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Otp was getting invalid multiple times during the transaction
iMobile Pay: Loan, Banking App
Loans, Cards, Payment & FASTag
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Description
iMobile Pay is ICICI Bank’s official Mobile Banking app that offers 400+ banking services.
It is accessible to both ICICI Bank & non-ICICI Bank customers for availing Loans, managing Savings Accounts, transferring funds, managing Cards, and investments. iMobile Pay brings the power of Net Banking to your fingertips!
iMobile Pay offers:
• Instant Loans such as Personal Loans, Home Loans, Car Loans, and more
• Online Digital Savings Account
• Apply for Credit Cards
• Open Fixed Deposits (FDs), Recurring Deposits (RDs) or iWish Deposits
• Scan QR Codes for easy UPI Payments
• Hassle-free utility & electricity bill payments
• Instant online mobile recharge, DTH service, and FASTag recharge
• Flight, train, and hotel bookings.
With iMobile Pay, you can enjoy the following benefits:
● Pre-approved RuPay Credit Cards:
RuPay Credit Cards provide instant access to RuPay benefits, allowing seamless payments and UPI transactions.
● Manage multiple Cards:
Through iMobile Pay, you can manage multiple Cards such as Debit Cards, Credit Cards, and Forex Cards. You can also pay Credit Card bills for other banks, by scheduling reminders for due dates.
● Investments made simple:
iMobile Pay offers a hassle-free solution for investing and stock market trading. You can also invest in various Mutual Fund schemes, without opening a Demat Account.
● iScore & Discover:
Use the 'Discover' feature on iMobile Pay to review your income and expenses. The 'Budget' feature helps you create and manage a budget, allowing you to practice financial discipline.
● iFinance: All your Bank Accounts in one place:
With iFinance, experience a new and innovative way to view all your Bank Accounts in one place. Review your income and expenses, easily.
● Unlock rewards & personalised offers:
Earn Reward Points and avail of exclusive offers by conducting transactions or paying utility bills through your Credit Card.
● Customised notifications:
Get updates regarding your bills, Cards, Loans, Bank Accounts and more.
● SmartLock:
Control access to banking services such as Net Banking, UPI, and Credit and Debit Cards in one swipe.
● SmartScan
With the new 'SmartScan' feature, log in to iMobile Pay and directly scan any QR Code within the first 10 seconds, without opening your scanner.
● Global UPI:
NRI customers can conduct UPI payments with their international mobile number.
● Chatbot assistance
Enjoy 24x7 chatbot assistance with iPal.
Personal Loan highlights:
• Loan Amount: Minimum: ₹ 50,000 and Maximum (based on the customer’s eligibility).
• Repayment Tenure: (36 months(Min)) to (based on the customer’s eligibility).
• Rate of Interest: 10.80% to 16.00%
• Processing Fee: Can go up to 2% of loan amount.
For example: For a Loan of ₹ 5 lakh, borrowed at an interest rate of 0.89% per month for 60 months, the payable amount would be Rs 10,809 per month.
Processing Fee: * ₹ 1,770, Other charges: ₹ 0, Interest: ₹ 1,48,539.
The total amount to be repaid after 5 years will be ₹ 6,48,540.
Note: Interest rate and Processing Fee vary as per the products.
Other offerings by iMobile Pay: Forex Prepaid Cards, Companion Cards, SIPs, IPO Applications, Tap to Pay, Scan to Pay, Pay to Contact, PPF (Public Provident Fund), NPS (National Pension System), Gold Loan, Sovereign Gold Bonds, Term Life Insurance, Cancer Cover, Health/Travel/Motor Cover, 24-hour Top Up and PayLater.
Pre-approved Loans: Home Loan Balance Transfer, Education Loan, Loan against Property, Commercial Property Loan, Consumer EMI, Home Loan Overdraft, Insta FlexiCash Loan, and Personal Loan on Credit Card.
For any feedback, queries, or concerns regarding iMobile Pay, write to [email protected]
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It is accessible to both ICICI Bank & non-ICICI Bank customers for availing Loans, managing Savings Accounts, transferring funds, managing Cards, and investments. iMobile Pay brings the power of Net Banking to your fingertips!
iMobile Pay offers:
• Instant Loans such as Personal Loans, Home Loans, Car Loans, and more
• Online Digital Savings Account
• Apply for Credit Cards
• Open Fixed Deposits (FDs), Recurring Deposits (RDs) or iWish Deposits
• Scan QR Codes for easy UPI Payments
• Hassle-free utility & electricity bill payments
• Instant online mobile recharge, DTH service, and FASTag recharge
• Flight, train, and hotel bookings.
With iMobile Pay, you can enjoy the following benefits:
● Pre-approved RuPay Credit Cards:
RuPay Credit Cards provide instant access to RuPay benefits, allowing seamless payments and UPI transactions.
● Manage multiple Cards:
Through iMobile Pay, you can manage multiple Cards such as Debit Cards, Credit Cards, and Forex Cards. You can also pay Credit Card bills for other banks, by scheduling reminders for due dates.
● Investments made simple:
iMobile Pay offers a hassle-free solution for investing and stock market trading. You can also invest in various Mutual Fund schemes, without opening a Demat Account.
● iScore & Discover:
Use the 'Discover' feature on iMobile Pay to review your income and expenses. The 'Budget' feature helps you create and manage a budget, allowing you to practice financial discipline.
● iFinance: All your Bank Accounts in one place:
With iFinance, experience a new and innovative way to view all your Bank Accounts in one place. Review your income and expenses, easily.
● Unlock rewards & personalised offers:
Earn Reward Points and avail of exclusive offers by conducting transactions or paying utility bills through your Credit Card.
● Customised notifications:
Get updates regarding your bills, Cards, Loans, Bank Accounts and more.
● SmartLock:
Control access to banking services such as Net Banking, UPI, and Credit and Debit Cards in one swipe.
● SmartScan
With the new 'SmartScan' feature, log in to iMobile Pay and directly scan any QR Code within the first 10 seconds, without opening your scanner.
● Global UPI:
NRI customers can conduct UPI payments with their international mobile number.
● Chatbot assistance
Enjoy 24x7 chatbot assistance with iPal.
Personal Loan highlights:
• Loan Amount: Minimum: ₹ 50,000 and Maximum (based on the customer’s eligibility).
• Repayment Tenure: (36 months(Min)) to (based on the customer’s eligibility).
• Rate of Interest: 10.80% to 16.00%
• Processing Fee: Can go up to 2% of loan amount.
For example: For a Loan of ₹ 5 lakh, borrowed at an interest rate of 0.89% per month for 60 months, the payable amount would be Rs 10,809 per month.
Processing Fee: * ₹ 1,770, Other charges: ₹ 0, Interest: ₹ 1,48,539.
The total amount to be repaid after 5 years will be ₹ 6,48,540.
Note: Interest rate and Processing Fee vary as per the products.
Other offerings by iMobile Pay: Forex Prepaid Cards, Companion Cards, SIPs, IPO Applications, Tap to Pay, Scan to Pay, Pay to Contact, PPF (Public Provident Fund), NPS (National Pension System), Gold Loan, Sovereign Gold Bonds, Term Life Insurance, Cancer Cover, Health/Travel/Motor Cover, 24-hour Top Up and PayLater.
Pre-approved Loans: Home Loan Balance Transfer, Education Loan, Loan against Property, Commercial Property Loan, Consumer EMI, Home Loan Overdraft, Insta FlexiCash Loan, and Personal Loan on Credit Card.
For any feedback, queries, or concerns regarding iMobile Pay, write to [email protected]
Screenshots
User Rating
4.76 out of 5
42,299 ratings in United States
5 star
37,045
4 star
3,159
3 star
647
2 star
296
1 star
1,152
Ratings History
Reviews
Horrible experience with getting OTP
Ir is unreal how this OTP works .. gets message so late or most cases do not even get the message. I am sure this message will be deleted with out taking any action or you will be defending how great IcIci service is .. which far from truth
Didn’t receive OTP on the phone
Get get OPT on the phone after repeated requests.
App name
App name should be with ICICI name in it. In search doesn’t come when we search with”ici*”.
Never receive OTP to cell phone
WTried multiple times OTP to my registered USA number. Never received through message or call . Call will simply disconnect. Some time email also don’t work when I use ipay mobile app
Non-stop technical errors make it unusable
Been seeing either FS-5 or FS-10 or some other error message for the last few days that just says there are technical difficulties. I’ve tried killing the app and relaunching, restarting the phone and uninstalling the app completely and reinstalling. Even the account activation fails many times resulting in a lockout. Overall, the latest app version and the backend are terrible. And no, I’m not going to send any emails about this. Sufficient testing is enough to resolve these issues.
Very bad app it forces users to upgrade version stop working user can not login
Very bad app user can not login forces to use specific version of iOS none of other app has issue like this app
Very poor experience
Terrible all, won’t work. NRI account holders Have to call customer care 100 times to make 1 UPI payment. Customer care is also super pathetic. They only have one solution for you - reinstall your app. No one cares to understand the underlying issues on this app. Super frustrating
Request
I’m not able to use IMobile app pls checkout
Worst app - Not supporting iOS version 15
It is not good to stop support the older version of iOS. Iam using iPhone with iOS 15 and iMobile Pay not working. When called customer care, they said I need iOS 17 which comes with latest iPhones. Is ICICI lacking that much Technology to support or backport their app for the older iOS ? I can’t buy latest iPhone for one bank app. I think with this action, userbase of app usage might have dropped for sure. As Iam from IT, I do know the challenges but should always make fit the app for the devices that all customers use. If not, the ICICI bank IT team is not up to the mark in requirements gathering and also failure of app testing team. Also no communication to customer about this.
Store Rankings
Ranking History
Category Rankings
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Rank
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Top Free
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15
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Top Free
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75
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Top Free
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97
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Top Free
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118
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Top Free
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120
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Keywords
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App Info
- Category
- Finance
- Publisher
- ICICI Bank Ltd
- Languages
- English
- Recent version
- 14.3 (1 week ago )
- Released on
- May 24, 2012 (12 years ago )
- Also available in
- India, United States, United Arab Emirates, United Kingdom, Canada, Australia, Singapore, Saudi Arabia, Germany, Kuwait, New Zealand, Malaysia, Netherlands, Japan, Hong Kong, Sweden, Ireland, Thailand, Switzerland, France, China, Belgium, Norway, Denmark, South Africa, Poland, Italy, South Korea, Nigeria, Finland, Russia, Indonesia, Spain, Austria, Portugal, Philippines, Mexico, Taiwan, Vietnam, Czechia, Ukraine, Israel, Hungary, Turkey, Egypt, Brazil, Chile, Romania, Pakistan, Argentina, Colombia, Kazakhstan, Belarus, Peru, Algeria, Greece, Azerbaijan, Ecuador, Dominican Republic, Lebanon
- Last updated
- 2 weeks ago