Rooster - Download.Drive.Save
Insure, Maintain, Manage, Save
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Description

Save up to 40% on your car insurance - Sounds crazy but it’s not.

Unlike traditional car insurance companies that base prices on crude demographics like your age or marital status, Rooster is different.

We use our app, AI & sensors in your phone to analyse & build a profile of your driving behaviour over a 3-week period (the test drive). Then give you a quote based primarily on how, where & when you actually drive, not who you are.


By only offering quotes to safe drivers and not insuring bad drivers (the 30% of drivers who make up 50% of all claims), we pay out fewer claims & pass those savings onto our community of good drivers.


Car ownership made easier – Save on all your car expenses with the FREE Rooster app regardless of whether you insure your car with us or not

- Automatic MOT and Car Tax reminders. Never miss a date and avoid unwanted fines.
- Save up to 50% on your MOT, Service and Repairs
- Find the cheapest fuel and parking near you and save up to £200 a year
- Check your cars history, specification, Value, Mileage and MOT history & more
- Cheap short term insurance 1 hour to 28 days
- Free accident assistance service to help get you the best outcome
- Keep all you docs in one place & make admin a breeze
- Exclusive great savings on all car related costs


Why choose Rooster Car Insurance?

Safe drivers save up to 40%, regardless of age
- Drive with the Rooster app & get a fair quote
- How well you drive is the No.1 factor that determines your price
- No more subsidising the cost of bad drivers’ accidents (like you do with other companies)

High quality fully comprehensive insurance
- FCA Regulated FCA 912547
- Data security certified ICO ZA546573


We have a few restrictions on who we can cover. To be a Rooster customer, you must:
- Be at least 18 years old and under 75.
- Held a full driving licence for over a year.
- Have a mainland UK driving licence (currently not N Ireland licenses).
- Own a car which is less than 20 years old and not imported.
- Own a car worth less than £40,000.
- Have no more than 2 fault claims in the last 2 years.
- Have not had a policy cancelled or voided by an insurer.

We also have restrictions on the vehicles we can insure, based on your age and driving experience, alongside of course your test drive results.
- ABI Group 1-17 - No Min Age (Some exceptions for under 20s if cc is over 1496 or vehicle is not a Hatchback)
- ABI Group 18-24 – Min Age 21, for 21-24 and 1yr NCD required. No restrictions for age 25+
- ABI Group 25-29 – Min Age 25, age 25-29 and 1yr NCD, 11mth ownership. Age 30+ needs 11mth licence only.
- ABI Group 30-34 – Min Age 30, licence 23mths
- ABI Group 35-39 – Min Age 30, licence 35mths
- ABI Group 40-45 – Min Age 30, licence 59mths
- ABI Group 46-50 – Min Age 30, licence 59mths, min 1 year NCD

*Please note some vehicles may have additional restrictions*

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DISCLAIMER FOR QUOTES: We reserve the right to refuse to quote any individual for the insurance advertised herein.
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User Rating

4.56 out of 5

4,843 ratings in United Kingdom

5 star
3,974
4 star
319
3 star
160
2 star
62
1 star
328

Ratings History

Reviews

Would bother.

mpointing on

I wouldn’t bother with this application. Got a perfect driving score in this app - no negatives at all. Got quoted £1500.00 and this didn’t go down either when I named extra drivers of whom have had their licenses for 40 odd years unlike every other insurer. Can get insured with a traditional insurer for nearly £500 less a year than this so was a waste of time really.

Underwriters aren't currently covering Scotland 🤦🏼‍♂️

Dylan Davidson on

Found this company just after I passed my test waiting for the one year mark to set up for my renewal coming in. After my test drive I got told “ Unfortunately we are unable to offer you a quote this time due to our underwriters restrictions on your postcode area” asking for clarification on this and in turn got back ”Unfortunately our underwriters aren't currently covering Scotland.” What a bloody stupid thing. So if you live in Scotland don’t even bother downloading

Didn’t decrease

JPDS1998 on

Took 2 week analysing my results. Very poor service.

Waste of time

Nick23…. on

Very useless, wasted my time taking the test drive only to found out my quote is rejected even though i scored pretty good in the test drive period.

Disappointed

ollygamer888 on

Had the app for like 2/3 months completed trial a few weeks ago and still analysing data. Yet the app is still constantly tracking my data which is burning through average 25% battery life per day.

Battery killer!

MAKLDN on

Ever since the app is installed and I noticed the phone battery was drained very quickly and frequently. I cannot believe it was consuming 53% of every charge because it kept/demanding the precise location all the time - even when I sleep! My phone battery was in good condition until the app killed it and now it's just 82% max capacity 😭 Since your app only works when the location is set to Always or dies. It's deleted. LOL!

Don’t waste your time

mmdom83 on

I can only assume those giving good ratings aren’t checking other comparisons… 20+ years no claims, no issues in the test period etc, premium quoted was double most competitive from a comparison search. I should have trusted the other reviews that said what I’m now saying.

Non uk license

tiktokadult0 on

Hi , why is this insurance just for uk license ?

Mixed bag

mago magi on

Drivers are IMO unjustly penalised for living in rural areas. The app urges me to use motorways but there are none and the backroads I use are also the least busy and most environmentally friendly routes. The slightly larger B roads nearby are also narrow, snaking and full of rushing tailgaters. ‘Road type’ is by far my worst metric, that’s simply illogical and frustrating it’s a postcode lottery. Also — major omission — there’s no way to dismiss drives as a passenger, especially when colleagues drive badly. The app isn’t able to distinguish very well when I’m not driving, a real problem if you regularly sit in the middle seat of a van with less than ideal drivers. The machine learning doesn’t cut it, and being able to tag journeys with ’passenger’ would make the app more accurate and help the algorithms learn. I still have a while to go before my insurance renewal but despite completing the test drive period there are no offers of insurance yet. Am I being unreasonable expecting anything? Definitely a work in progress, a sound concept with lots of scope for improvement.

DAMAGES YOUR PHONE!

Jackmcwho on

Ever since I’ve had this app downloaded I’ve had severe battery and overheating problems to a point where I’ve had to contact Apple thinking my battery needed replacing, I have an iPhone 15 pro and not had it long and here I was thinking it was the phone but in fact it was the app draining “78%” of my battery life even when not running, don’t download this app please unless you want a broke. Phone

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App Info

Category
Finance
Languages
English
Recent version
4.4.0 (1 month ago )
Released on
Jun 11, 2020 (4 years ago )
Also available in
United Kingdom
Last updated
1 week ago