Updraft
Lower the cost of your credit
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Description

Lower cost loans so you can wave goodbye to credit cards, overdrafts and everything in between.

- Check your eligibility with no impact on your credit score.
- No fees for over payments or early settlement
- A clear path to pay off with no minimum payment traps

We’re Updraft, and we’re here to help you make changes that pay off.

These major publishers have recommended us: Forbes, The Times, Daily Mirror, Yahoo Finance! and The Guardian.

We’ve been nominated for 3 British Banking Awards in 2023 - so you know you’re in great, safe hands.

1. Best Personal Loan Provider
2. Best Personal Finance App
3. Customer Service Champion.

Here’s a few of our most important features:

- Updraft Credit

Subject to approval - Representative 22.9% APR

- Free Credit Report

Monitor your financial profile with your free credit score and report. Track all of your credit accounts, searches and credit history whilst receiving tips and recommendations to improve your credit score.

- Spend Tracking

Connect your bank and credit card accounts to give yourself a 360 degree view of your bills and spending. Check all of your transactions and bills in one simple to use space.

- Money Talks

Instantly chat with our UK based money team; they’re on hand to answer all of your finance questions and anything else you need whilst using Updraft.

Safe and Secure

We've built Updraft with your privacy and security in mind, we never share your data with any other parties without your explicit consent.

FCA Regulated

We're authorised and regulated by the Financial Conduct Authority as Fairscore Ltd with reference numbers 810923 and 828910.

Our Company Address

5 Merchant Square, London, UK, W2 1AY
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Screenshots

User Rating

4.38 out of 5

2,441 ratings in United Kingdom

5 star
1,952
4 star
109
3 star
40
2 star
35
1 star
305

Ratings History

Reviews

Easy peasy

Evothebug on

Very simple process, finds through much quicker than advised. Very pleased

1st class

Jomaly1985 on

I cannot thank Updraft enough. Their help will enable me to reduce my outgoings on my credit cards and get them paid off much quicker. Thank you so much

Easiest and friendliest

Keddersjunior on

Quick application process, so simple, not intimidating, and the friendliest dialogue. All very personal, prompt and generally outstanding.

Quick and easy

Ernest Ruhr on

Highly recommended.

Awesome

sahaque on

Very good and quick decision

Quick and easy

Mr beck jj on

I got myself in abit off a mess with my finances my bank wouldn’t give me loan so I gave updraft ago and was really so straightforward and I got approval for a loan so happy

Updraft loan

BebDan29 on

Id never heard of them before someone recommended them, simply downloaded the app, set a profile up and filled in my details, created an enquiry for a loan, had a response within 6 hours, money after i’d accepted the offer within 3 days, email communication (which i prefer) with all the details. Such an easy company to use, would recommended and use them again, no stress at all.

Easy application

aaronbos on

Recently acquired a loan to consolidate other debts. The process was effortless. Was concerned I’d get refused due to being attached to a property someone else with bad credit but was just questioned on it and had no impact on the outcome. I’d highly recommend anyone to apply

Fantastic personalised quick service

Betty 91 xx on

Would 100% recommend updraft, they are personable and fit to your circumstances tailoring to your needs ! Thank you!

Not as set out in ads

GreyeyedB on

Online ads promise the ability to consolidate loans and other payments into one monthly fee, however after asking for details of what is paid for each month the offered amount was tiny barely covering a fifth of what would be needed to achieve what they claim. What is the point in asking what is paid currently per month only to offer a ridiculous low amount offering no solution. Very disappointed after reading other reviews which portray such a different story they leave the impression they are faked

Store Rankings

Ranking History

Category Rankings

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Category
Rank
Top Free
157

Keywords

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Revenue and Downloads

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App Info

Category
Finance
Publisher
fairscore ltd
Languages
English
Recent version
3.9.29 (1 month ago )
Released on
Nov 5, 2020 (3 years ago )
Last updated
1 week ago