Where does all your money go? Exactly where you tell it to!
“We started You Need A Budget January 1st with $37 saved and ended the year with $42,000. Plus we paid $14,000 cash for a new roof.”
-Kyle, user since 2020
If you’re like the average You Need A Budget user (just AVERAGE), you’ll save $600 in the first two months. And $6,000 in the first year. But you might experience something much more powerful than a growing bank account balance or paid off credit cards: 92% of users report feeling less stressed since starting You Need A Budget.
“You Need a Budget has removed the stress of money from my life and in doing so has helped make me a better husband. It's like I got to remove a personal flaw I had never been able to fix."
-Kyle, again. We didn’t even pay him to say this, but maybe we should.
Every dollar represents you—it’s the product of your energy. You work too hard for all that to go to waste. We’ll show you how to give every dollar a job, so your paychecks are working toward your priorities and values, your wants and needs, your work and your play. Your money is your life. Spend it well with You Need A Budget.
Start your one-month free trial today!
Features:
BUILT FOR PARTNERS & FAMILIES
-Up to six people can share budgets on one subscription
-Simplifies sharing finances with a partner
-Cheaper than couples counseling
PAY OFF YOUR DEBT
-Loan planner tool
-Calculate time and interest saved
-A debt-paying community to cheer you on
IMPORT TRANSACTIONS AUTOMATICALLY
-Securely link financial accounts to bring in transactions
-Option to add transactions manually
-Experience the oddly satisfying routine of categorizing transactions
VIEW YOUR FINANCIAL PICTURE ALL IN ONE PLACE
-Net worth report
-Spending breakdown
-Income vs expense report
SET & REACH GOALS FASTER
-Track expenses
-Set spending targets
-Visualize progress as you go
REAL HELP FROM REAL HUMANS
-Award-winning support team
-Free live workshops
-Real people (who aren’t perfect either)
“My wife and I can attest to the fact that the average budgeter saves around $600 in 2 months. We did! We love everything about You Need A Budget except that WE DIDN’T START SOONER!!!!!!!!!”
-Gideon, user since 2019
"I never, ever thought I'd see this, and yet here it is: CREDIT CARD BEAST DEFEATED!”
-@taber
“I’m sleeping better now. Our arguments about money have magically evaporated.”
-Jonathan, user (former Mint user)
"My fiance and I will be paying for our wedding without any loans because of You Need A Budget."
-@Thai_Jonny
“A year of You Need a Budget costs less than a massage and is a heck of a lot better for reducing stress.”
-Kat, user since 2016
Your money is your life. Spend it well with You Need a Budget.
Free for 30 Days, then Monthly/Annual Subscriptions Available
Subscription Details
-You Need a Budget is a one-year auto-renewable subscription, billed monthly or annually.
-Payment will be charged to iTunes Account at confirmation of purchase.
-Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period.
-Account will be charged for renewal within 24-hours prior to the end of the current period.
-Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase.
-Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a
subscription to that publication, where applicable.
You Need A Budget UK Limited is acting as an agent of TrueLayer, who is providing the regulated Account Information Service, and is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference Number: 901096)
Terms of Use:
https://aus.youneedabudget.com/terms
Privacy Policy:
https://aus.youneedabudget.com/privacy-policy
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In-Apps
You Need A Budget Subscription
$179.00
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You Need A Budget FAQ
Is You Need A Budget free?
Yes, You Need A Budget is free to download, however it contains in-app purchases or subscription offerings.
Is You Need A Budget legit?
🤔 The You Need A Budget app's quality is mixed. Some users are satisfied, while others report issues. Consider reading individual reviews for more context.
Thanks for the vote
How much does You Need A Budget cost?
You Need A Budget has several in-app purchases/subscriptions, the average in-app price is $179.00.
I’m based in Australia and I have a highly variable income from one month to the next.
YNAB does not sync with Australian bank account feeds, but that doesn’t matter really. Doing manual entry of transactions everyday uncovers any thoughtless or emotional expenses and helps us appreciate our income.
The magic is in giving every dollar a job, and making those choices over and over again.
I’d encourage anyone who is stressed about inflation, mortgage rates, unpredictable employment or messy bills to slow down and try YNAB.
Invest the time in learning YNAB’s approach through podcasts, videos and blogs.
Yes, I still sometimes have anxiety about my financial future, as a solo mum with three kids and some tricky financial obligations.
But I completely agree with Jesse Mecham when he says the anxiety of awareness is a much healthier feeling than the anxiety of hiding from the truth.
I love this app, but learning about how you spend = your values is the magic.
Too many layout changes
Love the overall concept of YNAB and have been using for a few years. The constant changes to the app UI without any explanation is getting annoying. In particular UI changes to the clear, multi select, spacing between rows.
Love it but expensive when you can’t link
Love the product but expensive when you you can’t link bank accounts really should offer discount when they don’t provide the full functionality inna country so feel a bit ripped off on that score
Love it but expensive when you can’t link
Love the product but expensive when you you can’t link bank accounts really should offer discount when they don’t provide the full functionality inna country so feel a bit ripped off on that score
Good for specific people
I downloaded this app and tried to set it up, but it doesn’t allow for fortnightly bills/payments, only monthly or weekly. Being in Australia I also couldn’t sync with my bank account here. Probably a good app if you live in America and get paid monthly or weekly.
Thanks for listening
I left a poor review previously for a bad UI change and this was reverted. Thanks for listening to your customers.
This app is back to the max stars it can get.
No support for Amex in Australia
No support for Amex in Australia
Unnecessary UI Changes
The most recent release made UI changes hiding cleared / uncleared transactions from the main view and changing how we can select transactions. These changes adds extra steps to my workflow it’s frustrating enough for me to start considering other options for budgeting.
Focus on fixing or introducing NEW capabilities don’t change what isn’t broken!
Not for Australians
This app does not accommodate Australian bank accounts despite claiming it does, you will only be aware of this once you’ve spent a couple of hours setting up a budget. Do not recommend
Fortnightly budgeting needed
Have started setting up as I’ve read so many great reviews on using YNAB, especially for those of us with ADHD…. But I’m finding it so hard to set up bills that are paid fortnightly. There’s only a custom option for months not weeks
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