YNAB

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Ti started using this app in 2014 and happy.. but now its time to change the UI and give more attractive look.. thanks

Into my second year of using YNAB and I must say I'm very impressed with this app and the whole concept the app is built around.. I have more control over my money than I had last year. It’s only getting better. Thank you.

Ive been using YNAB for about a year now and it has been an awesome tool for reducing finanical uncertainty. I love the web app and the constant updates to the iPhone app, but the iPad app’s use on iPad appears to really be an afterthought. While the functionality is on-par with the phone app, it is significantly harder to use due to the sizing and scaling on the iPad’s larger screen. Would be a 5/5 if the iPad experience was on par with the web or phone apps!

We’ve been using YNAB for almost four years. It’s been a beneficial platform for helping us give concrete structure to our financial goals and then provide an easy yard stick for measuring how we’re doing. The mobile app makes it easy to fit in the categorization and approval process whenever there’s available time (rather than feeling like budgeting has to be a dreaded weekend morning activity). Some of the improvements to the reflect features in the app also make it easy for us to get answers to questions we have and talk through decisions while we’re in the car together. The auto-import transactions feature is absolutely worth it. Even as people who don’t have that many subscriptions, the app made it easy for us to identify unwanted recurring charges and take action to cancel. I do have one pet peeve with the app that it would be great to see fixed: In the transaction pop-up form, the top field above category is always labeled “Payee” but for inflows, it really would be more helpful if the label changed to “Payor.” Based on the web interface’s reflect page, it seems like that’s the intent because it labels the summed values “Income Sources” and has different lines for each. Other features we’d love to see implemented are: 1) Reimbursement Tracking—when we have an expenditure that is going to be partially or totally reimbursed, it would be great to have a fluid way for tracking that within YNAB. These could be for expenditures that an employer is going to reimburse in full (e.g. airfare, event registration, hotels, meals, etc.) or for situations where one foots the bill for a shared expense: purchasing a gift for parents that other siblings are going to contribute to, or shared accommodations for friends trip. Perhaps this looks like a “to be reimbursed” flag that can checked on in the transaction pop-up. All such flagged items could then be queued in a list for tracking what still needs to be settled up. 2) AI search and sum—for informing future budgeting and even planning, a small chat bot that could take queries like “how much did we spend on food, lodging, rentals, and transportation for that friends trip in the summer of 2023?” which could then semi-reliably aggregate those costs (even if they were associated with different categories/targets and across multiple months). Thanks to the YNAB team for all the work on a great app!

Love YNAB, but can you please fix the app so that when I’m assigning money, it adjusts the view to the category I’m typing in? When I’m assigning money on the last couple categories on my budget, the keyboard hides what I’m typing. It’s annoying. It should auto-adjust.

Every time they release an update they add more and more useless animations to menial tasks. The end result is a task that should only take a couple seconds taking close to a minute with the constant wait for an unnecessary visual confirmations. When I adjust amounts just change the number and move. Don’t make me wait for a slider to move followed by a sparkle then take me back to the other adjustments and make me wait another second before I can move on. Give an option to shut it all off and if that already exists make it obvious where that setting is. I just want to balance my budget and get on with my life.

Have been a YNABer for several years now, love the service (worth the price for me) and the recent improvements to the web app, and especially the iOS app!! The new design and the modern layout is a breath of fresh air. You can now do everything from mobile if that’s your jam. The YNAB support team is always so helpful, so if all these new features throw you off a bit, they can help.

I expect a $99 app to function as well as Mint, which was free. YNAB doesn’t. It’s nothing other than constant irritation and disappointment. YNAB regularly takes 3-4 days to import credit card transactions. Sometimes they don’t show up. Sometimes restaurant transactions are missing tips. Sometimes there are duplicates. 99.9% of my YNAB use is trying to find and fix YNAB’s errors with transaction importing. Contacting their support is a total waste of time as they blame the importer, Plaid. It’s been like this for months. This is less a budgeting app and more an immensely irritating, let’s do manual data entry (which you can do for free in Excel) app. I loathe it.

I’ve had YNAB since 2012 and the program has gone downhill ever since. There’s so much blowout inside this app. It’s pathetic. They say new feature we say same pig, different shade of lipstick. The homepage is the worst feature of the app.