IDFC FIRST Bank: MobileBanking - Reviews, Revenue and Downloads - Apple App Store

Description

Welcome to IDFC FIRST Bank’s Mobile Banking App. Enjoy a fast and seamless online banking experience, with integrated banking services and exciting features.

Experience the joy of
* One-Swipe Banking: Swipe to view your account balances and manage credit card/debit card details, deposits, investments, etc.
* Seamless Payments & Transfers: Make secure payments, UPI transfers, and bill payments instantly.
* Zero Fee Banking: Enjoy over 28 commonly used Savings Account services free of cost, including money transfers, cheque re-issuance, debit card issuance, ATM withdrawals, etc.
* Building Wealth: One screen to view your investment portfolio. Get curated investment recommendations based on your risk profile.
* Being in Control: Track, analyse and manage your expenses across categories
* Investing for your Life Goals: Choose your investment goals – be it a wedding, children’s education, or retirement. Also, create goals with curated recommendations.
* Personalized Offers: Get exciting offers you can use across dining, lifestyle, travel and more. Find what you are looking for with our suggestive in-app features.
* Affordable Instant Loans: Avail pre-approved loan offers at attractive interest rates and flexible tenures.

Secure Fund Transfers & Payments
* Free fund transfers to any bank account without adding beneficiary
* Easy bill payment and recharge – mobile recharge, DTH and utility bills
* No charges on cash withdrawals & deposits or international ATM & POS transactions
* 3-click digital payments of utility and credit card bills
* Zero fee on money transfer (मनी ट्रांसफर) to bank accounts through IMPS, NEFT, or RTGS

UPI Payments App:
* Transfer funds, pay your credit card bills, invest in mutual funds, pay personal loan EMIs, buy and recharge FASTag using UPI, thanks to our partnership with NPCI. It’s 100% online!
* Link your bank (बैंक) accounts and view your savings account (बचत खाता) balances and statements

Other Banking Services:
* Apply for debit card & cheque book via app completely free of charge
* Use smart filters to view transactions
* Manage credit card payments, download statements, and redeem credit card (क्रेडिट कार्ड) rewards
* Quick purchase and recharge of FASTag
* Zero fee on DD & Pay order issuance & 3rd party withdrawals
* No ECS return fee & decline fee at ATMs for low funds
* Get personalised offers across loans
* Contact us via Chat, Video Call and Call Centre

Steps to download and use our App:
* Download the banking app
* Log in via user ID and password or mobile number and MPIN
* Subsequent log-ins can be done via Face ID or fingerprint scanner (biometric)
* SIM Binding feature for secure banking (बैंकिंग)

Steps to open a digital banking account (बैंक खाता):
* Download and install our banking app
* Click on ‘Open savings account’ (सेविंग्स अकाउंट) on main page
OR
* Click on Login and on the login page’s top right corner, click on three dots
* Click on ‘Open savings account’

Investment, Mutual Funds & IPOs App:

Explore online investment services:
* Invest in Mutual Funds online with Instant SIP
* Invest in equity, debt, large-cap and multi-cap
* Save tax with ELSS mutual funds
* Invest in Unit Linked Insurance Plans(ULIP) and Online Sovereign Gold Bonds

Insurance App:
Buy health, bike & car insurance through our app

Personal Loan Features:
Loan amount: ₹20,000 to ₹40 lakhs
Personal Loan Tenure: 6 to 60 months
Annual Percentage Rate: 11% to 28%

Representative Example:
Loan amount: ₹1,00,000
Loan Tenure: 12 months
Interest Rate (reducing): 20%
EMI Amount: ₹9,264
Total Interest Payable: ₹11,168
Processing Fee (incl GST): ₹3,499
Disbursed Loan Amount: ₹96,501
Total Amount Payable: ₹1,11,168
Total cost of Loan (Interest + Processing Fee): ₹14,667

Disclosure:
By downloading the IDFC FIRST Bank Mobile App, you agree to our Terms & Conditions, as well as IDFC FIRST Bank’s privacy policy. To go through the T&Cs, please visit https://www.idfcfirstbank.com/terms-and-conditions

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User Rating

4.61 out of 5

227 ratings in United Kingdom

5 star

194

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3 star

2 star

1 star

Ratings History

Reviews

Sim binding : closing account

Absolutely no regards to the full user base. I can’t use the app even on the iPad. I’m not able to even use web login banking on the phone, just force opens the app! I have decided to leave the bank and just ridiculous. Was really happy with the bank and the NRI relationship manager. Poor technical choices and even worse execution. Also, there are other ways to secure and fingerprint the device other that sim binding using SMS. Can I do zero stars for the app and 5 stars for the RM?

SIM Validation Mandatory

A poor judgement to have this on NRI accounts as well. If the integration of SIM was to be done for all account for security a better would have worked, you cannot expect NRI’s to send International SMS each time they have to register to the app? Why couldn’t you have local numbers for each location for the SMS, that wouldn’t impact the NRI’s and wouldn’t require for them to have international SMS services on the SIM. Real frustration and IDFC’s loss as I’ve requested to close the account. The key for me is technology and being able to manage my money on finger tips, rather to have online net banking initiated each time to check for balance! I was happy with IDFC until they’ve decided to make it a complicated process within the new world of technology driven society.

SIM binding

Your decision to use mandatory SIM binding can be an inconvenience to several users who don’t have a sim attached to their phone or have a different sim on the phone. This is specially the case with NRI customers who juggle multiple sims. I don’t use a SIM card on my phone with all the banking apps, just for added security against sim hacks. I appreciate the effort to offer security, but it should not be at an inconvenience to the user. Of the 14 banking apps I use globally yours is the only one with SIM binding. You should roll back this feature and make it optional. Your app already has a poor rating. Features like this make me rethink about even having an account with you and eventually you will loose customers

Sluggish and Irresponsive

That app doesn’t work at all ! I have a business account and it’s fit for nothing application.

On 100MBpS it’s saying not connected

What rubbish you guys have developed, Since last two days I am trying to login . To send money . I tried more than 20 time and every time I got message saying you are not connected to internet. Please have thorough testing of your app …. Unsatisfied customer

Nice

Cool satisfied

Store Rankings

Ranking History

App Ranking History not available yet

Category Rankings

Chart	Category	Rank
Top Free	India Finance	24
Top Free	India	168
Top Free	Singapore Finance	195
Top Free	United Arab Emirates Finance	332
Top Free	Kuwait Finance	351

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