--- title: "Payflex - Buy Now Pay Later - Reviews, Revenue and Downloads in South Africa | Apple App Store" description: "Payflex offers an online and in-store payment solution that allows you to buy now and pay later; in 2, 3 or 4 interest-free instalments." --- # Payflex - Buy Now Pay Later — South Africa > This is shopping ![Payflex App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/fd/16/ea/fd16ea4d-edd2-79d2-1b15-bddbcbb71b7e/AppIcon-0-0-1x_U007emarketing-0-11-0-85-220.png/434x0w.png) **Developer:** [Payflex Pty](https://apptail.io/developer/payflex-pty-tOIc) (South Africa) **Category:** Finance **Rating:** 3.6/5 (658 ratings) **Price:** Free **Bundle ID:** za.co.payflex.app **Store:** Apple App Store **Country:** South Africa **Version:** 4.17.0 (released 2026-05-18) **Original Release:** 2021-06-09 **Languages:** English **App Store Link:** [Download on Apple App Store](https://apps.apple.com/za/app/app/id1571437424) **AppTail Page:** [https://apptail.io/app/payflex-buy-now-pay-later-NBfk/south-africa](https://apptail.io/app/payflex-buy-now-pay-later-NBfk/south-africa) ## Payflex Description Payflex offers an online and in-store payment solution that allows you to buy now and pay later; in 2, 3 or 4 interest-free instalments. ## Payflex Screenshots - [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/b9/08/5b/b9085bc3-c107-b936-461e-2aa38a086077/1.png/1242x2688.png) - [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/d8/c9/54/d8c954f8-996a-12e2-4295-1cdec0cde141/2.png/1242x2688.png) - [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/62/0f/ed/620fede9-44d0-28e5-d36a-79b442e2fbf9/Untitled.jpg/1242x2688.png) - [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/e6/5d/62/e65d62da-274c-a875-e469-f82ed7c63e91/iPhone_Screenshots_Updated-9.png/1242x2688.png) ## Payflex Rating Breakdown in South Africa - 5 stars: 364 (55%) - 4 stars: 45 (7%) - 3 stars: 35 (5%) - 2 stars: 40 (6%) - 1 stars: 174 (26%) ## Payflex Reviews in South Africa ### *---- "Payflex" Not the best , difficult to make payment -- Kaykay2404, 2024-12-28 ### *---- "New Payflex app horrible" This new version is Payflex is the worst to ever happen. I regret updating it. Nothing is working it always gives error messages. You cannot see all the retail shops, one has to search it and before they appear, error message pops up again. I am beyond frustrated. How can it be a hassle to check upcoming payments without getting errors? -- Kgotsokat, 2024-12-20 ### **--- "Frustrating!" I made payments for the 25th December. When the money came off my account - it says I have no spending balance left and all my orders are in arrears. WHAT THE HELL!? -- Are you on the square?, 2024-12-19 ### **--- "Viewing an order is impossible with the current update" When you want to view your order - it loads indefinitely. Likely a 500 error in the backend side of things? But yeah not working. -- Ion Syd, 2024-12-13 ### **--- "Bugs" I love the whole business model of Payflex but their app is so buggy. There’s always errors when wanting to view your purchases and upcoming instalments and loads forever. -- Claire sen56, 2024-12-04 ### *---- "Customer support is terrible and it blocked my account even though I have a great credit score" Worst payment gateway in my history of online purchases -- Kjae00, 2024-11-28 ### **--- "App needs a new and improved update" There was a time I absolutely loved this app, however after the update it has become extremely frustrating to make payments. It won't show my balance and I get the "bummer" page more often than I should. Please fix this urgently! -- Nixifier, 2024-11-23 ### ***-- "APP ISSUES" Would have given 5 starts but the app is not working properly. Keep giving an error message even at checking out, then works after several tries. Love payflex, it really makes life easier for me. Please fix the app! -- ZFRANA, 2024-11-21 ### **--- "Keeps Crashing" The App is good when it works, which is unfortunately less than when it doesn’t. When you open your transactions the screen eventually doesn’t show any data. When you’re playing music from your phone and open the App it cuts the music, thats a little annoying -- 123veserion1988, 2024-11-19 ### *---- "BUGS" Haven’t been able to make a payment nor view my Orders since the new update .. -- casheyyy, 2024-11-15 ### **--- "App is becoming a dump" Honestly before the upgrade i wouldn't complain it was seamless now its nothing but problems ,it kicks me out ,shows 0 balance ,my payments disappear ….pleaseeeee fix this error i dnt know how many times i have deleted and redownloaded -- TeeKayKN, 2024-11-10 ### *---- "App gets worse every update" Poor screen design, app crashes & can’t load data. Often have to close app & try again. Updates are terrible. Why you making this worse?!! -- p Seven Star, 2024-11-06 ### *---- "Website and app not working" I have been trying to make my last payment since October 8th I have been calling and emailing stating that I’m struggling to make payment on my app and website because it keeps kicking me out or nothing is working at all my instalment is going all up payflex response was there is nothing they can do but you need to pay that instalment how can I pay when your app is not working it’s the 5th November and I’m still struggling to make payments yet it is still kicking me out I can’t evens do a EFT because that is also not working -- Blue220611, 2024-11-05 ### ***-- "Service Good. App Awful." The app is constantly crashing lately. I don’t know if it’s an update perhaps, but it’s gotten really bad. Hardly usable. Overall though I love Payflex and use it all the time. -- Kgoshigadi, 2024-10-22 ### *---- "Unable to remove cards" I still say it doesn’t make sense that we are unable to remove bank cards we no longer want linked to the app. This could be a violation of PCI DSS. I have been sending emails and calling to request them to add the option of removing cards. Everytime there’s a new version of the app one would assume that they’ve updated that option so it’s available but nothing. This is frustrating! -- Nomhlewethu, 2024-10-21 ### ***** "Very user friendly" Pay flex has made things easier for me -- BongumusaN, 2024-10-17 ### *---- "Support not helpful" I can’t even login. Since August (currently October), support has been unable to change a cell number. For context, I signed up with a cell number that I typed in incorrectly. To have this small thing changed? Impossible it seems? The fact that they send a OTP to your registered cell number and not the email your provide during the password reset baffles me. If I could rate 0 stars, I would. Facebook messaged Payflex too hoping an actual human would be able to help me, but they must have robots operating that account as all I got was automated responses saying to email support. Even though support is useless… So 🤷‍♂️ -- McHeff94, 2024-10-16 ### ***** "Flexible repayment terms" I've been using Payflex for 3 years now and it's completely transformed the way I shop online! The app's installment payment feature has made it possible for me to afford products from different online stores without breaking the bank. -- Nduvho Ramaite, 2024-10-14 ### ***** "Superb" I’m so happy with payflex 🌟 it’s God send no more stress of needing something but can’t afford to pay it instantly, payflex will save your day. But with this new update it’s very hard to find our stores now I wish you can make things easier like before . -- BaxolileBri, 2024-10-09 ### *---- "Having payment issues on my 2 orders" I had 2 active orders, which I had selected to pay for over 3 monthly payments. I had already made 2 of the 3 payments per order. When I tried making the last payments on both orders (on different dates), the app showed that the payment was unsuccessful - however both amounts were deducted from my bank account! I submitted a query for both issues, however the support department’s poor service caused further delays. The last payment for one order was assigned to the second payment! Clearly the agent did not read my email nicely, and also did no investigation as she only checked one order. She also did no investigation to establish that I had already made the second payment on both orders. This issue remains unresolved, and I am still begging them through emails to resolve the issue! I can imagine what happens when an issue like this happens on payment day? It’s possible that there’s a lot of customers who end up incurring penalty fees unnecessarily! The Payflex principle itself is great initiative, however they need to have a good support department that will effectively tackle customer issues timeously. -- Mcyrah, 2024-10-03 [View all Payflex reviews and detailed analytics on AppTail](https://apptail.io/account/signup?utm_campaign=ai-crawl&utm_content=reviews) ## Payflex Store Rankings | Chart | Country | Category | Rank | |-------|---------|----------|------| | Top Free | South Africa | Finance | #3 | | Top Free | South Africa | Overall | #11 | ## Payflex Discovered Keywords - buy - pay - payflex - buy now pay later - buy now - paynow ## Apps Similar to Payflex - [SARS Mobile eFiling](https://apptail.io/app/sars-mobile-efiling-fGc/south-africa) - [Vault22](https://apptail.io/app/vault22-qnd/south-africa) - [EasyEquities](https://apptail.io/app/easyequities-XUj/south-africa) - [OM Money Account](https://apptail.io/app/om-money-account-dBk/south-africa) - [TymeBank](https://apptail.io/app/tymebank-KFx/south-africa) - [SnapScan](https://apptail.io/app/snapscan-rdN/south-africa) - [MasterPass Scan to Pay](https://apptail.io/app/masterpass-scan-to-pay-hpeb/south-africa) - [Shoprite SA](https://apptail.io/app/shoprite-sa-Oxyc/south-africa) - [Game Credit](https://apptail.io/app/game-credit-ksPc/south-africa) - [PayJustNow](https://apptail.io/app/payjustnow-IBfk/south-africa) --- ## About AppTail [AppTail](https://apptail.io) is a mobile app intelligence platform providing app analytics, ASO (App Store Optimization) tools, keyword tracking, competitor analysis, revenue estimates, and review monitoring for iOS App Store apps. 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