PocketGuard・Money&Bill Tracker

came for from mint- and really happy with this! wish they would allow you to carry over month to month with specific budgets but it works for me

This app *could* be great. But they have some real issues with getting it to remain connected with normal, every day banking institutes. I suspect it has something to do with 2 factor authentication on my banking side. Obviously I won’t lower security measures to get an app to work. There’s very little by means of support. I of course was asked if I had the correct password, as if I was stupid. Then I was encouraged to change my banking password via pocket guards “change my password” link again like I’m stupid. There’s nothing wrong with my banking login, I can access it all fine. A few days later I received another email from support telling me it was all a mystery & they’d forward it to the engineers. So it’s anyone’s guess when it’ll start working properly. Is pocket guard great? Nope. Is it good? Meh It’s passable at this point.

I categorized all my transactions and then somehow the next day they were all uncategorized again

I've been using this app for about 6 months. It's fantastic I didn't really need an app to plan my financial future, I just wanted to conveniently see what our family is spending money on across all credit cards and bank accounts. This is exactly what this app does in a clear, concise way. Transactions are automatically assigned categories with good accuracy and you can edit them, create your own, and include or exclude categories in calculations. Actually one of our cards was fraudulently used for 2 airline tickets which I was able to notice immediately and rectify thanks to the app. I also wanted an app without a monthly subscription which most other top rated apps have. I paid for the premium app which is a one time, very reasonable fee. One issue is the app really isn't set up as well to track year to date spending. Easy fix though- I have an excel sheet which includes all the categories I enter in less than 5 minutes once a month. This actually leads to another positive though. The app team is absolutely fantastic about responding to issues and suggestions for improvements. I believe they are about to add a year to date feature and just recently Apple cards are now trackable.

I really like this app, however, getting any assistance from customer support seems almost impossible. After telling it to not use one of our accounts and to ignore it, it continued to use items from that account in our budget and planning. I contacted support for help, and after a week of still not hearing anything I guess I will cancel my subscription and remove the app from my phone and go to another app.

I have paid for the subscription. The interface is very complicated. I cannot filter exact days and see how much I have spent that month. If I can not see what I spent and you cannot categorize it automatically what is the point of the whole app? Do not even consider uploading it

I paid for the lifetime subscription. It has been mixing up my bank accounts they are labeled as they would be at my bank, but if you look closely two of them repeat the same account number. So transactions from my most used account are not showing up. I tried contacting customer support some time ago but have received no response.

Worked for a month and I decided to purchase the premium version. A week after I purchased a year subscription one of my banks no longer updated. I contacted support and they explained it was something on their end and they could not provide a timeline as to when it would be fixed. It’s been two months now and it’s still not fixed and it’s too late to request a refund for purchasing the premium version. I would not recommend PocketGuard and if you do go month to month so you don’t run into the same situation I did. Regards.

I just started using this app and I love it OVERALL. The issue I’m having is that I think some items in my budget are being double counted but I can’t quite tell. The confusion lies in the fact that there is a total for recurring bills, a total for monthly savings, and then a list of budgeted items and how much I’ve spent on those items… However, many of the recurring bills are IN the budgeted categories and there is no TOTAL for budgeted items that are not recurring bills. Pretty sure some of these are being double counted but it’s hard to tell. I wish the app would have a simple total for budget (including savings), a total for income, and a total for actuals right next to each other so I can compare each month and see where I am at throughout the current month. Am I not understanding how this works?

This app has been very disappointing. It’s constantly unable to sync up with your external accounts. It’s often displaying sync errors and asking you to reverify credentials, and then when you do, it’s usually unable to sync and asks you to try up to 5 times a day to provide data for a fix, and this usually goes on several days. Then finally it will sync, so you assume the “bug” has been fixed, but then a week or two later, the same issue with the same account reoccurs and you need to repeat the cycle. Don’t buy this App! I will not be renewing my subscription.