iMobile Pay: Loan, Banking App
Loans, Cards, Payment & FASTag
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Description

iMobile Pay is ICICI Bank’s official Mobile Banking app that offers 400+ banking services.


It is accessible to both ICICI Bank & non-ICICI Bank customers for availing Loans, managing Savings Accounts, transferring funds, managing Cards, and investments. iMobile Pay brings the power of Net Banking to your fingertips!



iMobile Pay offers:


• Instant Loans such as Personal Loans, Home Loans, Car Loans, and more
• Online Digital Savings Account
• Apply for Credit Cards
• Open Fixed Deposits (FDs), Recurring Deposits (RDs) or iWish Deposits
• Scan QR Codes for easy UPI Payments
• Hassle-free utility & electricity bill payments
• Instant online mobile recharge, DTH service, and FASTag recharge
• Flight, train, and hotel bookings.

With iMobile Pay, you can enjoy the following benefits:


● Pre-approved RuPay Credit Cards:

RuPay Credit Cards provide instant access to RuPay benefits, allowing seamless payments and UPI transactions.


● Manage multiple Cards:

Through iMobile Pay, you can manage multiple Cards such as Debit Cards, Credit Cards, and Forex Cards. You can also pay Credit Card bills for other banks, by scheduling reminders for due dates.


● Investments made simple:

iMobile Pay offers a hassle-free solution for investing and stock market trading. You can also invest in various Mutual Fund schemes, without opening a Demat Account.


● iScore & Discover:

Use the 'Discover' feature on iMobile Pay to review your income and expenses. The 'Budget' feature helps you create and manage a budget, allowing you to practice financial discipline.


● iFinance: All your Bank Accounts in one place:

With iFinance, experience a new and innovative way to view all your Bank Accounts in one place. Review your income and expenses, easily.


● Unlock rewards & personalised offers:

Earn Reward Points and avail of exclusive offers by conducting transactions or paying utility bills through your Credit Card.


● Customised notifications:

Get updates regarding your bills, Cards, Loans, Bank Accounts and more.


● SmartLock:

Control access to banking services such as Net Banking, UPI, and Credit and Debit Cards in one swipe.


● SmartScan

With the new 'SmartScan' feature, log in to iMobile Pay and directly scan any QR Code within the first 10 seconds, without opening your scanner.


● Global UPI:

NRI customers can conduct UPI payments with their international mobile number.


● Chatbot assistance

Enjoy 24x7 chatbot assistance with iPal.    



Personal Loan highlights:

• Loan Amount: Minimum: ₹ 50,000 and Maximum (based on the customer’s eligibility).
• Repayment Tenure: (36 months(Min)) to (based on the customer’s eligibility).
• Rate of Interest: 10.80% to 16.00%
• Processing Fee: Can go up to 2% of loan amount.


For example: For a Loan of ₹ 5 lakh, borrowed at an interest rate of 0.89% per month for 60 months, the payable amount would be Rs 10,809 per month.

Processing Fee: * ₹ 1,770, Other charges: ₹ 0, Interest: ₹ 1,48,539.

The total amount to be repaid after 5 years will be ₹ 6,48,540.

Note: Interest rate and Processing Fee vary as per the products.


Other offerings by iMobile Pay: Forex Prepaid Cards, Companion Cards, SIPs, IPO Applications, Tap to Pay, Scan to Pay, Pay to Contact, PPF (Public Provident Fund), NPS (National Pension System), Gold Loan, Sovereign Gold Bonds, Term Life Insurance, Cancer Cover, Health/Travel/Motor Cover, 24-hour Top Up and PayLater.


Pre-approved Loans: Home Loan Balance Transfer, Education Loan, Loan against Property, Commercial Property Loan, Consumer EMI, Home Loan Overdraft, Insta FlexiCash Loan, and Personal Loan on Credit Card.


For any feedback, queries, or concerns regarding iMobile Pay, write to [email protected] 
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User Rating

4.76 out of 5

4,478 ratings in Singapore

5 star
3,905
4 star
351
3 star
74
2 star
28
1 star
120

Ratings History

Reviews

Facing login issue since long time

Paidipelly on

After updated, unable to login application so I deleted. Please share new update with login issue fix.

App not running in IPhone 8plus

Ashu0981 on

I-mobile aap is the worst aap this is not running on apple 8 plus while aap should be make run all the mobile and user friendly

Says session expired

SBI YoNo pathetic app on

It was working just fine till recently but now for the last few days everytime I try to login it says session expired, pls relogin. Uninstalled and reinstalled but facing the same issue. Whats wrong with ICICI? App owner/developer - fix it asap!

Login issue

MayurRB on

Unable to login after recent update. Kindly help to check and fix asap.

Worst app

Mangesh413 on

Suddenly face recognition doesn’t work or PIN doesn’t work. Wasted a lot of time during rush time … shear waste of time. Other apps working perfectly well.

Latest update forcing the user to upgrade phone

SJ RAO on

Few weeks back I have seen nee update on the app which support only iOS 17 and above, but still old app continues to work. But now old app not working any more … so ICICI Bank forcing you to buy a new phone which supports iOS 17… better remove the old app from App Store what is the point in having it.

Not working

Cytusmadness on

Was ok so far till last week, now it is not opening, says “oops, check internet connection “. Very annoying.

Cannot connect to icici bank in iPhone with old app as IOS 17 not supported in iPhone X

Nagesh237 on

Cannot connect to icici bank in iPhone with old app as IOS 17 not supported in iPhone X

Doesn’t work

Axa corp iser on

Installed the app after receiving email. Kept getting error to update the app, however no latest version available on AppStore. Constantly getting error “something went wrong try again later”. I think the app is not fully ready and deployed without proper testing. I was a bit excited when I saw the email to activate UPI for NRIs. However disappointed in the end.

Too many authentications to complete payment

Ritchov on

On top of mobile OTP it always asks for numbers from the physical card to complete payment for smaller amounts too. Too weird and complex.

Store Rankings

Ranking History

Category Rankings

Chart
Category
Rank
Top Free
15
Top Free
75
Top Free
97
Top Free
118
Top Free
120

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App Info

Category
Finance
Publisher
ICICI Bank Ltd
Languages
English
Recent version
14.3 (1 week ago )
Released on
May 24, 2012 (12 years ago )
Last updated
5 days ago