Penny finds and transfers your pensions from old jobs, so you can easily see your pensions right on your phone.
SIMPLE & EASY
- See all your pensions, right on your phone.
- Find your pensions from old jobs
- Transfer your pensions into your Penny account
- Get all your pensions together in one place
HOW IT WORKS
- Download the Penny app
- Choose the pensions for Penny to find and transfer
- Penny automatically finds your old pensions
- Penny transfers them to your new Penny Pension
- See your pensions anytime
TRANSPARENT - NO HIDDEN FEES
- Penny charges a simple fee of 0.75% per year
- This fee is 0.78% if you choose the Ethical Fund
- Free - Penny finding your pensions
- Free - Penny transferring your pensions
- Free - Contributing and withdrawing from Penny
SECURE & TRUSTED
- HSBC-managed investment fund
- Penny is FSCS-protected up to £85,000
- Penny is FCA-regulated and authorised
- Your personal data is stored with 256-bit encryption
- Rated 4.8* on Trustpilot and thousands of UK customers
IMPORTANT INFORMATION
Penny is authorised and regulated by the Financial Conduct Authority (FCA). Pensions are long-term investments. As with any investment, the value of your Penny Pension can go down as well as up and you may get back less than you started with.
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User Rating
4.48 out of 5
656 ratings
in United Kingdom
5 star
511
4 star
59
3 star
26
2 star
12
1 star
48
Ratings History
Reviews
Deceiving app description
All I want to do is see my pensions in one place. Not make a life changing transfer of my existing pensions into Pennys accounts with a one pager T&C page. This app is clearly aimed at people who have many pensions from various employers, lure them in with the promise to help find them and then Only offer the service if you blindly pay exit fees to your current provider and have no idea how the app and service looks before committing. Avoid at all costs. Con.
Great idea… lots of glitches!
If you make a mistake you can’t go back and add missing information, so I deleted and reinstalled it to see if that would allow me to start from scratch… it crashes when I try to log in 😩
Too secretive
The aim of the app is to transfer your pensions, not help you find them. The transfer button comes up with no visibility of what the pension is, how much it is worth. Rubish.
Can’t Sign up
Says my NI number is wrong but it isn’t waste of time. Looks like I’ve had a lucky escape judging by the reviews
No results yet
Been 2-3 weeks and no results yet.
I had to guess 5 possible pensions I’ve had over the last 30 years. Out of many different options. Still not heard anything back from anyone.
Do I get to pick 5 more after you’ve done looking through those?
Deleted app - waste of time
You go through a long process to register and it suggests it can take up to 2 to 3 weeks to locate your pensions. 6 weeks later and returned a zero result. I have 2 private pensions and know exactly where they are. Don't waste your time. Other companies put there that can locate and transfer your pensions a lot quicker. I have deleted my account and the app.
Scoring low for a simple reason
I’ll be honest - this might be a 5* app but after spending the best part of 40minutes entering all my old addresses, I only entered one place of work and then erroneously hit the continue button. There is no way to go back and put in all my previous employers now I’ve gone to that stage so the only option appears to be to delete the app and start all over again. So frustrating and what a simple thing to fix! 😫
Hmmmmm how does this serve user?
This purports to be a pension finding app, but collects a lot of data and then gives you no insight into your pensions unless you are willing to import sight unseen policies (which you might just be rediscovering) into Penny’s platform.
A cheeky dark pattern that. Give people choice and they’ll reward it by choosing your services.
Great
Great app brought most of my pensions thank you for all your help super stars
So far, so good!
App worked well and even found a pension I forgot I had!