N26 — Love your bank
Bank anywhere, with your phone
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Description

** Listed in Forbes’ World’s Best Banks 2023 **

Want to manage your money and your crypto* with just one app? Meet N26, Europe's first 100% mobile bank. Say goodbye to hidden bank fees, long queues, and endless paperwork!

Over 8 million customers in 24 countries trust N26 to save, spend, and manage their finances on the go. Here’s why you’ll love N26:

GET STARTED FAST
Download the N26 app and open your online bank account in minutes — right from your phone. Get a virtual or physical Mastercard debit card, add it to Apple Pay, and start using it straight away.

NO HIDDEN BANKING FEES
Enjoy no ATM fees, no minimum account balance, and no foreign transaction fees. Go premium to get free ATM withdrawals worldwide.

REAL-TIME ALERTS
Get instant push notifications for every incoming and outgoing transaction.

YOU’RE IN CONTROL
Lock or unlock your card, reset your card PIN, set spending and withdrawal limits, and enable or disable international payments, online transactions, and contactless payments.

INSTANT SAVINGS
Earn interest on your savings with full flexibility and simple conditions. Availability and interest rate depend on N26 membership and market.

INVESTING AND BANKING IN ONE APP
Invest the simple way without having to switch apps. Buy stocks, ETFs, and cryptocurrencies like Bitcoin and Ethereum right in your N26 app*. (*N26 Crypto is powered by Bitpanda. Check our website for availability in your country. None of the statements constitute investment advice).

AFFORDABLE INTERNATIONAL TRANSFERS
Send money around the globe quickly and easily — powered by Wise and right in your N26 app.

SAVE AND BUDGET EASILY
Organize your money quickly with Income Sorter and save more with Round-ups. The Monthly Wrap-Up makes it even easier to stay on top of your expenses.

PAY EFFORTLESSLY
Send and receive instant bank transfers within the SEPA area. Enjoy free ATM withdrawals, or try CASH26 to withdraw or deposit cash at 15,500+ retail stores in Germany, Austria, Italy, Spain, and Greece.

N26 PERKS
Unlock exclusive offers from brands you love.

SAFE AND SECURE
N26 is a fully-licensed bank, and your money is protected up to €100,000 by the German Deposit Protection Scheme. Shopping online? Enjoy peace of mind with 3D Secure protection.

RELIABLE CUSTOMER SUPPORT
Our N26 Specialists are here to help, 24/7. Reach us via live chat, or give us a call on the N26 premium customer hotline.

FIND THE BEST ACCOUNT FOR YOU:
For personal use:
— N26 Standard: the free digital bank account for your everyday
— N26 Smart: the bank account with a colorful Mastercard and powerful tools to spend and save with confidence
— N26 You: the premium bank account with travel insurance a colorful Mastercard, and free withdrawals abroad
— N26 Metal: the exclusive bank account with an insurance package, metal Mastercard, priority support hotline, exclusive N26 Crypto* perks, and free withdrawals abroad
— N26 joint accounts: Simplify shared finances with IBAN and insights. Check availability in your market

For freelancers and self-employed:
— Different business bank accounts for businesses, freelancers, and self-employed customers with N26 features such as cashback, Mastercard, insurances, sub-accounts, budgeting tools, and many more

N26 Products include:
— N26 Overdraft: get approved in minutes for an overdraft up to €10,000 (available in Germany, Austria)
— N26 Credit: take out a credit loan of €1,000 to €50,000 with no paperwork (The loan maximum depends on the market; our credit loan is available in Germany and France.)
— N26 Insurance: purchase on-demand insurance in your app to protect what you love

N26 has been featured internationally by TechCrunch, WIRED, The Financial Times, Forbes, Die Zeit, Süddeutsche Zeitung, Spiegel, BILD, FAZ, and many more.

Imprint and Cookie Policy: n26.com/app
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Screenshots

User Rating

4.83 out of 5

733 ratings in India

5 star
650
4 star
61
3 star
9
2 star
3
1 star
10

Ratings History

Reviews

Lacks iPad app

Dev247 on

Else would’ve given 5*

Good “banking” app is worthless without good service

a.Business on

I’ve used it for a few years and had been more or less satisfied with the banking features. However, every company, including and especially digital banks, are worthless with a bunch of worthless support staff. This is what has led to this review, and the resulting fact that I’m now out in the market looking for another provider.

Not able to proceed with verification

p_kushal on

I have been trying to get myself verified. But even after successful verification it still gets stuck at same step. I tried writing to them, but it did not lead anywhere. The verification can be done only in app and it never works. Even my friends tried to register and faced same issue, so felt that it’s not an isolated incident. Seeing from how long this has been present, I do not understand why they haven’t fixed it

terrible app

pra5hanth on

does not accept address updates insists that the house number is invalid! locks you out with some confirmation PIN. in the process of closing this up if i can transfer my money. if i want a bad experience i’ll go to my traditional bank and get it there for free.

Locked my card with my confirmation

sai kiran_vegi on

Hai guys don’t believe to much because now my balance 639€ but I can’t use it there block my card and can’t transfer also. Am trying to connect to customer service but no response.

Most amazing neobank I have ever used !!

Urvashi Rai95 on

Its been a month since I have been using N26 and I am super impressed with the amazing features it offers. Its UI is super simple and clean, didn’t took me much time to understand the features of complete app. Thanks to the spaces I can easily divide my money for various expenses and of course saving. I am not a saving person but now surprisingly I have a space for saving which I am trying to utilize my best. I am in love with this app ❤️

Excellent!

Fatty_Indian on

The app works really well and without glitches! Transactions are easy and the service provided is superb.

Transferwise login issue

singh_dway on

Login via google for transferwise in the in app browser donot work

Good ease of access but one poor experience to spoil it all

VeerS2020 on

Love the idea of online banking as it makes life so simple. N26 has some amazing features that makes banking easing. Life was good with them till I encountered a problem. Felt cheated as no one could provide a remedy to the problem and customer support comes back with standard replies. Hence the one star.

Worst user experience!

Harshal Z on

They have ensured that you struggle at every step. Struggling with N26 right from the beginning. Not even able to get a support chat before providing many details every time. N26 need to learn a lot from their competitors. I had an extremely smooth experience with almost every other challenger banks, but N26 is way too behind them, especially in understanding the customer experience.

Store Rankings

Ranking History

App Ranking History not available yet

Category Rankings

Chart
Category
Rank
Top Free
15
Top Free
16
Top Free
20
Top Free
25
Top Free
27

Keywords

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Revenue and Downloads

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App Info

Category
Finance
Publisher
N26 GmbH
Languages
English, French, German, Italian, Spanish
Recent version
4.3 (1 week ago )
Released on
Feb 4, 2015 (9 years ago )
Last updated
3 weeks ago