Lower cost loans so you can wave goodbye to credit cards, overdrafts and everything in between.
- Check your eligibility with no impact on your credit score.
- No fees for over payments or early settlement
- A clear path to pay off with no minimum payment traps
We’re Updraft, and we’re here to help you make changes that pay off.
These major publishers have recommended us: Forbes, The Times, Daily Mirror, Yahoo Finance! and The Guardian.
We’ve been nominated for 3 British Banking Awards in 2023 - so you know you’re in great, safe hands.
1. Best Personal Loan Provider
2. Best Personal Finance App
3. Customer Service Champion.
Here’s a few of our most important features:
- Updraft Credit
Subject to approval - Representative 22.9% APR
- Free Credit Report
Monitor your financial profile with your free credit score and report. Track all of your credit accounts, searches and credit history whilst receiving tips and recommendations to improve your credit score.
- Spend Tracking
Connect your bank and credit card accounts to give yourself a 360 degree view of your bills and spending. Check all of your transactions and bills in one simple to use space.
- Money Talks
Instantly chat with our UK based money team; they’re on hand to answer all of your finance questions and anything else you need whilst using Updraft.
Safe and Secure
We've built Updraft with your privacy and security in mind, we never share your data with any other parties without your explicit consent.
FCA Regulated
We're authorised and regulated by the Financial Conduct Authority as Fairscore Ltd with reference numbers 810923 and 828910.
Our Company Address
5 Merchant Square, London, UK, W2 1AY
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User Rating
4.38 out of 5
2,388 ratings
in United Kingdom
5 star
1,911
4 star
107
3 star
40
2 star
33
1 star
297
Ratings History
Reviews
The Best Team Ever - Very Helpful and Useful
I learnt about updraft from an advert on facebook. I didn't believe in them. But I gave it a go and applied. The process was fast and smooth. Agents were very professional and helpful. To be greatest surprise, they gave an unbelievable interest rate. I recommend it to all. Thank you for saving from me from ridiculous loans and overdraft with high interest. It's the best.
Application process
The process was painless and fair. Thanks to Ashley and the team for the quick turn around! I’m very happy with my offer…
Very easy straightforward process
Very happy with communication and service from updraft
The best
Updraft is honestly the best app for loans, the APR isn’t crazy, and the team are so understanding.
I’ve used them for a little while (please don’t judge my financial issues 😅) and honestly cannot fault them
I love updraft
Shame
Make out they help people but in reality they don’t, the banks don’t, no other app dose really thought this one would be different but it isn’t
Would recommend 👍🏻
Great customer service, quick application process
Efficient process
Quick and easy. Thank you!
First class service
I was a bit sceptical as I stumbled across Updraft on my Facebook feed. However, I was really impressed. I wanted to combine two expensive credit cards into a single loan, with an end date that was affordable with the chance to make over payments. I was delighted to be accepted by Updraft and I received the funds the following morning, although I was advised this could take up to 5 days. The whole process was simple and I’m really pleased. Would certainly recommend Updraft to others in a similar situation.
Great service
The whole process was so fast and professional, highly recommend
Mr
Thank you for helping me out with the loan to pay off my credit card