N26 — Love your bank - Reviews, Revenue and Downloads - Apple App Store

Description

** Listed in Forbes’ World’s Best Banks 2023 **

Want to manage your money and your crypto* with just one app? Meet N26, Europe's first 100% mobile bank. Say goodbye to hidden bank fees, long queues, and endless paperwork!

Over 8 million customers in 24 countries trust N26 to save, spend, and manage their finances on the go. Here’s why you’ll love N26:

GET STARTED FAST
Download the N26 app and open your online bank account in minutes — right from your phone. Get a virtual or physical Mastercard debit card, add it to Apple Pay, and start using it straight away.

NO HIDDEN BANKING FEES
Enjoy no ATM fees, no minimum account balance, and no foreign transaction fees. Go premium to get free ATM withdrawals worldwide.

REAL-TIME ALERTS
Get instant push notifications for every incoming and outgoing transaction.

YOU’RE IN CONTROL
Lock or unlock your card, reset your card PIN, set spending and withdrawal limits, and enable or disable international payments, online transactions, and contactless payments.

INSTANT SAVINGS
Earn interest on your savings with full flexibility and simple conditions. Availability and interest rate depend on N26 membership and market.

INVESTING AND BANKING IN ONE APP
Invest the simple way without having to switch apps. Buy stocks, ETFs, and cryptocurrencies like Bitcoin and Ethereum right in your N26 app*. (*N26 Crypto is powered by Bitpanda. Check our website for availability in your country. None of the statements constitute investment advice).

AFFORDABLE INTERNATIONAL TRANSFERS
Send money around the globe quickly and easily — powered by Wise and right in your N26 app.

SAVE AND BUDGET EASILY
Organize your money quickly with Income Sorter and save more with Round-ups. The Monthly Wrap-Up makes it even easier to stay on top of your expenses.

PAY EFFORTLESSLY
Send and receive instant bank transfers within the SEPA area. Enjoy free ATM withdrawals, or try CASH26 to withdraw or deposit cash at 15,500+ retail stores in Germany, Austria, Italy, Spain, and Greece.

N26 PERKS
Unlock exclusive offers from brands you love.

SAFE AND SECURE
N26 is a fully-licensed bank, and your money is protected up to €100,000 by the German Deposit Protection Scheme. Shopping online? Enjoy peace of mind with 3D Secure protection.

RELIABLE CUSTOMER SUPPORT
Our N26 Specialists are here to help, 24/7. Reach us via live chat, or give us a call on the N26 premium customer hotline.

FIND THE BEST ACCOUNT FOR YOU:
For personal use:
— N26 Standard: the free digital bank account for your everyday
— N26 Smart: the bank account with a colorful Mastercard and powerful tools to spend and save with confidence
— N26 You: the premium bank account with travel insurance a colorful Mastercard, and free withdrawals abroad
— N26 Metal: the exclusive bank account with an insurance package, metal Mastercard, priority support hotline, exclusive N26 Crypto* perks, and free withdrawals abroad
— N26 joint accounts: Simplify shared finances with IBAN and insights. Check availability in your market

For freelancers and self-employed:
— Different business bank accounts for businesses, freelancers, and self-employed customers with N26 features such as cashback, Mastercard, insurances, sub-accounts, budgeting tools, and many more

N26 Products include:
— N26 Overdraft: get approved in minutes for an overdraft up to €10,000 (available in Germany, Austria)
— N26 Credit: take out a credit loan of €1,000 to €50,000 with no paperwork (The loan maximum depends on the market; our credit loan is available in Germany and France.)
— N26 Insurance: purchase on-demand insurance in your app to protect what you love

N26 has been featured internationally by TechCrunch, WIRED, The Financial Times, Forbes, Die Zeit, Süddeutsche Zeitung, Spiegel, BILD, FAZ, and many more.

Imprint and Cookie Policy: n26.com/app

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User Rating

4.82 out of 5

1,193 ratings in Australia

5 star

1,082

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Ratings History

Reviews

Waiting for many hours for chat

Why is it impossible to get help with staff in chat?

N26 decides to close my account!

Not a friendly bank at all … just good enough if you are managing pocket money and stick with a very mainstream bank use. If you are willing to move money more than 2K, forget it: they will ask you tons of question why you are moving that much etc… If you are willing to invest in risk assets such as shares or cryptos : forget it! N26 will question you like you are a dummy which I found very disrespectful. Dealing with N26 support was also a very disappointing experience. A traditional bank is actually providing better service with less fuss! Do you own research before engaging with that bank. I spent a lot of time comparing banking solutions to suit my needs and N26 is at the bottom of my list. In 2024, we deserve better banking solutions and less middlemen that are just holding our assets to their own benefits. It’s not a surprise since 2008, the crypto industry is getting more interest from the public as it offers access to innovative finance solutions where the banking system is failing poorly.

Meaningless error messages and illogical lockouts

When I try to send a payment I get “transaction failed due to a technical issue” Which no support person knew the meaning of either. If I type the password wrong by accident I am then locked out for 30 mins - even if I type the correct password!! Where’s the logic in that? Also why is there no pin login like every other banking app?

Scam without support

This is not a bank. You can easily open an account and deposit your own money, let’s say 10 EURO than with no reason the bank will close your account without option to contact their support. The app is buggy and won’t let you contact anyone. Lack of support and unclear sign up and verification process. I do not recommend the risk of depositing any funds. Pick Wise or Revolut instead.

Glitchy and not user friendly

This has got the be one of the most annoying apps when trying to use your bank account. The verification process when trying to open an account can’t be done on the webpage it seems and the app keeps glitching out and not uploading my documents. Then when I try to go to customer support down, a notification come up telling me to go to the app when I’m already in the app.

Very easy and simple

The way banking should be done! Super simple and easy to open an account - and easy to transfer and recover money. Definitely recommend

Best bank, best customer support and service

I truly love how EVERYTHING with N26 is fast and easy and I feel I trust my bank 100%! The customer service is incredibly quick and high standart! THANK YOU N26

Exceptional

Have been using this for almost 2 years. Amazing system with sleek designs. Easy real time transactions and have never had a problem with questions being answered promptly. Other bank apps I compared were run in Eastern European countries which made me suspicious about stability. N26 is German owned and run.

No me deja subir mi documento

Estoy haciendo los pasos para abrir la cuenta y no me deja subir mi documento de identidad. Sólo puede presionar Continuar y me dicen que el documento que he presentado no es válido, pero no es subido ninguno!!

Worst bank experience ever

Most over complicated and expensive piece of work screw this bank I genuinely hate it with a passion

Store Rankings

Ranking History

Category Rankings

Chart	Category	Rank
Top Free	Ireland Finance	15
Top Free	Austria Finance	16
Top Free	Spain Finance	20
Top Free	Germany Finance	25
Top Free	France Finance	27

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