Say hello to bunq – the mobile bank that's there for you at every chapter of your life! Whether exploring new countries, building your dream business, or managing family life, bunq helps you save, spend, budget, and invest effortlessly. Open your account in just 5 minutes and start your 30-day free trial today.
Experience banking that makes life easy with the bunq app
• Home Tab: Access all your Bank Accounts at a glance
• Cards Tab: View and control all your cards in one place
• Savings Tab: Manage your Savings Accounts and track your interest
• Stocks Tab: Invest hassle-free in stocks and ETFs
• Crypto Tab: Buy and sell crypto with ease
Our Plans
bunq Free - €0/month
Get started with essential banking.
• 3 Bank Accounts to get you started
• Instant Payments and real-time notifications
• 1 Virtual Card with Apple Pay support
• Scheduled Payments and AutoAccept for requests
• Withdraw cash at ATMs (€2.99/withdrawal)
• Earn 3.01% interest on USD/GBP savings
• Invest in stocks with ease
• Buy and sell cryptocurrencies in the EEA
• €1,000 ZeroFX for foreign payments
• Get a chance to win your grocery bill back every week
• Pocket money: stress-free, automated allowance for your child
• Empower your child to save with smart saving features
• Get exclusive rewards like a Metal Card by inviting your friends to bunq
• Save up to 90% on roaming costs with an eSIM from bunq
• Plant a tree for every €1,000 spent
Business features:
• Tap to Pay
• Save on products and services with bunq Deals
• Integration with 50+ bookkeeping tools
bunq Core - €3.99/month
A bank account for everyday use.
All bunq Free benefits, plus:
• 5 Bank Accounts for your everyday needs
• Open and manage up to 4 Child Accounts
• 1 physical card included
• Personalize your physical card to make it uniquely yours
• Shared account access for joint management
• Add loyalty cards for quick access
• Earn bunq Points to claim exclusive rewards
• Unlimited ZeroFX
• 24/7 SOS Hotline for emergencies
Business features:
• Director access
• Shared account access
• 100 free transactions/year
• Bookkeeping integrations
bunq Pro - €9.99/month
The bank account that makes budgeting easy.
All bunq Core benefits, plus:
• 25 Bank Accounts for effortless budgeting
• 3 physical cards and 25 Virtual Cards included
• Personalize physical cards to make them uniquely yours
• Personalized budgeting insights and payment sorter
• 5 Free foreign currency payments/month
• Secondary PIN for multiple accounts on one card
• Plant a tree for every €250 spent
• 20% Discount on stock trading fees
• Free for students
Business features:
• Add up to 3 employees
• Employee Cards (debit or credit) and Tap to Pay access
• 250 free transactions/year
• AutoVAT
bunq Elite - €18.99/month
The account for your international lifestyle.
All bunq Pro benefits, plus:
• Worldwide travel insurance
• 10 Free foreign currency payments/month
• 8GB worldwide data
• Plant a tree for every €100 spent
• 50% Discount on stock trading fees
Business features:
• Add up to 10 employees
• 500 free transactions/year
• Double bunq Points for even better rewards
Your security = Our priority
Boost your bank security with two-factor authentication for online payments, Face & TouchID and 100% control of your cards in the app.
Your deposits = Fully protected
Your money is insured up to €100,000 by the Dutch Deposit Guarantee Scheme (DGS).
Invest in the bunq app through our partners. Investing involves risks, including potential loss. bunq does not provide trading advice. Manage your investments at your own risk.
bunq is authorized by the Dutch Central Bank (DNB). Our US office resides at 401 Park Ave S. New York, NY 10016, USA.
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bunq FAQ
Is bunq free?
Yes, bunq is completely free and it doesn't have any in-app purchases or subscriptions.
Is bunq legit?
🤔 The bunq app's quality is mixed. Some users are satisfied, while others report issues. Consider reading individual reviews for more context.
No other review will tell you this. Aside from decent interest rate and the features in the app, good luck ever trying use or move your money elsewhere. Its going to permanently stuck in bunq as they will flag you trying to move your money. Also, have fun trying to get through to customer service, they won’t reply.
2 years I was quoted to transfer my money out. Well done you have just ruined my financial livelihood bunq.
Best for joint banking
We live in Ireland and We have moved bank accounts 4 times over a five year period. We have been with Bank of Ireland, KBC, n26, revolut. N26 is the best of them for individual banking but unfortunately you cannot make credit card or direct debit payments directly from shared spaces with N26. Being able to have multiple bank accounts on bunq which we can use for budgeting and pre-committed spending allows us to get a clear picture of how much cash we can play with every month. So many other features, too many to mention but as a banking nerd who has used them all, I can wholeheartedly say bunq is the best of come across … by a distance. Well worth the fee
IBAN number
I am still waiting to get my Irish IBAN number HOW LONG does it take ?
Probably a Scam
They ask for your personal information, photos of your documents such as ID and passport, make you wait for more than 12 hours and then say that your account has been closed and that you can’t be part of the “bank”... I’ve never seen an online bank like this, even more so after asking for all your documents, it smells like a scam, don’t download this app and be careful!!
Intuitive and easy banking
Bunq is an easy and intuitive internet bank to bank with. Their services are broad based and the interest on savings which are backed by the Dutch bank guarantee scheme is very attractive. Hats off to Bunq!
Great app for your savings.
Found this app so easy to set up and use. Very good interest rate for my savings. Highly recommended.
So far not convinced
Just like everyone else, everything is hidden behind a paywall. You get lured to order a physical card once you open your free savings account, but guess what? You can’t use it unless you change to the 3.99/month plan. Any decent feature they lure you in with is hidden behind yet another plan.
Great
Fantastic banking
I'm a fan
Good interest rates, easy to use app and great to see your weekly interest payments.
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