iMobile Pay: Loan, Banking App
Loans, Cards, Payment & FASTag
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Description

iMobile Pay is ICICI Bank’s official Mobile Banking app that offers 400+ banking services.


It is accessible to both ICICI Bank & non-ICICI Bank customers for availing Loans, managing Savings Accounts, transferring funds, managing Cards, and investments. iMobile Pay brings the power of Net Banking to your fingertips!



iMobile Pay offers:


• Instant Loans such as Personal Loans, Home Loans, Car Loans, and more
• Online Digital Savings Account
• Apply for Credit Cards
• Open Fixed Deposits (FDs), Recurring Deposits (RDs) or iWish Deposits
• Scan QR Codes for easy UPI Payments
• Hassle-free utility & electricity bill payments
• Instant online mobile recharge, DTH service, and FASTag recharge
• Flight, train, and hotel bookings.

With iMobile Pay, you can enjoy the following benefits:


● Pre-approved RuPay Credit Cards:

RuPay Credit Cards provide instant access to RuPay benefits, allowing seamless payments and UPI transactions.


● Manage multiple Cards:

Through iMobile Pay, you can manage multiple Cards such as Debit Cards, Credit Cards, and Forex Cards. You can also pay Credit Card bills for other banks, by scheduling reminders for due dates.


● Investments made simple:

iMobile Pay offers a hassle-free solution for investing and stock market trading. You can also invest in various Mutual Fund schemes, without opening a Demat Account.


● iScore & Discover:

Use the 'Discover' feature on iMobile Pay to review your income and expenses. The 'Budget' feature helps you create and manage a budget, allowing you to practice financial discipline.


● iFinance: All your Bank Accounts in one place:

With iFinance, experience a new and innovative way to view all your Bank Accounts in one place. Review your income and expenses, easily.


● Unlock rewards & personalised offers:

Earn Reward Points and avail of exclusive offers by conducting transactions or paying utility bills through your Credit Card.


● Customised notifications:

Get updates regarding your bills, Cards, Loans, Bank Accounts and more.


● SmartLock:

Control access to banking services such as Net Banking, UPI, and Credit and Debit Cards in one swipe.


● SmartScan

With the new 'SmartScan' feature, log in to iMobile Pay and directly scan any QR Code within the first 10 seconds, without opening your scanner.


● Global UPI:

NRI customers can conduct UPI payments with their international mobile number.


● Chatbot assistance

Enjoy 24x7 chatbot assistance with iPal.    



Personal Loan highlights:

• Loan Amount: Minimum: ₹ 50,000 and Maximum (based on the customer’s eligibility).
• Repayment Tenure: (36 months(Min)) to (based on the customer’s eligibility).
• Rate of Interest: 10.80% to 16.00%
• Processing Fee: Can go up to 2% of loan amount.


For example: For a Loan of ₹ 5 lakh, borrowed at an interest rate of 0.89% per month for 60 months, the payable amount would be Rs 10,809 per month.

Processing Fee: * ₹ 1,770, Other charges: ₹ 0, Interest: ₹ 1,48,539.

The total amount to be repaid after 5 years will be ₹ 6,48,540.

Note: Interest rate and Processing Fee vary as per the products.


Other offerings by iMobile Pay: Forex Prepaid Cards, Companion Cards, SIPs, IPO Applications, Tap to Pay, Scan to Pay, Pay to Contact, PPF (Public Provident Fund), NPS (National Pension System), Gold Loan, Sovereign Gold Bonds, Term Life Insurance, Cancer Cover, Health/Travel/Motor Cover, 24-hour Top Up and PayLater.


Pre-approved Loans: Home Loan Balance Transfer, Education Loan, Loan against Property, Commercial Property Loan, Consumer EMI, Home Loan Overdraft, Insta FlexiCash Loan, and Personal Loan on Credit Card.


For any feedback, queries, or concerns regarding iMobile Pay, write to [email protected] 
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User Rating

4.74 out of 5

190 ratings in Norway

5 star
160
4 star
20
3 star
4
2 star
2
1 star
4

Ratings History

Reviews

Slow response sometimes

Jay Patel Norway on

Slow sometimes

App

sss1104 on

Fast n improved now

Information is not displayed properly

ravi107610 on

I was using iMobile in Samsung galaxy A53 and everything was working fine but recently am using version 8.8 on iphoneSE where I can’t see the balance as the information is overlapped.

Horrible app

sretek on

It is an extremely troublesome app. The UI is horrible and feels like it may be an app from 10 years back. It is crude and not smooth at all. A horrible bank app from a well reputed bank seems to be embarrassing!

Crashes

jaswant.s.rana on

After today update app not working

App not working after the latest update

amitbijju on

App is crashing after the latest update of ICICI app on iOS latest version.

Needs improvement

Niks2386 on

App got deactivated automatically and now not getting activated. Each time when I try to activate it says technical error or nothing happens. Initial setup and login and procedure needs to be simple and secure, rest everything in the app works usually well.

App Setup is pathetic

dinesh kannan on

Before I complain about the app , I would like to inform that I used to love iMobile especially on iOS . imobile provides a lot of useful features that other banking apps doesn’t . But the first time setup or after each update logging into app is too tedious and complex . This overshadows everything that the app has to offer . Can’t you keep the login function pretty simple ?? Lot if other apps that came after iMobile are getting better . And for ppl like me , we wouldn’t mind changing our backs just for such reasons .

Poor application

gyihhfx on

Can’t login as a NRI customer.

Don't even bother to download the app if NRI

GenuineSagar on

The app is not just filled with bugs but also very annoying. The registration process is pathetic, I managed to somehow register myself with fingerprint and passcode for later access.After a week i opened the app and it asked to register the whole process again .. 😡

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Ranking History

Category Rankings

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Top Free
15
Top Free
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Top Free
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Top Free
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Revenue and Downloads

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App Info

Category
Finance
Publisher
ICICI Bank Ltd
Languages
English
Recent version
14.3 (1 week ago )
Released on
Oct 6, 2015 (8 years ago )
Last updated
4 days ago