iMobile Pay: Loan, Banking App
Loans, Cards, Payment & FASTag
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Description

iMobile Pay is ICICI Bank’s official Mobile Banking app that offers 400+ banking services.


It is accessible to both ICICI Bank & non-ICICI Bank customers for availing Loans, managing Savings Accounts, transferring funds, managing Cards, and investments. iMobile Pay brings the power of Net Banking to your fingertips!



iMobile Pay offers:


• Instant Loans such as Personal Loans, Home Loans, Car Loans, and more
• Online Digital Savings Account
• Apply for Credit Cards
• Open Fixed Deposits (FDs), Recurring Deposits (RDs) or iWish Deposits
• Scan QR Codes for easy UPI Payments
• Hassle-free utility & electricity bill payments
• Instant online mobile recharge, DTH service, and FASTag recharge
• Flight, train, and hotel bookings.

With iMobile Pay, you can enjoy the following benefits:


● Pre-approved RuPay Credit Cards:

RuPay Credit Cards provide instant access to RuPay benefits, allowing seamless payments and UPI transactions.


● Manage multiple Cards:

Through iMobile Pay, you can manage multiple Cards such as Debit Cards, Credit Cards, and Forex Cards. You can also pay Credit Card bills for other banks, by scheduling reminders for due dates.


● Investments made simple:

iMobile Pay offers a hassle-free solution for investing and stock market trading. You can also invest in various Mutual Fund schemes, without opening a Demat Account.


● iScore & Discover:

Use the 'Discover' feature on iMobile Pay to review your income and expenses. The 'Budget' feature helps you create and manage a budget, allowing you to practice financial discipline.


● iFinance: All your Bank Accounts in one place:

With iFinance, experience a new and innovative way to view all your Bank Accounts in one place. Review your income and expenses, easily.


● Unlock rewards & personalised offers:

Earn Reward Points and avail of exclusive offers by conducting transactions or paying utility bills through your Credit Card.


● Customised notifications:

Get updates regarding your bills, Cards, Loans, Bank Accounts and more.


● SmartLock:

Control access to banking services such as Net Banking, UPI, and Credit and Debit Cards in one swipe.


● SmartScan

With the new 'SmartScan' feature, log in to iMobile Pay and directly scan any QR Code within the first 10 seconds, without opening your scanner.


● Global UPI:

NRI customers can conduct UPI payments with their international mobile number.


● Chatbot assistance

Enjoy 24x7 chatbot assistance with iPal.    



Personal Loan highlights:

• Loan Amount: Minimum: ₹ 50,000 and Maximum (based on the customer’s eligibility).
• Repayment Tenure: (36 months(Min)) to (based on the customer’s eligibility).
• Rate of Interest: 10.80% to 16.00%
• Processing Fee: Can go up to 2% of loan amount.


For example: For a Loan of ₹ 5 lakh, borrowed at an interest rate of 0.89% per month for 60 months, the payable amount would be Rs 10,809 per month.

Processing Fee: * ₹ 1,770, Other charges: ₹ 0, Interest: ₹ 1,48,539.

The total amount to be repaid after 5 years will be ₹ 6,48,540.

Note: Interest rate and Processing Fee vary as per the products.


Other offerings by iMobile Pay: Forex Prepaid Cards, Companion Cards, SIPs, IPO Applications, Tap to Pay, Scan to Pay, Pay to Contact, PPF (Public Provident Fund), NPS (National Pension System), Gold Loan, Sovereign Gold Bonds, Term Life Insurance, Cancer Cover, Health/Travel/Motor Cover, 24-hour Top Up and PayLater.


Pre-approved Loans: Home Loan Balance Transfer, Education Loan, Loan against Property, Commercial Property Loan, Consumer EMI, Home Loan Overdraft, Insta FlexiCash Loan, and Personal Loan on Credit Card.


For any feedback, queries, or concerns regarding iMobile Pay, write to [email protected] 
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User Rating

4.74 out of 5

544 ratings in Sweden

5 star
461
4 star
58
3 star
8
2 star
0
1 star
17

Ratings History

Reviews

Why forcing people to update to the version which doesn’t work

maheshkoli on

Old version not working never happened in las 20 yrs but now. And after update it stopped working totally. I am dead in water.

Great Response…😀

Venx2022 on

Terrific response at all times and super friendly app!!

325 MB - Enforcing user to update mandatory

rakeshrakesh on

It’s too much space for a banking application. You guys should minimised the app size Just think on an average out of 8 GB RAM you are consuming 325 MB which is 4% approximately. If we install 20 apps like this then we will not have any space to run for OS. In worst case maximum 15 applications can only be installed. And for that we have to spend 20K an average on mobile. Indirectly we are spending 1000Rs approximately to run ICICI banking application. Hope you will consider my review about customer concern and help in reducing the size. Also you should not enforce users to update to latest version. It should be given customer as choice either to go with new version or being with same version when it was installed.

Great app

Anuj676 on

Its great but should have thumb auth for apple users

OTP never received

kenodbd on

I have never used worst bank mobile app than this one. I am fade up with fund transfer . Never got the OTP while through the webpage it goes easy. I am an NRI. Developer need to improve it otherwise its useless.

Worst testing done before release

AmanSarpal on

Setting up of app is costing 1500 if you are travelling international. When ever App is updated it doesn’t work and setup needs to be done again. Stop gprs Authenticator for app installation.

Cannot able to login after this update

satya icici on

After this update I’m not able to login as the submit button during login doesn’t work. So be careful before you update this

Crashing after update

Pavan Koralla on

After latest update 2 days ago, App is crashing and not able to open any thing...

Crashes after latest update 2days back

JayaAbraham on

Please check and update app, the app just crashes on iOS 12.4.1 on iPhone Xs Max

Worst application ever

maxkinn on

Worst bank app ever. The verification for NRI account never worked.

Store Rankings

Ranking History

Category Rankings

Chart
Category
Rank
Top Free
15
Top Free
75
Top Free
97
Top Free
118
Top Free
120

Keywords

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App Info

Category
Finance
Publisher
ICICI Bank Ltd
Languages
English
Recent version
14.3 (1 week ago )
Released on
May 24, 2012 (12 years ago )
Last updated
3 weeks ago