Zopa Bank
Manage your Zopa products
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Description

Hi, we’re Zopa — an award-winning bank that lets you manage your money from the comfort of your sofa.
With our simple app, we’ve made it easy to finesse your finances whenever, wherever.


So, whether you’re looking to save, budget or borrow, join over 1 million customers by downloading the Zopa app now.


• With our range of easy access, Boosted interest and cash ISA pots, you can mix and match to create a combination that works for you.
• Manage your credit card, savings and bank accounts — even if they’re not with Zopa — from the Zopa app.
• Receive free, actionable ideas that could help improve your credit score, reduce debt and build savings.
• Manage your Zopa loan, credit card or car finance repayments in just a few taps.
• Rest easy knowing the money you hold with Zopa is FSCS protected up to £85,000.
• Speak to our team of helpful humans over the phone or through live chat if you need any support.

SAVE WITH ZOPA

As Moneynet’s Best Savings App of 2024, it’s fair to say we know a thing or two about saving.
Everyone’s goals are different, which is why we let you mix and match from our range of easy access, fixed interest and cash ISA pots to create a combination that works for you. Plus, our auto-save feature lets you put money aside without lifting a finger.
This means you can save for all your goals under one roof.

BUDGET WITH ZOPA

Tired of having to jump from app to app just to keep track of your spending? We hear you! That’s why we welcome your non-Zopa accounts — we’re talking credit cards, savings and bank accounts — to our app, so you can manage your money in one place.
We even let you move money between your different accounts from the Zopa app too — because we’re all about making your life easier.
Plus, Insights gives you personalised tips based on your current spending to help you get more from your money.

BORROW WITH ZOPA

Whether you’ve got a Zopa credit card, loan or car finance, we’ve made it easy to keep track of where you’re at in our app. You can monitor your balance and make extra payments in just a few taps, whenever you like.
And with Borrowing Power, you get actionable ideas that could help improve your credit score and reduce debt.
Sounds good, right? The British Bank Awards thought so too, which is why they awarded us 2023’s Best Personal Loans Provider.

So, whether you’re looking to save, budget or borrow, you can do it all with Zopa.
P.S., if you need any support, our team of helpful humans are available to chat — you can find the best ways to reach us on our website.
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User Rating

4.86 out of 5

36,556 ratings in United Kingdom

5 star
33,451
4 star
2,071
3 star
453
2 star
150
1 star
431

Ratings History

Reviews

Easy to use

Fazzyboy59 on

Really easy to use and user friendly app

Excellent

Iffy Arfan on

Recommend to all

Amazing

enoughnomore50 on

Zopa is a great way to help with your everyday money Highly recommend and a great easy to navigate online app

Outstanding

pryor22222222 on

Zopa are very helpful and even supportive with making repayments suitable

Smart pay

Uzzyking36 on

Very good card and aap but only I disappointed I can not add my card to apple pay please make this option available as well

BEWARE!

NotFitForComsumption on

Never send important documentation via email or post to this business - they didnt need it when opening an account! Plus, there are wayyyy better loan rates with official long standing banks. Wish i had never had an account with zopa.

Family left with no shopping

Danshki9 on

Absolutely disgusting, they froze my card with no warning, they don’t know why it was frozen in the first place, I was in a supermarket waiting to get my weekly shop for the family, card froze so couldn’t pay for it. Rang Zopa explained the situation, got nowhere, spoke with a manager who explained they have raised the issue with their specialist department and they will be in contact within 1-2 working days. This was on Friday morning, I waited all day Friday, all over the weekend (sponging off friends for food for the family) rang them again Monday for an update as we urgently need the card unfrozen to get shopping, gentleman on the line was not helpful in the slightest and advised the specialist team will take 3-5 working days. Absolutely fuming, Zopa are fully aware of my situation and not 1 care is given. The website clearly states you can raise complaints over the phone or by email, gentleman I spoke to on Monday did not want to create a complaint and kept directing me to the email. I’m still on the same situation with no appreciation or help from Zopa. Once I understand why the card was frozen, I’ll be cutting it up putting it in the bin. I will take the hit on my credit report, a company like this does not appreciate their customers so why should I use their services, diabolical.

Excellent card

Aldo2510 on

Only had for a few months, but so far excellent service and absolutely no complaints keep up the great service.

Awful Bank with terrible customer service!

Clarkey7-2015 on

The app never works properly, you cannot access your funds frequently. Fast track transfer hardly ever works! Customer service is appalling with online chat next to useless! If one agent can’t help they pass you on to another that can’t help and on it goes! Bank elsewhere if you want to know your money is safe so you can sleep at night! A year on and the customer service is no better and the chat service is totally useless!

Payment

macjackson007 on

First time using my Zopa card. And first time making a payment. I found it very easy and efficient.

Store Rankings

Ranking History

Category Rankings

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Rank
Top Free
52

Keywords

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Revenue and Downloads

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App Info

Category
Finance
Publisher
Zopa Group Ltd
Languages
English
Recent version
1.125.0 (1 month ago )
Released on
May 14, 2018 (6 years ago )
Last updated
1 month ago