Ubank Money App
Spend. Save. Earn.
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Description

Ubank is an everyday money app with banking and budgeting tools that help you get ahead with money.

Signing up with a bonus code? Enter your code and make 5 eligible card purchases in your first 30 days to earn your signup bonus. See full terms below.


No matter where you’re starting from, ubank has loads of savvy features to help you do everyday money better, including:

- No monthly fees and no overseas or international transaction fees from ubank.

- Easy to unlock bonus interest on Save accounts, with a monthly $200 deposit (on balances up to $250K per customer). Withdraw money without affecting your bonus interest rate.

- Connected Accounts, to display your other bank accounts and their balances in the ubank app.

- Instant digital cards so you can start spending straight away with your digital wallet.

- Bill prediction to notify you when your regular expenses are coming up.

- Shared Accounts for rent or romance, so you can share money with your partner-in-finance.

- Save Targets with an Autosave option, to help you save like a machine for your goals.

- A Spending Footprint that tracks your spending in easy to follow categories.


Ubank also supports you in the big moments, with flexible home loans for owner-occupiers, investors, and refinancing your loan. Apply with ubank for a comfortable loan with easy application, fast approval and great customer support along the way.


Download the app and get started in minutes with a Spend and Save account.


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Ubank is part of the NAB Group and uses advanced encryption technology to protect your money.

Ubank is open to Australian citizens and permanent residents aged 16 or older, with at least one form of ID (Australian driver licence, passport, Medicare card or birth certificate).

This is general information and doesn't take your personal situation into account. Please take the time to make sure it’s right for you.

Read our General Terms at ubank.com.au/general-terms

Read our Target Market Determinations at ubank.com.au/tmd

Read our Bonus Offer terms at ubank.com.au/join-ubank

Apple, the Apple logo and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries.

Products issued by ubank, part of National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian Credit Licence 230686.
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User Rating

4.74 out of 5

24,314 ratings in Australia

5 star
20,791
4 star
2,211
3 star
453
2 star
162
1 star
697

Ratings History

Reviews

Proposed changes

Bank critic1000 on

Removing the automatic sweep function between accounts is a down right dumb move, takes Ubank from the no 1 online bank to way down the list.

How to change your pin

Swift antiques on

I don’t know how to quickly change my pin? Thank you for changing the ‘log out’ to be seen at the top of the page instead of having to search for it 👍

Can’t even get in

Nickname7522 on

Can’t even get into the app as it tells me my ID is wrong every time when it’s very clearly not. Disappointing!!!

Disappointing

Daneish1 on

Disappointed that ubank are removing the ability to pay direct debits and scheduled transfers from the Save account. This was their best feature. Now looking for a new bank.

PLEASE UPDATE THE APP TO INCLUDE THE REQUEST OF NEW BANK CARDS THROUGH THE APP!

Omz1702 on

While I love the app and it many great features there is just one set back, ordering new cards. Most banks have a section in their app to order a new card which makes it quick and easy to use. Having to call to request a new card is not only time consuming but also slightly annoying as for last couple years I have been order new cards through bank apps. PLEASE UPDATE THE APP TO INCLUDE THE REQUEST OF NEW BANK CARDS THROUGH THE APP!

Good app - excellent release notes.

Antkaplan on

App is probably 4 stars, because it is fast and smart, although search is a bit “clunky”. But the release notes included in the App Store are often a highlight of my (what sounds like a very sad) day.

Easy and fun

Next gen in banking on

Really simple and easy to use! Love the ability to open multiple bank accounts and transfer between them hassle free. - definitely a new bank for the new generation

Love it 😻

Deejaay11 on

Great app!!!

Transaction history

LRB2042 on

It’s a good bank to bank with the only thing I hate about this bank is that you have to wait hours to see your recent transactions

Woke has arrived on my ubank App

Loops242 on

After years of being first an 86400 customer and now ubank, suddenly and without any warning, the top of my App is emblazoned with ‘Happy Pride Month’ which I find unwarranted and deeply offensive. It can’t even be edited out in settings. It’s currently June 2024. What’s next?

Store Rankings

Ranking History

Category Rankings

Chart
Category
Rank
Top Free
13
Top Free
158
Top Free
181

Keywords

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Revenue and Downloads

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App Info

Category
Finance
Languages
English
Recent version
11.39.9 (1 week ago )
Released on
Feb 13, 2023 (1 year ago )
Last updated
1 month ago