N26 — Love your bank
Bank anywhere, with your phone
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Top 10 Rankings
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Top 30 Rankings
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Description

** Listed in Forbes’ World’s Best Banks 2023 **

Want to manage your money and your crypto* with just one app? Meet N26, Europe's first 100% mobile bank. Say goodbye to hidden bank fees, long queues, and endless paperwork!

Over 8 million customers in 24 countries trust N26 to save, spend, and manage their finances on the go. Here’s why you’ll love N26:

GET STARTED FAST
Download the N26 app and open your online bank account in minutes — right from your phone. Get a virtual or physical Mastercard debit card, add it to Apple Pay, and start using it straight away.

NO HIDDEN BANKING FEES
Enjoy no ATM fees, no minimum account balance, and no foreign transaction fees. Go premium to get free ATM withdrawals worldwide.

REAL-TIME ALERTS
Get instant push notifications for every incoming and outgoing transaction.

YOU’RE IN CONTROL
Lock or unlock your card, reset your card PIN, set spending and withdrawal limits, and enable or disable international payments, online transactions, and contactless payments.

INSTANT SAVINGS
Earn interest on your savings with full flexibility and simple conditions. Availability and interest rate depend on N26 membership and market.

INVESTING AND BANKING IN ONE APP
Invest the simple way without having to switch apps. Buy stocks, ETFs, and cryptocurrencies like Bitcoin and Ethereum right in your N26 app*. (*N26 Crypto is powered by Bitpanda. Check our website for availability in your country. None of the statements constitute investment advice).

AFFORDABLE INTERNATIONAL TRANSFERS
Send money around the globe quickly and easily — powered by Wise and right in your N26 app.

SAVE AND BUDGET EASILY
Organize your money quickly with Income Sorter and save more with Round-ups. The Monthly Wrap-Up makes it even easier to stay on top of your expenses.

PAY EFFORTLESSLY
Send and receive instant bank transfers within the SEPA area. Enjoy free ATM withdrawals, or try CASH26 to withdraw or deposit cash at 15,500+ retail stores in Germany, Austria, Italy, Spain, and Greece.

N26 PERKS
Unlock exclusive offers from brands you love.

SAFE AND SECURE
N26 is a fully-licensed bank, and your money is protected up to €100,000 by the German Deposit Protection Scheme. Shopping online? Enjoy peace of mind with 3D Secure protection.

RELIABLE CUSTOMER SUPPORT
Our N26 Specialists are here to help, 24/7. Reach us via live chat, or give us a call on the N26 premium customer hotline.

FIND THE BEST ACCOUNT FOR YOU:
For personal use:
— N26 Standard: the free digital bank account for your everyday
— N26 Smart: the bank account with a colorful Mastercard and powerful tools to spend and save with confidence
— N26 You: the premium bank account with travel insurance a colorful Mastercard, and free withdrawals abroad
— N26 Metal: the exclusive bank account with an insurance package, metal Mastercard, priority support hotline, exclusive N26 Crypto* perks, and free withdrawals abroad
— N26 joint accounts: Simplify shared finances with IBAN and insights. Check availability in your market

For freelancers and self-employed:
— Different business bank accounts for businesses, freelancers, and self-employed customers with N26 features such as cashback, Mastercard, insurances, sub-accounts, budgeting tools, and many more

N26 Products include:
— N26 Overdraft: get approved in minutes for an overdraft up to €10,000 (available in Germany, Austria)
— N26 Credit: take out a credit loan of €1,000 to €50,000 with no paperwork (The loan maximum depends on the market; our credit loan is available in Germany and France.)
— N26 Insurance: purchase on-demand insurance in your app to protect what you love

N26 has been featured internationally by TechCrunch, WIRED, The Financial Times, Forbes, Die Zeit, Süddeutsche Zeitung, Spiegel, BILD, FAZ, and many more.

Imprint and Cookie Policy: n26.com/app
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Screenshots

User Rating

4.84 out of 5

4,766 ratings in Greece

5 star
4,302
4 star
321
3 star
64
2 star
10
1 star
69

Ratings History

Reviews

One of the best around

Tony Rayjack on

It’s a great card needs few more improvements to be on the top I give 5 * because I have used quite few years now and it is always a great service when traveling abroad, specially when you can pay instantly on any bank account in the world. The most important improvement I think is to have multiple choices of deposit money in your account, specially from ATM in all of EEU.

They will BLOCK your account and won’t HELP

Apostrofos on

On a Friday, my account was blocked out of nowhere even though I’ve been using it for years. Didn’t do something out of the ordinary. Customer service said it’s a “routine check”. Why would you perform a routine check just before the weekend? Extremely unprofessional and unreliable. They couldn’t even share when that routine check will be done. Their response was “we can’t do anything, wait for an email”

ID

neftsol on

Why don’t accept Greek ID?

Would give 0 stars if I could!

MonaBlazyte on

The worst service ever. Transfer gets suspended as some “routine check” is happening into the account. Such information is also not provided - I had to contact customer support to find out about this when the “instant” transfer TO MY OWN ACCOUNT was not arriving after two days of waiting. Trashy customer support - no further information, just wait for a couple of more days. Other bank services at least informs and asks for any supportive documents, if needed. Here - silence. Wait. Someone will inform you someday. Or maybe not. Sent 1000€ to my other bank account to buy groceries - nah, we will do a routine check instead of doing our job and delivering a transfer. Just tell the kids to wait a couple of days for their food and perhaps the money will be released. Or again - no information will be given. TRASHIEST SERVICE EVER!!! ANYONE WHO STILL THINKS WHETHER TO USE IT - DON’T. !!!

The best N26

Toyota Rav4 on

The card N26 is the best credit card

Be aware

eviQnine on

Be aware of this bank no support sepa transfer more than 5 days and closing your accounts without reason be careful

Can’t confirm my ID even after 20 times trying

mikepar85 on

They Can’t confirm my ID even after 20 times trying with perfect clear photos . We speak about a 🤡 app

They’ll lock you out of your money if you don’t jump like they ask

Ntafy on

Bank demands after some years that you update your details with them. The update does not take into account people living in places with no street address (e.g. a village). There’s no obvious path to talk to them. If you don’t comply and bend over, they’ll lock your account and you can’t take your money. A lawsuit is coming your way, people. You’re withholding my money, no matter your excuse! I’m f——ing done with your bank!

Very very bad service

χρηστης διετιας on

I recently complained about the stupid KYC system that N26 applies and their answer was come and talk to us on Twitter!!! I took out all my money from the account and if N26 insists on maintaining this impersonal service I will close the account. N26 get your grip together.

Very bad service

N26 customer on

I was sent an email to fill in a questionnaire to verify my personal details, I never found the questionnaire in the app, they told me that was because my phone was not paired and all kind of stuff that I could not understand. So I told them that I am willing to send them any documents that they want and they refused insisting that I have to pair my phone!!! This is nonsense. They should start behaving like a real bank not just an app.

Store Rankings

Ranking History

Category Rankings

Chart
Category
Rank
Top Free
15
Top Free
16
Top Free
20
Top Free
25
Top Free
27

Keywords

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Revenue and Downloads

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App Info

Category
Finance
Publisher
N26 GmbH
Languages
Italian, French, English, Spanish, German
Recent version
4.3 (1 week ago )
Released on
Feb 4, 2015 (9 years ago )
Last updated
1 month ago