Kuda - Free transfer & payment
Pay, save & invest money
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Top 10 Rankings
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Description

Welcome to the money app for Africans!

Open a Kuda account today and join over 7 million people who use Kuda for easy banking, investments through a stock trading account, savings and on-the-go payments.

Kuda is the smart way to do your banking every day, pay, make free money transfers, invest and manage your money on your phone. Download the Kuda banking app, open a Kuda bank account on your phone, add money and request a Kuda Visa card.

Make banking easier for yourself. Get 25 free money transfers to any Nigerian bank every month, pay online and offline easily, invest and save money automatically. Download the Kuda banking app today to pay, save and invest!

Kuda is licensed by the Central Bank of Nigeria.

Why Should You Get Kuda?

- Open a bank account for free in minutes, start banking and pay easily immediately.

- Make money transfers to any Nigerian bank for free up to 25 times every month (Nigeria users only).

- Pay online and offline with secure payment options.

- Create a Kuda Username to make unlimited free money transfers within the Kuda community without a bank account number!

- Set up a trading account on the app to invest in US stocks (Nigeria users only).

- Request a virtual and physical Kuda Visa card with pickup and nationwide delivery options. (Nigeria users only.)

- Save money easily with our automated savings features and get up to 8% annual interest! (Nigeria users only.)

- Pay across borders with money transfers to Nigeria from the UK at competitive rates. (UK users only.)

- Pay bills and buy airtime for all major networks. (Nigeria users only.)

Open A Free Account Now

We know your money is important to you, so we won’t charge you unnecessary bank fees for banking with us.

Watch Your Money Grow

- Banking is more rewarding with Kuda! Save a lump sum or set a percentage to save periodically and we'll pay you up to 8% annual interest on your savings, so your money keeps making money. (Nigeria users only.)

- You can also save every time you pay directly from your Kuda bank account with Kuda Spend+Save. It's the smartest way to save! (Nigeria users only.)

- Invest in US stocks with a trading account. Trading services are provided by a third party. (Nigeria users only.) Disclaimer: Invest wisely! The value of stocks fluctuates and stock trading involves possible loss of capital.

- Pay subscriptions with gift cards for the top streaming services. Shop internationally and pay with gift cards for the most popular online stores.

Your Money Is Safe At Kuda

- We know debit cards go missing sometimes, which is why you can block your card on the app (and unblock it if you find it).

- Banking is personal. Use Private Mode to hide your account balance from prying eyes.

- If you need help, you can chat with us on the app or send a message to [email protected] anytime.

Switch To Kuda In Two Easy Steps:

1. Open your account: Download Kuda and open a Kuda bank account on your phone.

2. Add money to your account: Send money to your Kuda bank account from any other bank’s app or through internet banking or move money from your debit card.

For more information about Kuda, please go to kuda.com.

Spend smarter, save more and get the most out of your money with Kuda.

Download the Kuda banking app now to bank, save money, invest with a trading account and pay!

Nigerian banking services are offered by Kuda Microfinance Bank (RC796975), with registered address at 151 Herbert Macaulay Way, Yaba, Lagos, Nigeria. Kuda Microfinance Bank is licensed by the Central Bank of Nigeria. Deposits are insured by the Nigerian Deposit Insurance Corporation (NDIC).

UK services are offered by Kuda EMI Ltd (Company No. 13724208) with registered address at 5 New Street Square, London, EC4A 3TW, United Kingdom. Kuda EMI Ltd is a Distributor of Modulr FS Limited. Modulr FS Limited (Company No 09897919), is regulated by the Financial Conduct Authority for issuance of electronic money under reference 900573.
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User Rating

4.73 out of 5

110,682 ratings in United States

5 star
96,461
4 star
6,031
3 star
3,361
2 star
2,071
1 star
2,758

Ratings History

Reviews

Good rating

KiDd3020 on

Best online banking in Africa ⭐️⭐️⭐️⭐️⭐️

Get working numbers

frozen whatsapp on

Why are your customer care numbers never connecting and email response is extremely slow, it takes almost a week for them to reply

Important

Eliza love it on

Pls improve , I can’t do transfer sometimes

Kuda worst this days

Kuda Worst🤬 on

It’s worst this days and so annoying🤬🤬, it took them over a month to verify my address and can’t make a better transaction for over a month🤬🤬🤬🤬🤬

Unblock my account!!!

Kushmanee on

I use to boast of Kuda everywhere up till now, I even ignore my other bank for kuda, till I changed my phone and mistake transaction pin exceeding input time and have wrote to customer care countless times yet they keep bring same stupid ideas. You guys are pissing me off so seriously!! Since two months, no solution, y’all keep repeating the same stupid ideas which is not working out, just because I mistakenly enter incorrectly transaction pin which I don’t think it should be longer till this extent, if no solution is done on my account immediately I will make sure I spoil your bank everywhere cause I don’t understand this nonsense anymore

Complaint

Prizzy DC on

I made a transaction today to UBA earlier today and I have been debited but the receiver bank hast gotten the money

Kuda

Falola rasheed on

Is the one of the best mobile online banking

Late reply From agents

Bobbyjay6950 on

I don’t know the worst bank except kuda every time I have issues with it Is it a crime to be deposit money to your account and you should not spend any time deposit money to account maybe after two months to check on it or need some funds immediately is that I will heard my account is lock or restricted I will ask to chat with them in app I will keep chat with them none of there agent will app after solving this issues I’m deleting there and ask all my friends and my family to delete there account also Worst account ever 🤬🤬🤬

Scam.. kuda are becoming a scam

pete ayo on

Kuda refund my money. You guys don’t even want to reply my mail. You guys are becoming scam anytime people have problems with there money you guys don’t even help at all. If you guys don’t refund my money I will make sure I start reporting you people on social media and radio station even in T.V.C news

Face ID

King Tee7 on

Why can’t I use my Face ID to send money ?

Store Rankings

Ranking History

Category Rankings

Chart
Category
Rank
Top Free
11
Top Free
40
Top Free
320
Top Free
345
Top Free
471

Keywords

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Revenue and Downloads

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App Info

Category
Finance
Languages
English
Recent version
2.002353 (6 days ago )
Released on
Aug 17, 2019 (4 years ago )
Last updated
3 weeks ago