Updraft
Lower the cost of your credit
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Description

Lower cost loans so you can wave goodbye to credit cards, overdrafts and everything in between.

- Check your eligibility with no impact on your credit score.
- No fees for over payments or early settlement
- A clear path to pay off with no minimum payment traps

We’re Updraft, and we’re here to help you make changes that pay off.

These major publishers have recommended us: Forbes, The Times, Daily Mirror, Yahoo Finance! and The Guardian.

We’ve been nominated for 3 British Banking Awards in 2023 - so you know you’re in great, safe hands.

1. Best Personal Loan Provider
2. Best Personal Finance App
3. Customer Service Champion.

Here’s a few of our most important features:

- Updraft Credit

Subject to approval - Representative 22.9% APR

- Free Credit Report

Monitor your financial profile with your free credit score and report. Track all of your credit accounts, searches and credit history whilst receiving tips and recommendations to improve your credit score.

- Spend Tracking

Connect your bank and credit card accounts to give yourself a 360 degree view of your bills and spending. Check all of your transactions and bills in one simple to use space.

- Money Talks

Instantly chat with our UK based money team; they’re on hand to answer all of your finance questions and anything else you need whilst using Updraft.

Safe and Secure

We've built Updraft with your privacy and security in mind, we never share your data with any other parties without your explicit consent.

FCA Regulated

We're authorised and regulated by the Financial Conduct Authority as Fairscore Ltd with reference numbers 810923 and 828910.

Our Company Address

5 Merchant Square, London, UK, W2 1AY
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Screenshots

User Rating

4.38 out of 5

2,388 ratings in United Kingdom

5 star
1,911
4 star
107
3 star
40
2 star
33
1 star
297

Ratings History

Reviews

The Best Team Ever - Very Helpful and Useful

Wholleblazin on

I learnt about updraft from an advert on facebook. I didn't believe in them. But I gave it a go and applied. The process was fast and smooth. Agents were very professional and helpful. To be greatest surprise, they gave an unbelievable interest rate. I recommend it to all. Thank you for saving from me from ridiculous loans and overdraft with high interest. It's the best.

Application process

Ratnarajah on

The process was painless and fair. Thanks to Ashley and the team for the quick turn around! I’m very happy with my offer…

Very easy straightforward process

Clareyv30 on

Very happy with communication and service from updraft

The best

Baldy down on

Updraft is honestly the best app for loans, the APR isn’t crazy, and the team are so understanding. I’ve used them for a little while (please don’t judge my financial issues 😅) and honestly cannot fault them I love updraft

Shame

payno90 on

Make out they help people but in reality they don’t, the banks don’t, no other app dose really thought this one would be different but it isn’t

Would recommend 👍🏻

Steph-CBSR Property on

Great customer service, quick application process

Efficient process

Jayjay 1711 on

Quick and easy. Thank you!

First class service

DaddyRiggster on

I was a bit sceptical as I stumbled across Updraft on my Facebook feed. However, I was really impressed. I wanted to combine two expensive credit cards into a single loan, with an end date that was affordable with the chance to make over payments. I was delighted to be accepted by Updraft and I received the funds the following morning, although I was advised this could take up to 5 days. The whole process was simple and I’m really pleased. Would certainly recommend Updraft to others in a similar situation.

Great service

Whoadie81 on

The whole process was so fast and professional, highly recommend

Mr

Hass686 on

Thank you for helping me out with the loan to pay off my credit card

Store Rankings

Ranking History

Category Rankings

Chart
Category
Rank
Top Free
109

Keywords

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Revenue and Downloads

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App Info

Category
Finance
Publisher
fairscore ltd
Languages
English
Recent version
3.9.29 (1 month ago )
Released on
Nov 5, 2020 (3 years ago )
Last updated
4 weeks ago