N26 — Love your bank
Bank anywhere, with your phone
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Description

** Listed in Forbes’ World’s Best Banks 2023 **

Want to manage your money and your crypto* with just one app? Meet N26, Europe's first 100% mobile bank. Say goodbye to hidden bank fees, long queues, and endless paperwork!

Over 8 million customers in 24 countries trust N26 to save, spend, and manage their finances on the go. Here’s why you’ll love N26:

GET STARTED FAST
Download the N26 app and open your online bank account in minutes — right from your phone. Get a virtual or physical Mastercard debit card, add it to Apple Pay, and start using it straight away.

NO HIDDEN BANKING FEES
Enjoy no ATM fees, no minimum account balance, and no foreign transaction fees. Go premium to get free ATM withdrawals worldwide.

REAL-TIME ALERTS
Get instant push notifications for every incoming and outgoing transaction.

YOU’RE IN CONTROL
Lock or unlock your card, reset your card PIN, set spending and withdrawal limits, and enable or disable international payments, online transactions, and contactless payments.

INSTANT SAVINGS
Earn interest on your savings with full flexibility and simple conditions. Availability and interest rate depend on N26 membership and market.

INVESTING AND BANKING IN ONE APP
Invest the simple way without having to switch apps. Buy stocks, ETFs, and cryptocurrencies like Bitcoin and Ethereum right in your N26 app*. (*N26 Crypto is powered by Bitpanda. Check our website for availability in your country. None of the statements constitute investment advice).

AFFORDABLE INTERNATIONAL TRANSFERS
Send money around the globe quickly and easily — powered by Wise and right in your N26 app.

SAVE AND BUDGET EASILY
Organize your money quickly with Income Sorter and save more with Round-ups. The Monthly Wrap-Up makes it even easier to stay on top of your expenses.

PAY EFFORTLESSLY
Send and receive instant bank transfers within the SEPA area. Enjoy free ATM withdrawals, or try CASH26 to withdraw or deposit cash at 15,500+ retail stores in Germany, Austria, Italy, Spain, and Greece.

N26 PERKS
Unlock exclusive offers from brands you love.

SAFE AND SECURE
N26 is a fully-licensed bank, and your money is protected up to €100,000 by the German Deposit Protection Scheme. Shopping online? Enjoy peace of mind with 3D Secure protection.

RELIABLE CUSTOMER SUPPORT
Our N26 Specialists are here to help, 24/7. Reach us via live chat, or give us a call on the N26 premium customer hotline.

FIND THE BEST ACCOUNT FOR YOU:
For personal use:
— N26 Standard: the free digital bank account for your everyday
— N26 Smart: the bank account with a colorful Mastercard and powerful tools to spend and save with confidence
— N26 You: the premium bank account with travel insurance a colorful Mastercard, and free withdrawals abroad
— N26 Metal: the exclusive bank account with an insurance package, metal Mastercard, priority support hotline, exclusive N26 Crypto* perks, and free withdrawals abroad
— N26 joint accounts: Simplify shared finances with IBAN and insights. Check availability in your market

For freelancers and self-employed:
— Different business bank accounts for businesses, freelancers, and self-employed customers with N26 features such as cashback, Mastercard, insurances, sub-accounts, budgeting tools, and many more

N26 Products include:
— N26 Overdraft: get approved in minutes for an overdraft up to €10,000 (available in Germany, Austria)
— N26 Credit: take out a credit loan of €1,000 to €50,000 with no paperwork (The loan maximum depends on the market; our credit loan is available in Germany and France.)
— N26 Insurance: purchase on-demand insurance in your app to protect what you love

N26 has been featured internationally by TechCrunch, WIRED, The Financial Times, Forbes, Die Zeit, Süddeutsche Zeitung, Spiegel, BILD, FAZ, and many more.

Imprint and Cookie Policy: n26.com/app
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Screenshots

User Rating

4.61 out of 5

9,056 ratings in United States

5 star
7,667
4 star
543
3 star
143
2 star
90
1 star
613

Ratings History

Reviews

Get it now.

dllnpsmth on

Highly recommended.

We care about your privacy

mjm.00 on

We care about your privacy

Awful Bank - Worst Experience, My Money Is Gone

WorstBankExperienceEver on

Awful bank. Stay away!! I had all of my money stolen via fraudulent hackers and N26 DID NOT REFUND a cent. They said my digital card was connected to my Iphone's Apple Wallet, and thus, it was not their fault the charges occurred. Hahahaha, duh, of course I use my digital card via my phone. So many better and legit banks to choose from. Don't fall for their "best for expats" trick. I’ve disputed the charges, filed a police report, hired a lawyer, and submitted a complaint to the bank with evidence. I wish this didn’t have to be but I’ve learned my lesson with this corrupt bank. We’ll see how this plays out legally in court. The bank won’t even LET YOU SPEAK ON THE PHONE WITH CUSTOMER SUPPORT. You are FORCED to speak with an AI Bot. Looking forward to their automated response to this review. 😂

Really Slow App 🐌

j.pichler on

I feel like every network request in this app takes an eternity. And no it’s not my network. Like login and card settings take forever to load. I have to function at 0.5x speed to follow this app

very good bank app!

虚实之间c on

excellent experience

Never had such a helpful and easy-to-use bank

Marksman91 on

Have had my account with them for almost 5 years now. And the support team helped me get a refund of hundreds of euros that came out from a couple of unauthorized online transactions made with my card. They were super responsive and took immediate action and had it resolved within a week.

Wasted time

Findme299 on

If they are not available here then why put the up to down load

Anas El

Fan Tinder on

L un des meilleurs services au coût 0. Excellente application et performance digne des plus grandes banques de la places . 5 ans d usage sans faute

Good app

jda300 on

Which makes it all the more baffling why I can’t choose which notifications to get. The developers clearly spent a lot of effort to make a good app and the fact that I cannot customize my notifications (or give feedback like this through the app) means that N26 has decided not to include those features for some reason. Thus the one star review. Please fix and I will gladly up it to 4 stars.

Trouble pairing my phone

cammarv63256 on

So many bugs! The app won’t let me pair my phone, and without the pairing the app is pretty useless.

Store Rankings

Ranking History

App Ranking History not available yet

Category Rankings

Chart
Category
Rank
Top Free
15
Top Free
16
Top Free
20
Top Free
25
Top Free
27

Keywords

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Revenue and Downloads

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App Info

Category
Finance
Publisher
N26 GmbH
Languages
English, French, German, Italian, Spanish
Recent version
4.3 (1 week ago )
Released on
Feb 4, 2015 (9 years ago )
Last updated
1 month ago