Paytm: Secure UPI Payments

Description

Paytm (पेटीएम) - Built for India. Trusted by 50 Crore+ Indians.
We pioneered mobile payments, QR codes, Soundbox, and in-store devices in India - and we continue to lead with innovation. In the BHIM UPI ecosystem, Paytm is the only UPI app that builds features based on real user needs. From personalised UPI IDs and privacy-first controls to widgets, bank balance visibility, and Excel UPI statements, we innovate to make digital payments smarter, safer, and more private - only on Paytm.
Paytm UPI now works internationally in UAE, Singapore, France, Mauritius, Bhutan, Sri Lanka, and Nepal - making it easy for Indian travellers to send money or pay abroad instantly.
Why Paytm?
● India’s safest, most secure UPI money transfer app
● Powered by top Indian banks
● Built-in privacy: hide/unhide payments, personalised UPI ID, QR scan without sharing number, no OTP card swipes
Innovations Only on Paytm UPI
1. Hide & Unhide Payments - Only you control your transaction visibility.
2. Personalised UPI ID - Choose name@ptyes or name@ptaxis instead of revealing your number.
3. Download UPI Statements in Excel + PDF - Great for tracking, accounting, or tax filing.
4. Spend Analytics - Categorised spend insights, month-on-month tracking.
5. Total UPI Bank Balance - View balances across all linked accounts instantly (only for Paytm users).
6. Receive Money Widget - Coin sound & notification every time you receive a payment.
7. Scan & Pay Widget - Scan QR right from your home screen.
8. Smart Bank Transfer Autofill - Copy-paste account info from WhatsApp, Paytm fills it correctly.
9. Auto Top-Up for UPI Lite - Never run out of Lite balance with automated top-ups.
10. Self Transfers - Move money between your own bank accounts instantly.

Payment Methods – UPI Your Way
● Paytm UPI - Send and receive money using just a mobile number. Scan any QR code, pay at shops, and more.
● Paytm UPI Lite - PIN-less payments up to ₹4,000/day. Works even when banks are down. Auto top-up and clutter-free bank statements.
● RuPay Credit Card on UPI - Link your RuPay card and pay via UPI. No OTP, no CVV. Earn rewards at shops and online.
● UPI AutoPay - Enable recurring payments for subscriptions, SIPs, rent, and more.
Recharges, Utility Bill Payments & More
● Recharge mobile (prepaid/postpaid) with Jio, Airtel, VI, MTNL, BSNL
● DTH (TataPlay, Sun Direct, Airtel Digital TV, etc.)
● Electricity, water, gas, broadband, insurance, FASTag, challans, EMIs & more

Pay at Online Stores
● 100+ apps supported - food delivery, grocery, shopping & OTT
Set UPI PIN
● Secure every transaction. 4 or 6-digit UPI PIN setup required.
Rent Payments Made Easy
● Pay your rent directly via UPI or using your RuPay credit card on Paytm. Earn rewards, get reminders, and download monthly payment receipts - all in one tap.
Paytm Card Machines (Soundbox + Swipe)
Merchants across India now accept Paytm card machines. You can:
● Scan QR and pay
● Swipe credit/debit cards securely
All with real-time payment confirmation via iconic Paytm sound.

Personal Loans on Paytm
● Loan: ₹50,000 to ₹25,00,000
● Loan Tenure: 6–60 months
● Loan Interest Rate: 10.99%–35% p.a.
● Loan Processing Fee: 0–6%
Example: ₹1,00,000 @23% for 18 months, 4.25% fee. EMI = ₹6,621. Total Payable = ₹1,19,186
Lending Partners: Hero Fincorp, Aditya Birla Finance, InCred, EarlySalary (Fibe), Poonawalla Fincorp
Check Credit Score for Free to Get Instant Cash Loan
Travel Made Easy
● Trains: IRCTC-authorised e-ticket partner - booking, PNR, cancellations, live train status
● Buses: Instant ticketing with major operators
● Flights: Compare fares, book and manage trips easily

Contact Us
One97 Communications Ltd.
One Skymark, Tower-D, Plot No. H-10B, Sector-98, Noida, UP 201304
Paytm Money Ltd. is a wholly owned subsidiary of One97 Communications Ltd., registered with SEBI & PFRDA.
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Paytm FAQ

  • Is Paytm free?

    Yes, Paytm is completely free and it doesn't have any in-app purchases or subscriptions.

  • Is Paytm legit?

    🤔 The Paytm app's quality is mixed. Some users are satisfied, while others report issues. Consider reading individual reviews for more context.

    Thanks for the vote

  • How much does Paytm cost?

    Paytm is free.

  • What is Paytm revenue?

    To get estimated revenue of Paytm app and other AppStore insights you can sign up to AppTail Mobile Analytics Platform.

User Rating

4.58 out of 5

775 ratings in Germany

5 star
595
4 star
110
3 star
26
2 star
11
1 star
33
Ratings History

Paytm Reviews

Bad

sabbat878887 on

Germany

Nothing for europ

Notifications are forced on users

AncientManwithIphone on

Germany

I have turned off all the notification but I still get notifications. That is called spamming the users.

Missing country code

rahultalreja11 on

Germany

On name of security app will keep you out of app. Changed my mobile and was trying to logging from new mobile from outside India. Paytm was trying to send sms without country code, i not only lost balance but couldn’t login for few days

Remove Hindi #StopHindiImposition

ShashiGowdK on

Germany

Remove Hindi symbols from your logo and stop Hindi imposition. It’s Indian union and not Hindi state. Removing your app and tweet regarding this.

Most trusted app I have seen

Srssarkar on

Germany

When in India digital payment was not so familiar and famous there was Paytm and now when India among leading in digital payments there is Paytm. Life is so easy with you thank you Paytm.

You need an India Bank account

Lucky3!4 on

Germany

No international banks supported and NO PayPal. So I can’t use it...

Best app ever

Awesome_Apple on

Germany

One of the best app to make purchase and sending money to friends. Not believing such negative reviews who are falsely claiming to share information with government. As a IT person I am aware that encrypted information cannot be readable by anyone like that.

Login

photo-art.asia on

Germany

Ur login requests a phone number while I only can log in with my e-mail // very confusing

You guys are not trust worthy.

binnypthomas on

Germany

As per news in Cobrapost, your top officials admits sharing our data for political gains. Get lost

PayTM is disclosing your personal information

aahmad001 on

Germany

This app is not worthy of your time or effort. I have used it in the past but when I found that these people are involved in shady business like sharing personal information with BJP government and PMO, I have immediately uninstalled it. I would rather walk to the local mobile recharge shop or electricity bill payment office than share my personal information for these political goons. Uninstalled!

Store Rankings

Ranking History
Category Rankings
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Top Free
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6
Top Free
39
Top Free
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Top Free
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