The app barely works. There is no part of this app that works as expected: 1. Login fails almost everyone with an error 2. When you make a transfer, you don’t see details of transaction like session ID 3. You cannot view previous transactions, though there’s a button to query them. 4. You cannot reach customer support from this app 5. Virtual is pretty much useless, doesn’t work anywhere. If it was possible to rate an app below 1 star, that’s what this app deserves.