N26 — Love your bank
Bank anywhere, with your phone
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Description

** Listed in Forbes’ World’s Best Banks 2023 **

Want to manage your money and your crypto* with just one app? Meet N26, Europe's first 100% mobile bank. Say goodbye to hidden bank fees, long queues, and endless paperwork!

Over 8 million customers in 24 countries trust N26 to save, spend, and manage their finances on the go. Here’s why you’ll love N26:

GET STARTED FAST
Download the N26 app and open your online bank account in minutes — right from your phone. Get a virtual or physical Mastercard debit card, add it to Apple Pay, and start using it straight away.

NO HIDDEN BANKING FEES
Enjoy no ATM fees, no minimum account balance, and no foreign transaction fees. Go premium to get free ATM withdrawals worldwide.

REAL-TIME ALERTS
Get instant push notifications for every incoming and outgoing transaction.

YOU’RE IN CONTROL
Lock or unlock your card, reset your card PIN, set spending and withdrawal limits, and enable or disable international payments, online transactions, and contactless payments.

INSTANT SAVINGS
Earn interest on your savings with full flexibility and simple conditions. Availability and interest rate depend on N26 membership and market.

INVESTING AND BANKING IN ONE APP
Invest the simple way without having to switch apps. Buy stocks, ETFs, and cryptocurrencies like Bitcoin and Ethereum right in your N26 app*. (*N26 Crypto is powered by Bitpanda. Check our website for availability in your country. None of the statements constitute investment advice).

AFFORDABLE INTERNATIONAL TRANSFERS
Send money around the globe quickly and easily — powered by Wise and right in your N26 app.

SAVE AND BUDGET EASILY
Organize your money quickly with Income Sorter and save more with Round-ups. The Monthly Wrap-Up makes it even easier to stay on top of your expenses.

PAY EFFORTLESSLY
Send and receive instant bank transfers within the SEPA area. Enjoy free ATM withdrawals, or try CASH26 to withdraw or deposit cash at 15,500+ retail stores in Germany, Austria, Italy, Spain, and Greece.

N26 PERKS
Unlock exclusive offers from brands you love.

SAFE AND SECURE
N26 is a fully-licensed bank, and your money is protected up to €100,000 by the German Deposit Protection Scheme. Shopping online? Enjoy peace of mind with 3D Secure protection.

RELIABLE CUSTOMER SUPPORT
Our N26 Specialists are here to help, 24/7. Reach us via live chat, or give us a call on the N26 premium customer hotline.

FIND THE BEST ACCOUNT FOR YOU:
For personal use:
— N26 Standard: the free digital bank account for your everyday
— N26 Smart: the bank account with a colorful Mastercard and powerful tools to spend and save with confidence
— N26 You: the premium bank account with travel insurance a colorful Mastercard, and free withdrawals abroad
— N26 Metal: the exclusive bank account with an insurance package, metal Mastercard, priority support hotline, exclusive N26 Crypto* perks, and free withdrawals abroad
— N26 joint accounts: Simplify shared finances with IBAN and insights. Check availability in your market

For freelancers and self-employed:
— Different business bank accounts for businesses, freelancers, and self-employed customers with N26 features such as cashback, Mastercard, insurances, sub-accounts, budgeting tools, and many more

N26 Products include:
— N26 Overdraft: get approved in minutes for an overdraft up to €10,000 (available in Germany, Austria)
— N26 Credit: take out a credit loan of €1,000 to €50,000 with no paperwork (The loan maximum depends on the market; our credit loan is available in Germany and France.)
— N26 Insurance: purchase on-demand insurance in your app to protect what you love

N26 has been featured internationally by TechCrunch, WIRED, The Financial Times, Forbes, Die Zeit, Süddeutsche Zeitung, Spiegel, BILD, FAZ, and many more.

Imprint and Cookie Policy: n26.com/app
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User Rating

4.89 out of 5

458 ratings in South Africa

5 star
423
4 star
28
3 star
2
2 star
0
1 star
5

Ratings History

Reviews

Contact

Anton Vreulink on

The banking is great for normal activities. I/we have been battling to open an account fir my wife and the App is stuck… We have tried to contact N26, but only get the BOT which is too limited and cannot help. Cannot find an email address to ask a question to be assisted by a human. Very frustrating.! Anton

Works like a charm

Acarpediemkindalife on

Everything on the banking app is just so easy ! I love this bank !

Account accessibility

ndmxldkfncnckdkm on

I opened a bank account, completed the identity verification and received my bank card. After 3 days I could not access my bank account saying I must verify identity. I have been trying to complete but the app does not allow any selection. I currently have no access to the bank account. I tried getting support from the support team but no assistance for the past week.

Best bank ever

Angela85bayleaf on

So easy to use - support helps immediately! Very happy would recommend

The best banking app by far!!

nananajananakioiii on

I moved to Germany from South Africa and it is safe to say that the N26 app is like Sifi technology compared to what we have in South Africa hahahaha. The app is amazing and the UI is so aesthetic and clean. It makes me want to use the app all the time as opposed to my South African banking app which I dread logging into 10/10 🔥🔥🔥

Terrible customer support

Rossdc_2001 on

Don’t recommend. Rather get Revolut.

Terrible experience

wrosemann on

Same experience with 2 accounts. Lots of trouble verifying accounts. Sms codes extremely slow, to the point where the app is unusable. No real features available in free version. Will be closing our accounts as soon as we can withdraw the cash, if we can get the app to work enough to accomplish even that much.

Best card ever

kaya@agog on

I am using N26 now for two months and am very happy with the card. The app is complete and the service is excellent.

Almost perfect

Dolf84 on

Absolutely one of the best banking apps out there... The only thing I miss is the ability to have multiple currencies and convert between them at my leisure. Thanks for a good app! 👏🏼

Store Rankings

Ranking History

Category Rankings

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Top Free
15
Top Free
16
Top Free
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Top Free
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Top Free
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Keywords

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Revenue and Downloads

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App Info

Category
Finance
Publisher
N26 GmbH
Languages
Spanish, German, French, English, Italian
Recent version
4.3 (1 week ago )
Released on
Feb 4, 2015 (9 years ago )
Last updated
4 weeks ago