iMobile Pay: Loan, Banking App
Loans, Cards, Payment & FASTag
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Description

iMobile Pay is ICICI Bank’s official Mobile Banking app that offers 400+ banking services.


It is accessible to both ICICI Bank & non-ICICI Bank customers for availing Loans, managing Savings Accounts, transferring funds, managing Cards, and investments. iMobile Pay brings the power of Net Banking to your fingertips!



iMobile Pay offers:


• Instant Loans such as Personal Loans, Home Loans, Car Loans, and more
• Online Digital Savings Account
• Apply for Credit Cards
• Open Fixed Deposits (FDs), Recurring Deposits (RDs) or iWish Deposits
• Scan QR Codes for easy UPI Payments
• Hassle-free utility & electricity bill payments
• Instant online mobile recharge, DTH service, and FASTag recharge
• Flight, train, and hotel bookings.

With iMobile Pay, you can enjoy the following benefits:


● Pre-approved RuPay Credit Cards:

RuPay Credit Cards provide instant access to RuPay benefits, allowing seamless payments and UPI transactions.


● Manage multiple Cards:

Through iMobile Pay, you can manage multiple Cards such as Debit Cards, Credit Cards, and Forex Cards. You can also pay Credit Card bills for other banks, by scheduling reminders for due dates.


● Investments made simple:

iMobile Pay offers a hassle-free solution for investing and stock market trading. You can also invest in various Mutual Fund schemes, without opening a Demat Account.


● iScore & Discover:

Use the 'Discover' feature on iMobile Pay to review your income and expenses. The 'Budget' feature helps you create and manage a budget, allowing you to practice financial discipline.


● iFinance: All your Bank Accounts in one place:

With iFinance, experience a new and innovative way to view all your Bank Accounts in one place. Review your income and expenses, easily.


● Unlock rewards & personalised offers:

Earn Reward Points and avail of exclusive offers by conducting transactions or paying utility bills through your Credit Card.


● Customised notifications:

Get updates regarding your bills, Cards, Loans, Bank Accounts and more.


● SmartLock:

Control access to banking services such as Net Banking, UPI, and Credit and Debit Cards in one swipe.


● SmartScan

With the new 'SmartScan' feature, log in to iMobile Pay and directly scan any QR Code within the first 10 seconds, without opening your scanner.


● Global UPI:

NRI customers can conduct UPI payments with their international mobile number.


● Chatbot assistance

Enjoy 24x7 chatbot assistance with iPal.    



Personal Loan highlights:

• Loan Amount: Minimum: ₹ 50,000 and Maximum (based on the customer’s eligibility).
• Repayment Tenure: (36 months(Min)) to (based on the customer’s eligibility).
• Rate of Interest: 10.80% to 16.00%
• Processing Fee: Can go up to 2% of loan amount.


For example: For a Loan of ₹ 5 lakh, borrowed at an interest rate of 0.89% per month for 60 months, the payable amount would be Rs 10,809 per month.

Processing Fee: * ₹ 1,770, Other charges: ₹ 0, Interest: ₹ 1,48,539.

The total amount to be repaid after 5 years will be ₹ 6,48,540.

Note: Interest rate and Processing Fee vary as per the products.


Other offerings by iMobile Pay: Forex Prepaid Cards, Companion Cards, SIPs, IPO Applications, Tap to Pay, Scan to Pay, Pay to Contact, PPF (Public Provident Fund), NPS (National Pension System), Gold Loan, Sovereign Gold Bonds, Term Life Insurance, Cancer Cover, Health/Travel/Motor Cover, 24-hour Top Up and PayLater.


Pre-approved Loans: Home Loan Balance Transfer, Education Loan, Loan against Property, Commercial Property Loan, Consumer EMI, Home Loan Overdraft, Insta FlexiCash Loan, and Personal Loan on Credit Card.


For any feedback, queries, or concerns regarding iMobile Pay, write to [email protected] 
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User Rating

4.75 out of 5

759,027 ratings in India

5 star
653,447
4 star
65,633
3 star
14,438
2 star
6,313
1 star
19,196

Ratings History

Reviews

Good but this..

Explorer_d on

Everything works perfectly fine.. however, As soon as I login, you show a banner for loan.. that is so annoying.. I try to click on my account details and this pops up and I click on it by mistake.. once I go into that page.. there is no option to say that I don’t want loan .. it has only option to apply later

Disappointed

Navs777 on

Pathetic Bank Pathetic Services Pathetic Systems

What a great app

vinodarjun on

Super user interface

Excellent

Icici prem on

Nice experience

Really good service

Velpuri Krishna on

Nice easy to move

Payments

Sadokamal on

Amazing app

Worst App

Bharanisundar on

Worst app that i have ever seen. I have reported this issue to ICICI customer care team multiple times. No proper resolution and they are sharing generic response. I am not able to perform any banking activities from this. Escalate this matter to right higher officials.

I haven’t received update of 11.7 as my dad iPhone icici app is updated to 11.7

bhavik1699 on

I haven’t received update of 11.7 as my dad iPhone icici app is updated to 11.7

Can’t rely on this app

Ashish Shrivastava. on

You can not rely on this app, If you having your account in this bank only to than you would get stuck multiple times when you have to pay to merchant and at that time It says “oops, facing some technical issue, Please try after sometime” This is the issue with ICICI app.

I mobile operators are very smooth and comfortable

Msreddy34 on

I am very well satisfied

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14
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99
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App Info

Category
Finance
Publisher
ICICI Bank Ltd
Languages
English
Recent version
14.3 (5 days ago )
Released on
Oct 6, 2015 (8 years ago )
Last updated
2 weeks ago