N26 — Love your bank

Published by: N26

Description

Welcome to the bank you'll love. Bank, save, and invest in one beautifully simple app that's trusted by millions.
BANK
– Open your online N26 bank account in minutes — right from your smartphone. Get a physical or virtual Mastercard debit card, add it to Apple Pay, and start using it straight away.
– Send money in seconds using MoneyBeam and instant transfers.
– Want even more perks and features? Discover our premium accounts and give your banking experience an upgrade. Choose from N26 Smart, N26 Go, and N26 Metal.
– Open your joint account in minutes and manage shared finances alongside your personal account.
– Self-employed? Handle all your business finances with an N26 business account and get up to 0.5% cashback for every payment you make with your N26 Mastercard.
– Send money near and far via international money transfers powered by Wise with N26. Just a few taps in your N26 app and your money arrives in 35+ countries with no hidden fees.
– Split eligible past purchases with N26 Installments, or get approved for an overdraft of up to €10,000 in minutes (available in Germany and Austria). With N26 Credit, you can get a loan instantly with no paperwork (available in Germany, Austria, and France).
– And if you have questions, contact us day and night via the chat in your N26 app — in five languages.
SAVE
- With N26 Instant Savings, grow your money with full flexibility, no matter what membership you have. Earn interest on all your savings with no deposit limits** and access your funds anytime. Earn our highest interest rate, linked to the ECB with N26 Metal.***
- Achieve your goals by organizing your money into N26 Spaces sub-accounts, and automate your savings with N26 Round-ups and Income Sorter.
- Get spending insights to help you stay on track.
* The interest rate is based on country and membership. Available to eligible N26 customers in 16 countries across Europe, including Germany, Austria, France, Spain, Ireland, and the Netherlands.
**The money in your N26 bank accounts — including N26 Instant Savings — is protected up to €100,000 by the German Deposit Guarantee Scheme.
***Offer for new N26 customers who open an N26 Metal account from 19/2/25. Interest rate corresponds to the current European Central Bank deposit facility rate and is subject to change.
INVEST
- Trade thousands of stocks and ETFs for free — right in your banking app. Or select one of our ready-made funds and let the experts do the work.*
- You can start with €1, and buy and sell anytime.
- Manage your investments without having to download another app. Get a complete overview of your portfolio, transaction fees, gains, and losses.
- Not much time on your hands? Automate your investments with our free, fully-flexible investment plans.
*None of these statements constitute investment advice. Check our website for availability in your country.
TRAVEL THE WORLD WITH N26
Pack your bags — we've got the rest. Get the best exchange rates, free ATM withdrawals abroad, travel insurance, lounge access, travel eSIM connectivity, and 24/7chat support, all in one.
BE SIMPLY SECURE AND FULLY IN CONTROL
- As a fully-licensed German bank built on the latest technology, we’re always working to make sure your money is in safe hands.
- Get control over the security of your account with customizable settings in your N26 app. Lock and unlock your card, change your PIN, set spending limits, and hide your sensitive data from prying eyes — instantly and effortlessly.
- Turn down the lights and use your N26 app in dark mode if you want to.
Imprint and Cookie Policy: n26.com/app
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N26 FAQ

  • Is N26 free?

    Yes, N26 is completely free and it doesn't have any in-app purchases or subscriptions.

  • Is N26 legit?

    ⚠️ Warning: Multiple users of N26 have mentioned scam or fraud. Investigate thoroughly before using this app.

    Thanks for the vote

  • How much does N26 cost?

    N26 is free.

  • What is N26 revenue?

    To get estimated revenue of N26 app and other AppStore insights you can sign up to AppTail Mobile Analytics Platform.

User Rating

4.74 out of 5

18,068 ratings in United Kingdom

5 star
15,763
4 star
1,196
3 star
376
2 star
129
1 star
604
Ratings History

N26 Reviews

Less bank more investment now

ChB42 on

United Kingdom

Increasing focus on pyramid scheme scams (crypto currency) and investments makes the app less pleasant to use, which is unfortunate as I’m overall happy with the banking bits.

Rubbish

bbcdoctorwho on

United Kingdom

Rubbish how can these have reviews on uk App Store when uk residents cannot even open a account as they are still not offering uk region account these are a scam avoid at all cost apple should remove this app

WORS Bank ever - check on google “N26 blocked account”

fmfer on

United Kingdom

Worst entity I ever worked with. They blocked my account for no reason and nobody warned me nor even helped me. Customer service is useless. For anyone reading this check on google “N26 blocked account” and you’ll see thousands of cases all over the world of people having same issue I had. Do not do this and look for a real bank.

Worst support I’ve ever experienced

Virtual Miss Friday on

United Kingdom

One of the worst banking support experiences I’ve ever had, I really did think it was ok generally and have been a loyal customer, until you actually need support, then you are lied too, and one guy made a complete mistake and reset my whole account, has left me basically stranded in a foreign country with no ability to access the app or use my card which I sent them instructions I got from the N26 website to resolve but they don’t actually read them, this is my only source of money and when I ask for a phone number for someone to actually speak to for help they drop off the chat and I’m forced to wait 2.5 or more before the next person comes who can’t help. I’ve been promised call backs which have never happened, left needing to seek legal counsel just to try and resolve this.

Very good

Danubia Lopes Calixto on

United Kingdom

They’re very nice and efficient people. Specially Sofia. Thank you for all

Error to log in

KutXinha123 on

United Kingdom

This app been working great for ages but now it suddenly doesn’t let me log in. I can’t even log in on the website cause the website doesn’t load. I need this fixed cause I need to access my money. Fix this log in error please. I’ve tried all the old tricks none work.

Spanish Bank

HowardGS on

United Kingdom

This account has a Spanish IBAN but the Spanish Government do not legitimise it as acceptable to pay their invoices online. An online document search could be done by Credit Card or Direct Debit using the N26 IBAN

THIS BANK IS NOT SAFE

ziggyandmum on

United Kingdom

My current account was drained of €13k via 54 different transactions in foreign countries and not one was flagged or stopped by N26. I contacted N26 about the unauthorised and unrecognised transactions. They took over 5 days to respond, saying that they had ‘closed my case’ as it was a google Wallet issue. I don’t have google wallet. I asked for proof. They said they couldn’t provide those documents. No emergency money was offered, despite me now having no money and 3 kids. You cannot get through to anyone on web chat. I found a phone number on my card and had to magnify it to read the numbers. No one answers. I messaged X, insta, Complaints, no one responds or helps. The only message I received was N26 telling me they have charged me for the overdraft because I’m in arrears!! My money was stolen, my lawyer says N26 is legally obliged to pay it back, it is just appalling that a simple fraud case like this has to go to the ombudsmen. I regret ever ever trusting this bank to keep my money safe.

Avoid at all cost!

ami-6 on

United Kingdom

I opened this account when I was in Germany, I have now moved to the UK. For 5 years I keep getting emails that my account is locked because I need to update my address, which I have tried SEVERAL TIMES!!! I now want to close my account BUT… 1. My card is locked 2. I tried adding my UK address to unlock the card 3. N26 app gives me errors that the address is invalid, even when it shouldn’t be 4. To close my account I need to use or send any remaining balance in the card 5. Guess what? I can’t use or send any money because MY CARD IS LOCKED!!!

Unhappy Customer

BoneyMsue on

United Kingdom

I have been waiting for N26 to send my my bank card for over 5 weeks now. They constantly give excuses and never resolve the problem. The bank’s interface is cumbersome and the messaging system is a joke. Nothing works in the mobile app and I can’t wait to cancel my account.

Store Rankings

Ranking History
Category Rankings
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Category
Rank
Top Free
19
Top Free
21
Top Free
23
Top Free
32
Top Free
37

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