N26 — Love your bank
Bank anywhere, with your phone
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Top 10 Rankings
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Description

** Listed in Forbes’ World’s Best Banks 2023 **

Want to manage your money and your crypto* with just one app? Meet N26, Europe's first 100% mobile bank. Say goodbye to hidden bank fees, long queues, and endless paperwork!

Over 8 million customers in 24 countries trust N26 to save, spend, and manage their finances on the go. Here’s why you’ll love N26:

GET STARTED FAST
Download the N26 app and open your online bank account in minutes — right from your phone. Get a virtual or physical Mastercard debit card, add it to Apple Pay, and start using it straight away.

NO HIDDEN BANKING FEES
Enjoy no ATM fees, no minimum account balance, and no foreign transaction fees. Go premium to get free ATM withdrawals worldwide.

REAL-TIME ALERTS
Get instant push notifications for every incoming and outgoing transaction.

YOU’RE IN CONTROL
Lock or unlock your card, reset your card PIN, set spending and withdrawal limits, and enable or disable international payments, online transactions, and contactless payments.

INSTANT SAVINGS
Earn interest on your savings with full flexibility and simple conditions. Availability and interest rate depend on N26 membership and market.

INVESTING AND BANKING IN ONE APP
Invest the simple way without having to switch apps. Buy stocks, ETFs, and cryptocurrencies like Bitcoin and Ethereum right in your N26 app*. (*N26 Crypto is powered by Bitpanda. Check our website for availability in your country. None of the statements constitute investment advice).

AFFORDABLE INTERNATIONAL TRANSFERS
Send money around the globe quickly and easily — powered by Wise and right in your N26 app.

SAVE AND BUDGET EASILY
Organize your money quickly with Income Sorter and save more with Round-ups. The Monthly Wrap-Up makes it even easier to stay on top of your expenses.

PAY EFFORTLESSLY
Send and receive instant bank transfers within the SEPA area. Enjoy free ATM withdrawals, or try CASH26 to withdraw or deposit cash at 15,500+ retail stores in Germany, Austria, Italy, Spain, and Greece.

N26 PERKS
Unlock exclusive offers from brands you love.

SAFE AND SECURE
N26 is a fully-licensed bank, and your money is protected up to €100,000 by the German Deposit Protection Scheme. Shopping online? Enjoy peace of mind with 3D Secure protection.

RELIABLE CUSTOMER SUPPORT
Our N26 Specialists are here to help, 24/7. Reach us via live chat, or give us a call on the N26 premium customer hotline.

FIND THE BEST ACCOUNT FOR YOU:
For personal use:
— N26 Standard: the free digital bank account for your everyday
— N26 Smart: the bank account with a colorful Mastercard and powerful tools to spend and save with confidence
— N26 You: the premium bank account with travel insurance a colorful Mastercard, and free withdrawals abroad
— N26 Metal: the exclusive bank account with an insurance package, metal Mastercard, priority support hotline, exclusive N26 Crypto* perks, and free withdrawals abroad
— N26 joint accounts: Simplify shared finances with IBAN and insights. Check availability in your market

For freelancers and self-employed:
— Different business bank accounts for businesses, freelancers, and self-employed customers with N26 features such as cashback, Mastercard, insurances, sub-accounts, budgeting tools, and many more

N26 Products include:
— N26 Overdraft: get approved in minutes for an overdraft up to €10,000 (available in Germany, Austria)
— N26 Credit: take out a credit loan of €1,000 to €50,000 with no paperwork (The loan maximum depends on the market; our credit loan is available in Germany and France.)
— N26 Insurance: purchase on-demand insurance in your app to protect what you love

N26 has been featured internationally by TechCrunch, WIRED, The Financial Times, Forbes, Die Zeit, Süddeutsche Zeitung, Spiegel, BILD, FAZ, and many more.

Imprint and Cookie Policy: n26.com/app
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Screenshots

User Rating

4.8 out of 5

2,837 ratings in Poland

5 star
2,536
4 star
182
3 star
33
2 star
14
1 star
72

Ratings History

Reviews

PL IBAN?

Kamiru Shigatsu on

When you add Polish account IBAN?

Good bank

victornaumchik on

Best new bank in Germany. Free account and card (I’m pay only for delivery). Easy registration with code victorn8056. I’m use since march 2020. Recommendation.

one of the best banks

zajksun on

I live in Poland and I am very satisfied with N26 services

Zero problemów

Festerfix on

Od 4 lat korzystam z N26. Od początku używania aplikacji mialem tylko jeden problem a mianowicie epatowanie telefonu. Ale Pan z czata mi pomógł to ogarnąć. Nigdy mi pieniądze nie znikły i wszystko jest tak jak powinno.

Very bad, not transparent

Lotario on

After closing my existing account, by advise of a N26 representative, to be able to switch to business, the company refused to open a new account. No explanation given!

Nie polecam

Piotr89 on

Chciałem otworzyć bezpłatne konto będąc w Niemczech. Przeszedłem cały proces aktywacji aplikacji podałem dane i podczas wideorozmowy w języku angielskim przeszedłem weryfikacje. Pod dwóch dniach otrzymałem emaila że nie są w stanie potwierdzić mojej tożsamości. Dno i kupa mułu, weryfikacja wideo z konsultantem trwa około 5-7 minut. Trzeba machać dowodem w prawo i lewo, wyginać go tak żeby znaki wodne się pokazywały a i tak nie otworzą Ci konta. Sparkasse nie miało z tym problemu.

N26 MasterCard

mikolaj211 on

Danke für die schnelle Lieferung😉

It crashes or freezes frequently

atargis on

on iPhone 13. My expectations are higher than the application where I keep my money.

I can’t use it anymore

skowroonski on

I don’t know what happend. But since few days I can’t login into app. I’m giving correct data but the info is still “This address email is not valid”

The app doesn’t work after the update.

kael772000 on

Some functions either don’t work or has slowed down.

Store Rankings

Ranking History

Category Rankings

Chart
Category
Rank
Top Free
15
Top Free
16
Top Free
20
Top Free
25
Top Free
27

Keywords

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Revenue and Downloads

Gain valuable insights into N26 — Love your bank performance with our analytics. Sign up now to access downloads, revenue, and more.

App Info

Category
Finance
Publisher
N26 GmbH
Languages
English, French, Italian, Spanish, German
Recent version
4.3 (1 week ago )
Released on
Feb 4, 2015 (9 years ago )
Last updated
3 weeks ago