Tandem - Living Together

This app has made my partner and I’s financial journey MORE frustrating than before. First of all, both my partner and I tried emailing the Tandem contact email and got no response, so I wouldn’t rely on that if I were you. Secondly, if someone in your partnership changes their phone number, they have to delete their tandem account and create an entire new one. Thirdly, it’s way too difficult to view the history of your “settle-up’s”, god forbid if you make a mistake and want to resettle. This app is not intuitively set up and gave both my partner and I meltdowns. A financial app **that I’m paying a subscription for** shouldn’t be so badly designed that I have to pop back open a Google spreadsheet, manually copy down all split transactions, and recalculate my split to actually split things correctly after we made a mistake. Get this app if you want to have financial meltdowns more often with your partner

This app was decent at first, but as soon as you need to make simple changes it immediately becomes unusable. Split summaries aren’t saved and past splits aren’t editable, so if you make a mistake or otherwise need to change a past split, you’re stuck doing that math by yourself. God forbid you change your phone number at any point - Tandem will never even pretend to help you. Without your phone number, you’ll have to delete your account, make a new account, have your partner delete your presence in their account, have your partner AND send a new invite just to lose prior data anyway. All because tandem won’t let you change your number in app!! If you try to contact customer service like I did, good luck. They say they’ll message you back and send their response via email, but I never heard anything from them. It’s been weeks at this point. TL:DR save yourself the trouble and use one of the many other apps on the market. Maybe you can even find one with actual customer support!

This app is a game changer for couples managing finances. We switched from Honeydue and this app is a breath of fresh air in comparison - it just works. One huge piece of feedback - we currently have to do some magical things when we settle up. Since there's a pretty large balance in the app, sometimes we'd like to settle up only a certain amount (i.e. $100) rather than the full balance. We currently have to do this by going through all of the charges and manually choosing a combination that results in approximately the desired amount. Would be amazing to be able to enter a fixed amount to settle up like in Honeydue! No other complaints :)

I recently downloaded the app with my girlfriend and we’ve had issues trying to get her signed up and our accounts merged. I’ve messaged “Dan” from customer support and he’s only responded once about 3 weeks ago.

I was influenced to download this app because of the concept of being able to split expenses easier. Upon downloading the app, I could not bypass anything without purchasing it first. Since I had been promised an app that would make splitting expenses and bills easier I decided spending the $60 was worth it. However, I quickly realized that it is hardly any different from splitting costs through payment apps such as cash app. I like that I can see my expenses, but I would have to manually add the person I want to split with, designate the amount, and then use a payment app to split it anyways. You also cannot see each other’s expenses. Just your own—There’s no option to do so. The only thing that is interesting that I could maybe use is shared to do lists and wishlists…but I can do that for free in my notes tab in my phone. Overall, this might be good for early couples that prefer to split all costs down to the dime…but won’t be beneficial to me as someone who needs to move large sums back and forth for rent and other expenses. Since I have no need for it—I contacted support within several days of my purchase and requested a refund. I never heard anything back. I wasted $60 for absolutely nothing—especially since I’ve never used the function at all. Really disappointed but even moreso by the lack of response.

A little slow to load, but my boyfriend and I love using it. No more spreadsheets!!!

This has been a game changer for us. It’s SO easy to use and makes settling up so much faster.

I like how it pulls from your credit cards directly, makes it much easier mentally to split costs

I love this app, especially with the recurring bills feature, as we share a lot of monthly bills. It’s way better than Venmo-ing the same money back and forth. I do wish the transactions showed up quicker in the app, you have to pay for that feature. Overall, still useful.

Tandem is a decent service for tracking expenses between one other person. A recent update made it possible to see settle up history without premium which can be useful. An easier way to add and view notes for transactions is greatly appreciated. The insights don’t feel particularly useful yet.