iMobile Pay: Loan, Banking App
Loans, Cards, Payment & FASTag
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Description

iMobile Pay is ICICI Bank’s official Mobile Banking app that offers 400+ banking services.


It is accessible to both ICICI Bank & non-ICICI Bank customers for availing Loans, managing Savings Accounts, transferring funds, managing Cards, and investments. iMobile Pay brings the power of Net Banking to your fingertips!



iMobile Pay offers:


• Instant Loans such as Personal Loans, Home Loans, Car Loans, and more
• Online Digital Savings Account
• Apply for Credit Cards
• Open Fixed Deposits (FDs), Recurring Deposits (RDs) or iWish Deposits
• Scan QR Codes for easy UPI Payments
• Hassle-free utility & electricity bill payments
• Instant online mobile recharge, DTH service, and FASTag recharge
• Flight, train, and hotel bookings.

With iMobile Pay, you can enjoy the following benefits:


● Pre-approved RuPay Credit Cards:

RuPay Credit Cards provide instant access to RuPay benefits, allowing seamless payments and UPI transactions.


● Manage multiple Cards:

Through iMobile Pay, you can manage multiple Cards such as Debit Cards, Credit Cards, and Forex Cards. You can also pay Credit Card bills for other banks, by scheduling reminders for due dates.


● Investments made simple:

iMobile Pay offers a hassle-free solution for investing and stock market trading. You can also invest in various Mutual Fund schemes, without opening a Demat Account.


● iScore & Discover:

Use the 'Discover' feature on iMobile Pay to review your income and expenses. The 'Budget' feature helps you create and manage a budget, allowing you to practice financial discipline.


● iFinance: All your Bank Accounts in one place:

With iFinance, experience a new and innovative way to view all your Bank Accounts in one place. Review your income and expenses, easily.


● Unlock rewards & personalised offers:

Earn Reward Points and avail of exclusive offers by conducting transactions or paying utility bills through your Credit Card.


● Customised notifications:

Get updates regarding your bills, Cards, Loans, Bank Accounts and more.


● SmartLock:

Control access to banking services such as Net Banking, UPI, and Credit and Debit Cards in one swipe.


● SmartScan

With the new 'SmartScan' feature, log in to iMobile Pay and directly scan any QR Code within the first 10 seconds, without opening your scanner.


● Global UPI:

NRI customers can conduct UPI payments with their international mobile number.


● Chatbot assistance

Enjoy 24x7 chatbot assistance with iPal.    



Personal Loan highlights:

• Loan Amount: Minimum: ₹ 50,000 and Maximum (based on the customer’s eligibility).
• Repayment Tenure: (36 months(Min)) to (based on the customer’s eligibility).
• Rate of Interest: 10.80% to 16.00%
• Processing Fee: Can go up to 2% of loan amount.


For example: For a Loan of ₹ 5 lakh, borrowed at an interest rate of 0.89% per month for 60 months, the payable amount would be Rs 10,809 per month.

Processing Fee: * ₹ 1,770, Other charges: ₹ 0, Interest: ₹ 1,48,539.

The total amount to be repaid after 5 years will be ₹ 6,48,540.

Note: Interest rate and Processing Fee vary as per the products.


Other offerings by iMobile Pay: Forex Prepaid Cards, Companion Cards, SIPs, IPO Applications, Tap to Pay, Scan to Pay, Pay to Contact, PPF (Public Provident Fund), NPS (National Pension System), Gold Loan, Sovereign Gold Bonds, Term Life Insurance, Cancer Cover, Health/Travel/Motor Cover, 24-hour Top Up and PayLater.


Pre-approved Loans: Home Loan Balance Transfer, Education Loan, Loan against Property, Commercial Property Loan, Consumer EMI, Home Loan Overdraft, Insta FlexiCash Loan, and Personal Loan on Credit Card.


For any feedback, queries, or concerns regarding iMobile Pay, write to [email protected] 
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User Rating

4.81 out of 5

7,420 ratings in Canada

5 star
6,657
4 star
456
3 star
105
2 star
38
1 star
164

Ratings History

Reviews

Suddenly updated to iOS 17

yourbestrater on

My iPhone 8+ doesn't support iOS17. What should I do now? Worst Indian bank

At not working from may 14

Singh334 on

App say keep log in

Not able to add card in apple wallet

ShubhamMahajanIN on

Its show error when i am trying to add card in apple wallet please fix the same i am using India account.

The whole sucks from customer usability perspective

Nagchessfreak on

Being a techie myself I find it so hard to use your app. I could only feel the pity for a senior citizen who has weakened eyes and non technical brain struggling on using basic functions. Basic app building principles and elements are missing, forget about usability easiness. For eg.? Font size is 6 points at some screens, seriously ? How did this app even pass basic user acceptance testing from your IT teams?

FIX THE LOGIN ON THE APP

Eclipze29 on

Clearly connected to the internet but this message is popping up saying not connected. Wtffff

Feedback

Ssssss12344 on

This is a poorly maintenance app by icici which never proceed and gets installed. I got out of the app on mobile by mistake and have been trying to reinstall it from a week always it sends SMS and says cannot proceed further now and then exceeded maximum attempts try after 24 hours

Not working from last 1 month

saryunilesh on

I am connected to my wifi and mobile data and still its showing you are not connected. I am not able to login to the app any more. Please fix it fast i have lots of tasks pending Note: i am using iOS app

Was working fine until last month.

user:121 on

Was working fine until last month then out of no where below message appearing, looks like some one is too lazy to have a correct error message. I am connected to wifi and LTE both time same error on login. Here is the message that pops up: Oops! Something went wrong while connecting to our system. Please check that you are connected to the internet and try again. Please fix.

Not good outside India

Vishnukai on

Sometimes the login takes a long time and it times out. They say UPI works, however, it works for sending money but the requests don’t come to the app/it doesn’t show up. Not a very good app for banking outside India. Manageable given that this is the one of the banks that makes it easier for NRI banking.

Horribly buggy mess

sagarasrani on

I’ve used microwaves more responsive than this app.

Store Rankings

Ranking History

Category Rankings

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Category
Rank
Top Free
15
Top Free
75
Top Free
97
Top Free
118
Top Free
120

Keywords

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App Info

Category
Finance
Publisher
ICICI Bank Ltd
Languages
English
Recent version
14.3 (1 week ago )
Released on
Oct 6, 2015 (8 years ago )
Last updated
2 weeks ago