iMobile Pay: Loan, Banking App
Loans, Cards, Payment & FASTag
#1 Keyword Rankings
Today
Top 10 Rankings
Today
Top 30 Rankings
Today
Top 100 Rankings
Today

Description

iMobile Pay is ICICI Bank’s official Mobile Banking app that offers 400+ banking services.


It is accessible to both ICICI Bank & non-ICICI Bank customers for availing Loans, managing Savings Accounts, transferring funds, managing Cards, and investments. iMobile Pay brings the power of Net Banking to your fingertips!



iMobile Pay offers:


• Instant Loans such as Personal Loans, Home Loans, Car Loans, and more
• Online Digital Savings Account
• Apply for Credit Cards
• Open Fixed Deposits (FDs), Recurring Deposits (RDs) or iWish Deposits
• Scan QR Codes for easy UPI Payments
• Hassle-free utility & electricity bill payments
• Instant online mobile recharge, DTH service, and FASTag recharge
• Flight, train, and hotel bookings.

With iMobile Pay, you can enjoy the following benefits:


● Pre-approved RuPay Credit Cards:

RuPay Credit Cards provide instant access to RuPay benefits, allowing seamless payments and UPI transactions.


● Manage multiple Cards:

Through iMobile Pay, you can manage multiple Cards such as Debit Cards, Credit Cards, and Forex Cards. You can also pay Credit Card bills for other banks, by scheduling reminders for due dates.


● Investments made simple:

iMobile Pay offers a hassle-free solution for investing and stock market trading. You can also invest in various Mutual Fund schemes, without opening a Demat Account.


● iScore & Discover:

Use the 'Discover' feature on iMobile Pay to review your income and expenses. The 'Budget' feature helps you create and manage a budget, allowing you to practice financial discipline.


● iFinance: All your Bank Accounts in one place:

With iFinance, experience a new and innovative way to view all your Bank Accounts in one place. Review your income and expenses, easily.


● Unlock rewards & personalised offers:

Earn Reward Points and avail of exclusive offers by conducting transactions or paying utility bills through your Credit Card.


● Customised notifications:

Get updates regarding your bills, Cards, Loans, Bank Accounts and more.


● SmartLock:

Control access to banking services such as Net Banking, UPI, and Credit and Debit Cards in one swipe.


● SmartScan

With the new 'SmartScan' feature, log in to iMobile Pay and directly scan any QR Code within the first 10 seconds, without opening your scanner.


● Global UPI:

NRI customers can conduct UPI payments with their international mobile number.


● Chatbot assistance

Enjoy 24x7 chatbot assistance with iPal.    



Personal Loan highlights:

• Loan Amount: Minimum: ₹ 50,000 and Maximum (based on the customer’s eligibility).
• Repayment Tenure: (36 months(Min)) to (based on the customer’s eligibility).
• Rate of Interest: 10.80% to 16.00%
• Processing Fee: Can go up to 2% of loan amount.


For example: For a Loan of ₹ 5 lakh, borrowed at an interest rate of 0.89% per month for 60 months, the payable amount would be Rs 10,809 per month.

Processing Fee: * ₹ 1,770, Other charges: ₹ 0, Interest: ₹ 1,48,539.

The total amount to be repaid after 5 years will be ₹ 6,48,540.

Note: Interest rate and Processing Fee vary as per the products.


Other offerings by iMobile Pay: Forex Prepaid Cards, Companion Cards, SIPs, IPO Applications, Tap to Pay, Scan to Pay, Pay to Contact, PPF (Public Provident Fund), NPS (National Pension System), Gold Loan, Sovereign Gold Bonds, Term Life Insurance, Cancer Cover, Health/Travel/Motor Cover, 24-hour Top Up and PayLater.


Pre-approved Loans: Home Loan Balance Transfer, Education Loan, Loan against Property, Commercial Property Loan, Consumer EMI, Home Loan Overdraft, Insta FlexiCash Loan, and Personal Loan on Credit Card.


For any feedback, queries, or concerns regarding iMobile Pay, write to [email protected] 
Hide.. Show more..

Screenshots

User Rating

4.74 out of 5

10,333 ratings in United Kingdom

5 star
8,928
4 star
830
3 star
203
2 star
61
1 star
311

Ratings History

Reviews

Pay via UPI for international number not working

Deveshkgupta on

Why I am not receiving any request for approval under pending request for collect functionality, though I do receive sms saying there is a pending request to approve. But when I open I mobile app, there is nothing. I sent all the details with screenshots to customer care email, but they are not responding correctly.

Does not support iPhone 8

Jester43210 on

It’s strange how the minimum requirement in Apple phones is iOS 17 and above. Is there no consideration for variants that don’t support iOS 17 or above but still supported by Apple and other applications including financial ones. Is ICICI willing to pay me to to upgrade to a phone which supports their app? Laughable..

Bad

colourfest on

It is not send me OTP on sms or email

Older version of iOS

Dipan007 on

Hi I have an iPhone 7. I’m not able to open mobile app for banking. Can anyone look into this? Thanks

No backwards compatibility

Goodeveloper on

There is major issue with backward compatibility the app doesn’t work at all with iOS 16 or older version it only supports iOS 17 and latest versions. This is really stupid decision by developers for this popular bank even other banks that are not as popular as this one have better app developers my only request is can you revert the force push and make it backward compatible with older versions of iOS if that’s possible.

iPhone X

pdpind on

Why does the updated not working on iPhone X. Keeps telling my iOS is not required iOS. Do you want all us to change our phones now?

Very very Slow App

Balasbk on

I don’t remember this issue was there for a quite a while or happened recently. IMobile app is very very slow and can’t wait every time to move from one tab to another tab. Worst banking app version 14.0

Dr H V Rawal

psndit on

Excellent service Quick and to the point help

Ridiculous can’t use iMobile in iOS < 17

Bhala_ICICI on

There should be always the backwards compatibility with all iOS versions but ICICI bank iMobile app is NOT supported under iOS 17 which is really annoying…

Shobhna shah

Shubhdin on

Like all other banks we as overseas customers should have the facility from ICICI bank to have an OTP on our registered e mail ID

Store Rankings

Ranking History

Category Rankings

Chart
Category
Rank
Top Free
15
Top Free
75
Top Free
97
Top Free
118
Top Free
120

Keywords

Users may also like

Name
Citibank IN
IndusMobile: Digital Banking
Saving Account, UPI & Payments
ICICIdirect: Stocks F&O MF IPO
Open Demat & Trade in Options
SC Mobile India
ICICI Prudential Life
RBL MyCard
HDFC Bank Home Loans
NPS by Protean (NSDL e-Gov)
ICICIdirect Markets – Stocks
Stocks, F&O, Commodities
iris by YES BANK - Mobile App
Show More

Revenue and Downloads

Gain valuable insights into iMobile Pay: Loan, Banking App performance with our analytics. Sign up now to access downloads, revenue, and more.

App Info

Category
Finance
Publisher
ICICI Bank Ltd
Languages
English
Recent version
14.3 (1 week ago )
Released on
May 24, 2012 (12 years ago )
Last updated
2 weeks ago