Great app and works as needed
Very convenient with a cool card. The only part to improve for now is possibly to set app theme different from the device. E.g., dark theme is hard to use and I can't change it unless changing it on the phone.
N26 — Love your bank
Bank anywhere, with your phone
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Top 10 Rankings
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Description
Welcome to the bank you'll love. Bank, save, and invest in one beautifully simple app that's trusted by millions.
BANK
– Open your online N26 bank account in minutes — right from your smartphone. Get a physical or virtual Mastercard debit card, add it to Apple Pay, and start using it straight away.
– Pick from our five new virtual card designs and start paying with personality.
– Send money in seconds using MoneyBeam and instant transfers.
– Want even more perks and features? Discover our premium accounts and give your banking experience an upgrade. Choose from N26 Smart, N26 You, and N26 Metal.
– For shared finances, N26 joint accounts come with dedicated IBANs, handy insights, and user-friendly features to make managing your own and your shared expenses easier than ever.
– Self-employed? Handle all your business finances with an N26 business account and get 0.1% cashback for every payment you make with your N26 Mastercard.
– Send money near and far via international money transfers powered by Wise with N26. Just a few taps in your N26 app and your money arrives in 35+ countries with no hidden fees.
– Want to turn future plans into reality today? Split eligible past purchases with N26 Installments, or get approved for an overdraft up to €10,000 in minutes (available in Germany and Austria). With N26 Credit, you can get a loan instantly with no paperwork (the loan maximum depends on the market; our credit loan is available in Germany and France.)
– And if you have questions, contact us day and night via the chat in your N26 app — in five languages.
SAVE
- Want to make your money work for you? With N26 Instant Savings, grow your savings with full flexibility, no matter what membership you have. Get up to 4%* interest p.a. with N26 Metal — and access your funds at any time.
- Achieve your goals by organizing your money into N26 Spaces sub-accounts, and automate your savings with N26 Round-ups.
- Get spending insights to help you stay on track.
* The interest rate is based on country and membership. Available to eligible N26 customers in 16 countries across Europe, including Germany, Austria, France, Spain, Ireland, and the Netherlands.
INVEST
- Choose from hundreds of stocks, ETFs, and crypto coins.*
- Manage your investments without having to download another app. Get a complete overview of your portfolio, transaction fees, gains, and losses.
- Get 15 free trades for Stocks and ETFs every month with N26 Metal — and 5 with N26 You.
*Check our website for availability in your country. None of the statements constitute investment advice. N26 Crypto is powered by Bitpanda.
BE SIMPLY SECURE AND FULLY IN CONTROL
— As a fully-licensed German bank built on the latest technology, we’re always working to make sure your money is in safe hands.
— Get control over the security of your account with customizable settings in your N26 app. Lock and unlock your card, change your PIN, set spending limits, and hide your sensitive data from prying eyes — instantly and effortlessly.
— Banking after hours? Turn down the lights and use your N26 app in dark mode. It's yet another layer of personalization to the way you choose to bank.
Imprint and Cookie Policy: n26.com/app
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BANK
– Open your online N26 bank account in minutes — right from your smartphone. Get a physical or virtual Mastercard debit card, add it to Apple Pay, and start using it straight away.
– Pick from our five new virtual card designs and start paying with personality.
– Send money in seconds using MoneyBeam and instant transfers.
– Want even more perks and features? Discover our premium accounts and give your banking experience an upgrade. Choose from N26 Smart, N26 You, and N26 Metal.
– For shared finances, N26 joint accounts come with dedicated IBANs, handy insights, and user-friendly features to make managing your own and your shared expenses easier than ever.
– Self-employed? Handle all your business finances with an N26 business account and get 0.1% cashback for every payment you make with your N26 Mastercard.
– Send money near and far via international money transfers powered by Wise with N26. Just a few taps in your N26 app and your money arrives in 35+ countries with no hidden fees.
– Want to turn future plans into reality today? Split eligible past purchases with N26 Installments, or get approved for an overdraft up to €10,000 in minutes (available in Germany and Austria). With N26 Credit, you can get a loan instantly with no paperwork (the loan maximum depends on the market; our credit loan is available in Germany and France.)
– And if you have questions, contact us day and night via the chat in your N26 app — in five languages.
SAVE
- Want to make your money work for you? With N26 Instant Savings, grow your savings with full flexibility, no matter what membership you have. Get up to 4%* interest p.a. with N26 Metal — and access your funds at any time.
- Achieve your goals by organizing your money into N26 Spaces sub-accounts, and automate your savings with N26 Round-ups.
- Get spending insights to help you stay on track.
* The interest rate is based on country and membership. Available to eligible N26 customers in 16 countries across Europe, including Germany, Austria, France, Spain, Ireland, and the Netherlands.
INVEST
- Choose from hundreds of stocks, ETFs, and crypto coins.*
- Manage your investments without having to download another app. Get a complete overview of your portfolio, transaction fees, gains, and losses.
- Get 15 free trades for Stocks and ETFs every month with N26 Metal — and 5 with N26 You.
*Check our website for availability in your country. None of the statements constitute investment advice. N26 Crypto is powered by Bitpanda.
BE SIMPLY SECURE AND FULLY IN CONTROL
— As a fully-licensed German bank built on the latest technology, we’re always working to make sure your money is in safe hands.
— Get control over the security of your account with customizable settings in your N26 app. Lock and unlock your card, change your PIN, set spending limits, and hide your sensitive data from prying eyes — instantly and effortlessly.
— Banking after hours? Turn down the lights and use your N26 app in dark mode. It's yet another layer of personalization to the way you choose to bank.
Imprint and Cookie Policy: n26.com/app
Screenshots
User Rating
4.71 out of 5
1,502 ratings in Finland
5 star
1,223
4 star
199
3 star
41
2 star
5
1 star
34
Ratings History
Reviews
The app is great, but downgrading experience is horrible
The app itself should get 5 stars. The banking itself 5 stars as well. Hands down! But try downgrading your paid membership to the Standard plan and you’ll experience one of the most frustrating downgrading experience ever. The amount of work they put you through is nuts! First of all, you can’t downgrade straight from the app. When you try to do that, an FAQ browser page opens up. There you need to locate a link to contact a support via chat, which takes you back to the app (face-palm). Then an old-fashioned logic-jump chatbot greets you and when you say that you want to cancel your membership, it gives you account options that doesn’t have your specific account type (in my case Smart plan). So then you need to ask for a human. Eventually, you get a human, but you have to explain everything to them again. In my case, i didn’t have a paired device, because you really don’t need it as in any other situation you can always verify with your pincode and/or linked mobile number. But of course, not in this case. When you want to cancel, that is the time the paired device is your only method of verification. So I go and pair my device. To do that, I was asked to close the current chat and i was assured that after pairing, i can open a new chat and continue where I left off. Obviously, when i closed the chat and opened it again, EVERYTHING STARTED ALL OVER AGAIN!!! So, I start another fight with the chatbot and when I finally got to a real human, the agent was naturally a different one and I had to explain EVERTHING AGAIN! You could think that at this point they finally downgrade my plan, but no. Of course not! They sent me an in-app message where I had to read their legal docs through and confirm by replying to that message. Then i got back to the chat and just before the downgrade, they still tried to get me back to Premium plan. I’m like what?! I would love to know their retention rates when you first put people go through so much. And guys, I’m not even deleting my account, I’m just downgrading! I don’t even wanna know what one have to go through to get an N26 account deleted. Jeez! Gotta say, that I was planning to downgrade my plan just for a couple of months, but after such a bad downgrading experience I can promise you that I will never, and I mean never, gonna upgrade my plan again. I’ve been using N26 for years, but it ends now. So, if the app and the banking wouldn’t be so great, I would rate you with 1 star. I know that this rant isn’t gonna make any d
Unprofessional bank
This bank doesn’t support Finnish ID. I used to open my ID card to open banks here in Finland. But this bank doesn’t accept it. On video chat for ID verification they said you have to call us by phone number and ask what should I do because they doesn’t accept Finnish ID card. When I asked what number do I call. They just cancelled video call… and they don’t have any phone number on google. Very unprofessional bank. I don’t recommend to move any money to it. YOU HAVE BEEN WARNED.
N26
One of the best of the best card I even seen in my life … for worldwide best Mastercard … Life is super easy and beautiful 😍 with this bank card 💳 I love it and my wifey love it too She told Me about it ❤️😍🥹
Error
Hi! I am trying to register, but at the last step the error appears “something went wrong..” I have already tried about ten times and every time an error crashes.
Blind customers in Finland can't open an account
According the banks current verification procedures. I have left feedback but nothing has happened..
Worst
It says the best bank in Europe but doesn’t work in Finland hahaha 🤣🤣🤣
Log in issues
Face ID login fails a lot. If you disable and re-enable it, the login might work once before it starts failing again. Password - Face ID combo still works, but that makes the app far less convenient.
hm idk
doesn’t let me sign up….
Love it
I love this app! It’s easy to use and customer support great.
Store Rankings
Ranking History
Category Rankings
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Chart
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Category
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Rank
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|---|---|---|
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Top Free
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15
|
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Top Free
|
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16
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Top Free
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20
|
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Top Free
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25
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Top Free
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27
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Keywords
bank card checker,
mobilbank,
monese,
world bank edstats datafinder,
bbva,
and bank,
worldcard mobile,
fast budget,
card2phone,
online business banking
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Revenue and Downloads
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App Info
- Category
- Finance
- Publisher
- N26 GmbH
- Languages
- English, French, German, Italian, Spanish
- Recent version
- 4.3 (1 week ago )
- Released on
- Feb 4, 2015 (9 years ago )
- Also available in
- Germany, France, Italy, Spain, United Kingdom, Austria, Netherlands, United States, Ireland, Brazil, Belgium, Portugal, Greece, Switzerland, Poland, Argentina, Russia, Finland, Sweden, Canada, Australia, Turkey, Denmark, Mexico, South Korea, Colombia, India, Japan, Ukraine, Norway, Chile, Hungary, South Africa, Romania, Taiwan, Czechia, Hong Kong, United Arab Emirates, Thailand, New Zealand, Egypt, Israel, Singapore, Peru, Algeria, Malaysia, Kazakhstan, Philippines, Nigeria, Vietnam, Saudi Arabia, Ecuador, Dominican Republic, Lebanon, Indonesia, Belarus, Kuwait, Pakistan, Azerbaijan
- Last updated
- 14 hours ago