay using Discovery Miles.
o View and download your bank statements, account confirmation letters, and tax and deposit certificates whenever you need them.
Pay anyone quickly, safely and easily:
o Apple Pay is here. Enjoy a safer, more convenient way to pay.
o Make payments to any of your cellphone contacts who are Discovery clients, regardless of who they bank with Discovery Pay.
o Enjoy safer, convenient payments and shopping with our virtual card. Shop online or use it to tap-and-pay in store with Fitbit Pay, Garmin Pay and Samsung Pay.
o Set up Health Pay to pay your medical expenses at pharmacies, hospital and medical service providers.
Get exclusive access to Vitality Money:
We all want to be financially healthier. Imagine a bank that shows you how and helps you get there, while rewarding you along the way.
o Understand and track your financial health while unlocking incredible rewards.
o Reach your goals by engaging with your five key financial behaviours to reach a higher Vitality Money status.
o Get rewarded on your healthy grocery shopping, personal care, fitness devices, sports gear and equipment, and so much more!
o With Dynamic Interest Rates you can even boost your interest earned by an extra up to 1.5% on your demand savings and cheque accounts and pay up to 6.75% less on your credit.
Earn Discovery Miles, a rewards currency like no other:
- Earn Discovery Miles – our rewards currency more valuable than cash - when you exercise, drive well or spend your money responsibly rewards currency that’s more valuable than cash.
- Save up to 20% when you spend them in-store and online, or convert them into travel rewards, use them to pay a contact or convert them to cash.
o View, manage and pay using your Discovery Miles Account in your banking app.
Reach your savings goals faster:
o Reach your savings goals faster! Open free savings accounts and earn market-leading interest rates.
Don’t just take our word for it:
5/5
"Wow! Digital Banking at its best!" - Albert J
5/5
“I had to install the Discovery Bank App and it was the easiest application I have ever completed. Everything was done (uploads of Proof of Address, Payslips etc.) on the app and it was very user friendly. I am really very impressed.” – David S
Best Bank with great benefits
“Since I have joined Discovery Bank, I have been totally satisfied. Everything they promised is what they deliver.” – Marilyn N
As a long-time user of various banking apps, I must say Discovery Bank’s app is a delightful surprise. From the moment I logged in, the sleek interface and intuitive navigation stood out. It’s not just about the aesthetics; the functionality is top-notch too. The app’s security features give me peace of mind, ensuring my financial data is protected at all times.
What really sets this app apart is its user-friendly approach to managing finances. The budgeting tools are straightforward and incredibly helpful for tracking expenses. The ability to categorize transactions allows for a clearer financial picture, aiding in better financial decisions.
The rewards system is another feature that deserves praise. It’s motivating to earn rewards for healthy financial habits, and this innovative approach has encouraged me to manage my finances more effectively.
Customer support through the app is commendable. The response times are quick, and the representatives are knowledgeable and friendly. It’s clear that Discovery Bank values customer experience.
In summary, the Discovery Bank app is a blend of functionality, security, and user-centric design. It’s a game-changer in the world of mobile banking, making financial management not just easier but also enjoyable.
The app has Alzheimer's
Every single time I open the app I have to use both my biometrics and full login details to log in. Every. Single. Time.
I have chosen all options to remember my logins. Why ask biometrics AND login details.
Stuck before I even got started...
Was thrilled to see that the US was one of the included countries when I began the process of signing up, but after providing my phone number the very next piece of requested information is "ID Number", and that's where I was stopped in my tracks. Not only is it set to only let you use numeric keypad for this part of the form, it also requires an ID number of 13 digits. Alas, we here in the US, and more specifically in California, are coming up short with our mere 8 numbers given per ID. And actually, we really only have 7 because the first digits not even a number, it’s a freaking letter! Crazy right??!!.... I don’t blame you for not accommodating us during your sign up process...
Backward compatibility
No compatible app versions for iOS versions < 13 🤷♂️
F
I hate you
This app is pretty mid ngl
As a bank they’re fine. I have no complaints, the app is fine too. Kind feels like the bare minimum in every respect. Not especially well designed or poorly designed. Comparing it to actually well designed apps like revolut it starts feeling less fine but whatever.
ID number??
For the life of me, I can’t figure out how to join or to get this ID number! Says anyone can join but then says you need an ID number. How do I get one? Who knows! I’ve never dealt with something so complicated!
This bank looks great but I wouldn’t know because I can’t get access to it or anything. And the website provides no answers.
Charges for Fuel and Debit Order is not in keeping with your Competition
Refer to call with Orabile. Call Ref 7711516. A manager was supposed to call me yesterday and has not done so as yet.
I like Discovery for the professional call center. However I hate dealing with my current Banker Standard Bank as these 5 big banks are Oligopolies. However I didn’t know you charge interest in Debit orders and Fuel. Standard Bank does not charge interest on Fuel. Have a look at my monthly business. I always pay my accounts fully every month and save on any interest charges. I will now only use Standard Bank if the interest on the Sun Vacation club interest for the past 12 months are not reversed.
Get a Senior Manager to call me about this.
Kind Regards.
Mathavan Gounden
PP Fourie
Cant pay someone elses credit card. Acc nunber too long???!
