iMobile Pay: Loan, Banking App
Loans, Cards, Payment & FASTag
#1 Keyword Rankings
Today
Top 10 Rankings
Today
Top 30 Rankings
Today
Top 100 Rankings
Today

Description

iMobile Pay is ICICI Bank’s official Mobile Banking app that offers 400+ banking services.


It is accessible to both ICICI Bank & non-ICICI Bank customers for availing Loans, managing Savings Accounts, transferring funds, managing Cards, and investments. iMobile Pay brings the power of Net Banking to your fingertips!



iMobile Pay offers:


• Instant Loans such as Personal Loans, Home Loans, Car Loans, and more
• Online Digital Savings Account
• Apply for Credit Cards
• Open Fixed Deposits (FDs), Recurring Deposits (RDs) or iWish Deposits
• Scan QR Codes for easy UPI Payments
• Hassle-free utility & electricity bill payments
• Instant online mobile recharge, DTH service, and FASTag recharge
• Flight, train, and hotel bookings.

With iMobile Pay, you can enjoy the following benefits:


● Pre-approved RuPay Credit Cards:

RuPay Credit Cards provide instant access to RuPay benefits, allowing seamless payments and UPI transactions.


● Manage multiple Cards:

Through iMobile Pay, you can manage multiple Cards such as Debit Cards, Credit Cards, and Forex Cards. You can also pay Credit Card bills for other banks, by scheduling reminders for due dates.


● Investments made simple:

iMobile Pay offers a hassle-free solution for investing and stock market trading. You can also invest in various Mutual Fund schemes, without opening a Demat Account.


● iScore & Discover:

Use the 'Discover' feature on iMobile Pay to review your income and expenses. The 'Budget' feature helps you create and manage a budget, allowing you to practice financial discipline.


● iFinance: All your Bank Accounts in one place:

With iFinance, experience a new and innovative way to view all your Bank Accounts in one place. Review your income and expenses, easily.


● Unlock rewards & personalised offers:

Earn Reward Points and avail of exclusive offers by conducting transactions or paying utility bills through your Credit Card.


● Customised notifications:

Get updates regarding your bills, Cards, Loans, Bank Accounts and more.


● SmartLock:

Control access to banking services such as Net Banking, UPI, and Credit and Debit Cards in one swipe.


● SmartScan

With the new 'SmartScan' feature, log in to iMobile Pay and directly scan any QR Code within the first 10 seconds, without opening your scanner.


● Global UPI:

NRI customers can conduct UPI payments with their international mobile number.


● Chatbot assistance

Enjoy 24x7 chatbot assistance with iPal.    



Personal Loan highlights:

• Loan Amount: Minimum: ₹ 50,000 and Maximum (based on the customer’s eligibility).
• Repayment Tenure: (36 months(Min)) to (based on the customer’s eligibility).
• Rate of Interest: 10.80% to 16.00%
• Processing Fee: Can go up to 2% of loan amount.


For example: For a Loan of ₹ 5 lakh, borrowed at an interest rate of 0.89% per month for 60 months, the payable amount would be Rs 10,809 per month.

Processing Fee: * ₹ 1,770, Other charges: ₹ 0, Interest: ₹ 1,48,539.

The total amount to be repaid after 5 years will be ₹ 6,48,540.

Note: Interest rate and Processing Fee vary as per the products.


Other offerings by iMobile Pay: Forex Prepaid Cards, Companion Cards, SIPs, IPO Applications, Tap to Pay, Scan to Pay, Pay to Contact, PPF (Public Provident Fund), NPS (National Pension System), Gold Loan, Sovereign Gold Bonds, Term Life Insurance, Cancer Cover, Health/Travel/Motor Cover, 24-hour Top Up and PayLater.


Pre-approved Loans: Home Loan Balance Transfer, Education Loan, Loan against Property, Commercial Property Loan, Consumer EMI, Home Loan Overdraft, Insta FlexiCash Loan, and Personal Loan on Credit Card.


For any feedback, queries, or concerns regarding iMobile Pay, write to [email protected] 
Hide.. Show more..

Screenshots

User Rating

4.73 out of 5

11,953 ratings in United Arab Emirates

5 star
9,949
4 star
1,363
3 star
287
2 star
89
1 star
265

Ratings History

Reviews

App freezes and becomes non responsive too often

Mumukutty on

This app freezes and becomes non responsive. No troubleshooting help either. Disappointing

Very good

JDsouza1234 on

Easy functional app

Ex

imtiyaz28 on

Excellent services

Poor

Traghu1 on

Appears to be quite primitive. Has been giving me trouble from day one.

App crashes every time

rtggytf on

App does not work in my iPhone with version of 13.5.1

New Version

PoojaKamble94 on

Hi Team ICICI BANK, I am unable to download the Actual 16.6 version on ICICI BANK mobile application on my iPhone 14 Pro Max. Unable to do any banking transactions since a week. Kindly assist with the proper procedure at the earliest.

Best Banking app experience

rohitgogia123 on

I experienced many banking applications in India and UAE but the experience of using imobile is incomparable. The app works flawless and is a powerhouse, one can do almost everything from mobile app itself. ICICI has set an example to the Indian banks how digitization can help improve customer satisfaction.

Not successful

Hussain1245 on

Sending the amount to same person twice or thrice apps saying it’s fraud and suspension There is glitch in the system , it has to get resolved

Needs fixing

Br1ggz on

Dear team, This app is continuously crashing or not opening the desired options given. Kindly fix it ASAP.

OTP not recd

Afaksgsy on

OTP not being recd thru message.

Store Rankings

Ranking History

Category Rankings

Chart
Category
Rank
Top Free
15
Top Free
75
Top Free
97
Top Free
118
Top Free
120

Keywords

Revenue and Downloads

Gain valuable insights into iMobile Pay: Loan, Banking App performance with our analytics. Sign up now to access downloads, revenue, and more.

App Info

Category
Finance
Publisher
ICICI Bank Ltd
Languages
English
Recent version
14.3 (1 week ago )
Released on
Oct 6, 2015 (8 years ago )
Last updated
3 weeks ago