OTP stopped working
Since last week the OTP stopped working. Neither SMS, nor on call. The app is also crashing with strange errors on the fund transfer page.
iMobile Pay: Loan, Banking App
Loans, Cards, Payment & FASTag
#1 Keyword Rankings
Today
Top 10 Rankings
Today
Top 30 Rankings
Today
Top 100 Rankings
Today
Description
iMobile Pay is ICICI Bank’s official Mobile Banking app that offers 400+ banking services.
It is accessible to both ICICI Bank & non-ICICI Bank customers for availing Loans, managing Savings Accounts, transferring funds, managing Cards, and investments. iMobile Pay brings the power of Net Banking to your fingertips!
iMobile Pay offers:
• Instant Loans such as Personal Loans, Home Loans, Car Loans, and more
• Online Digital Savings Account
• Apply for Credit Cards
• Open Fixed Deposits (FDs), Recurring Deposits (RDs) or iWish Deposits
• Scan QR Codes for easy UPI Payments
• Hassle-free utility & electricity bill payments
• Instant online mobile recharge, DTH service, and FASTag recharge
• Flight, train, and hotel bookings.
With iMobile Pay, you can enjoy the following benefits:
● Pre-approved RuPay Credit Cards:
RuPay Credit Cards provide instant access to RuPay benefits, allowing seamless payments and UPI transactions.
● Manage multiple Cards:
Through iMobile Pay, you can manage multiple Cards such as Debit Cards, Credit Cards, and Forex Cards. You can also pay Credit Card bills for other banks, by scheduling reminders for due dates.
● Investments made simple:
iMobile Pay offers a hassle-free solution for investing and stock market trading. You can also invest in various Mutual Fund schemes, without opening a Demat Account.
● iScore & Discover:
Use the 'Discover' feature on iMobile Pay to review your income and expenses. The 'Budget' feature helps you create and manage a budget, allowing you to practice financial discipline.
● iFinance: All your Bank Accounts in one place:
With iFinance, experience a new and innovative way to view all your Bank Accounts in one place. Review your income and expenses, easily.
● Unlock rewards & personalised offers:
Earn Reward Points and avail of exclusive offers by conducting transactions or paying utility bills through your Credit Card.
● Customised notifications:
Get updates regarding your bills, Cards, Loans, Bank Accounts and more.
● SmartLock:
Control access to banking services such as Net Banking, UPI, and Credit and Debit Cards in one swipe.
● SmartScan
With the new 'SmartScan' feature, log in to iMobile Pay and directly scan any QR Code within the first 10 seconds, without opening your scanner.
● Global UPI:
NRI customers can conduct UPI payments with their international mobile number.
● Chatbot assistance
Enjoy 24x7 chatbot assistance with iPal.
Personal Loan highlights:
• Loan Amount: Minimum: ₹ 50,000 and Maximum (based on the customer’s eligibility).
• Repayment Tenure: (36 months(Min)) to (based on the customer’s eligibility).
• Rate of Interest: 10.80% to 16.00%
• Processing Fee: Can go up to 2% of loan amount.
For example: For a Loan of ₹ 5 lakh, borrowed at an interest rate of 0.89% per month for 60 months, the payable amount would be Rs 10,809 per month.
Processing Fee: * ₹ 1,770, Other charges: ₹ 0, Interest: ₹ 1,48,539.
The total amount to be repaid after 5 years will be ₹ 6,48,540.
Note: Interest rate and Processing Fee vary as per the products.
Other offerings by iMobile Pay: Forex Prepaid Cards, Companion Cards, SIPs, IPO Applications, Tap to Pay, Scan to Pay, Pay to Contact, PPF (Public Provident Fund), NPS (National Pension System), Gold Loan, Sovereign Gold Bonds, Term Life Insurance, Cancer Cover, Health/Travel/Motor Cover, 24-hour Top Up and PayLater.
Pre-approved Loans: Home Loan Balance Transfer, Education Loan, Loan against Property, Commercial Property Loan, Consumer EMI, Home Loan Overdraft, Insta FlexiCash Loan, and Personal Loan on Credit Card.
For any feedback, queries, or concerns regarding iMobile Pay, write to [email protected]
Hide..
Show more..
It is accessible to both ICICI Bank & non-ICICI Bank customers for availing Loans, managing Savings Accounts, transferring funds, managing Cards, and investments. iMobile Pay brings the power of Net Banking to your fingertips!
iMobile Pay offers:
• Instant Loans such as Personal Loans, Home Loans, Car Loans, and more
• Online Digital Savings Account
• Apply for Credit Cards
• Open Fixed Deposits (FDs), Recurring Deposits (RDs) or iWish Deposits
• Scan QR Codes for easy UPI Payments
• Hassle-free utility & electricity bill payments
• Instant online mobile recharge, DTH service, and FASTag recharge
• Flight, train, and hotel bookings.
With iMobile Pay, you can enjoy the following benefits:
● Pre-approved RuPay Credit Cards:
RuPay Credit Cards provide instant access to RuPay benefits, allowing seamless payments and UPI transactions.
● Manage multiple Cards:
Through iMobile Pay, you can manage multiple Cards such as Debit Cards, Credit Cards, and Forex Cards. You can also pay Credit Card bills for other banks, by scheduling reminders for due dates.
● Investments made simple:
iMobile Pay offers a hassle-free solution for investing and stock market trading. You can also invest in various Mutual Fund schemes, without opening a Demat Account.
● iScore & Discover:
Use the 'Discover' feature on iMobile Pay to review your income and expenses. The 'Budget' feature helps you create and manage a budget, allowing you to practice financial discipline.
● iFinance: All your Bank Accounts in one place:
With iFinance, experience a new and innovative way to view all your Bank Accounts in one place. Review your income and expenses, easily.
● Unlock rewards & personalised offers:
Earn Reward Points and avail of exclusive offers by conducting transactions or paying utility bills through your Credit Card.
● Customised notifications:
Get updates regarding your bills, Cards, Loans, Bank Accounts and more.
● SmartLock:
Control access to banking services such as Net Banking, UPI, and Credit and Debit Cards in one swipe.
● SmartScan
With the new 'SmartScan' feature, log in to iMobile Pay and directly scan any QR Code within the first 10 seconds, without opening your scanner.
● Global UPI:
NRI customers can conduct UPI payments with their international mobile number.
● Chatbot assistance
Enjoy 24x7 chatbot assistance with iPal.
Personal Loan highlights:
• Loan Amount: Minimum: ₹ 50,000 and Maximum (based on the customer’s eligibility).
• Repayment Tenure: (36 months(Min)) to (based on the customer’s eligibility).
• Rate of Interest: 10.80% to 16.00%
• Processing Fee: Can go up to 2% of loan amount.
For example: For a Loan of ₹ 5 lakh, borrowed at an interest rate of 0.89% per month for 60 months, the payable amount would be Rs 10,809 per month.
Processing Fee: * ₹ 1,770, Other charges: ₹ 0, Interest: ₹ 1,48,539.
The total amount to be repaid after 5 years will be ₹ 6,48,540.
Note: Interest rate and Processing Fee vary as per the products.
Other offerings by iMobile Pay: Forex Prepaid Cards, Companion Cards, SIPs, IPO Applications, Tap to Pay, Scan to Pay, Pay to Contact, PPF (Public Provident Fund), NPS (National Pension System), Gold Loan, Sovereign Gold Bonds, Term Life Insurance, Cancer Cover, Health/Travel/Motor Cover, 24-hour Top Up and PayLater.
Pre-approved Loans: Home Loan Balance Transfer, Education Loan, Loan against Property, Commercial Property Loan, Consumer EMI, Home Loan Overdraft, Insta FlexiCash Loan, and Personal Loan on Credit Card.
For any feedback, queries, or concerns regarding iMobile Pay, write to [email protected]
Screenshots
User Rating
4.7 out of 5
1,454 ratings in Germany
5 star
1,216
4 star
149
3 star
29
2 star
13
1 star
47
Ratings History
Reviews
More than 45 days to link my NRI loan account
I provided all the details they asked me on the first day itself and from then they sent the same email multiple times in the next 1 month to inform that “we will reply in 3 business days”. When they did eventually replied, they asked me another detail. Now they have replied there is a data mismatch, that’s why they cannot link my loan account. Apparently, while converting my savings bank account to NRO account their system couldn’t update my foreign phone number in the iMobile app and hence the issue They converted my savings bank account to NRO account within 45 minutes online and I appreciate the promptness. I used to rate ICICI customer service very highly, I still do but this experience has affected that opinion and hence the lower rating in the app. Whatever they have asked me, I have replied within an hour of the email every time and the rest you can get by this review. As a software guy myself, I don’t think this is a big issue to fix, but god knows do they even have proper SLAs. I am still waiting for the resolution. I will update here as soon as I get something.
UI issues
There seems to be an issue with the views. Loan section Details has overlapping views. Track deliverables section gives error. Transaction view also has overlapping and sometimes do not perform transactions.
NRE account fund transfer is not working
I’m getting the error “Invalid details. Please try” while trying to transfer funds from my NRE account to another ICICI NRE account. But I’m able to do the same transfer using internet banking without any issue. So, seems like a bug in iMobile. It’s very annoying since it defeat the whole purpose of having a mobile app. Please fix it asap.
Not able to perform fund transfer in iPhone 14 pro
I am not able to perform fund transfer due to the option for selecting account to initiate the transfer is not displayed. Also cards menu nit showing credit cards in the first visit. My device is iPhone 14 pro
App not working
Hi Team, I am a NRI customer and the app stopped working for the last 3-4 days. Could you please look into it asap. Please reach out to me in case of any further inputs Regards, Kalyana
Doesn’t makes sense NRI linking with Indian number
I appreciate your efforts for bringing up feature of UPI payments for NRI with NRO account linked with Indian number. But practically how is it feasible? Its harder to maintain Indian number in another country with problems related to network and sms notification. May be OTP App for will be a probable solution.
Review
Good
Silly App
Absolutely a disaster as an app, they ask for being allowed to send notifications, and all they do is send advertisements. All you expect from a bank app is not advertisements but state of your finances!
Nice App...But.
I‘ll give it 5 star if they correct the problem of OTP for NRI customers. OTP is not coming for NRI accounts neither through sms nor via Call. Developers should look into this issue.
Store Rankings
Ranking History
Category Rankings
|
Chart
|
Category
|
Rank
|
|---|---|---|
|
Top Free
|
|
15
|
|
Top Free
|
|
75
|
|
Top Free
|
|
97
|
|
Top Free
|
|
118
|
|
Top Free
|
|
120
|
Keywords
bank,
banking,
online bank,
banking app,
bank app,
banking apps,
banking 4,
imobile pay,
i-mobil,
instant loan app
Revenue and Downloads
Gain valuable insights into iMobile Pay: Loan, Banking App performance with our analytics. Sign up now
to
access downloads, revenue, and more.
App Info
- Category
- Finance
- Publisher
- ICICI Bank Ltd
- Languages
- English
- Recent version
- 14.3 (1 week ago )
- Released on
- Oct 6, 2015 (8 years ago )
- Also available in
- India, United States, United Arab Emirates, United Kingdom, Canada, Australia, Singapore, Saudi Arabia, Germany, Kuwait, New Zealand, Malaysia, Netherlands, Japan, Hong Kong, Sweden, Ireland, Thailand, Switzerland, France, China, Belgium, Norway, Denmark, South Africa, Poland, Italy, South Korea, Finland, Nigeria, Russia, Indonesia, Spain, Austria, Portugal, Philippines, Mexico, Taiwan, Vietnam, Czechia, Ukraine, Israel, Hungary, Turkey, Egypt, Brazil, Chile, Romania, Pakistan, Argentina, Colombia, Kazakhstan, Belarus, Peru, Algeria, Greece, Azerbaijan, Ecuador, Dominican Republic, Lebanon
- Last updated
- 5 days ago